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C » Topics » Citibank, N.A. Regulatory Capital Ratios

This excerpt taken from the C 10-Q filed May 2, 2008.

Citibank, N.A. Regulatory Capital Ratios(1)

 
   March 31,
2008(2)(3)
   December 31,
2007(2)
  
Tier 1 Capital   8.59 % 8.98 %
Total Capital (Tier 1 and Tier 2)   12.88   13.33  
Leverage(4)   6.09   6.65  
(1)
The U.S. Banking Agencies granted industry-wide interim capital relief for the impact of adopting SFAS 158.

(2)
The impact of including Citigroup's own credit rating in valuing liabilities for which the fair value option has been selected is excluded from Tier 1 Capital at March 31, 2008 and December 31, 2007, respectively.

(3)
Net deferred tax assets that did not qualify for inclusion in Tier 1 Capital based on the capital guidelines was $1.2 billion at March 31, 2008.

(4)
Tier 1 Capital divided by adjusted average assets.

This excerpt taken from the C 10-K filed Feb 22, 2008.

Citibank, N.A. Regulatory Capital Ratios (1)

 

At year end

   2007  (2)   2006  

Tier 1 Capital

   8.98 %   8.32 %

Total Capital (Tier 1 and Tier 2)

   13.33     12.39  

Leverage (3)

   6.65     6.09  

 

(1) The U.S. Banking Agencies granted interim capital relief for the impact of adopting SFAS 158.
(2) The impact of including Citigroup’s own credit rating in determining the fair value of derivatives and issued debt carried at fair value upon the adoption of SFAS 157 is excluded from Tier 1 Capital at December 31, 2007.
(3) Tier 1 Capital divided by adjusted average assets.
This excerpt taken from the C 10-Q filed Nov 5, 2007.

Citibank, N.A. Regulatory Capital Ratios(1)

        Citigroup's subsidiary depository institutions in the United States are subject to risk-based capital guidelines issued by their respective primary federal bank regulatory agencies, which are similar to the FRB's guidelines. To be "well capitalized" under federal bank regulatory agency definitions, Citigroup's depository institutions must have a Tier 1 Capital Ratio of at least 6%, a Total Capital (Tier 1 + Tier 2 Capital) Ratio of at least 10% and a Leverage Ratio of at least 5%, and not be subject to a regulatory directive to meet and maintain higher capital levels. At September 30, 2007, all of Citigroup's subsidiary depository institutions were "well capitalized" under the federal regulatory agencies' definitions, including Citigroup's primary depository institution, Citibank, N.A., as noted in the following table:

 
   Sept. 30,
2007(2)
   June 30,
2007(2)
   Dec. 31,
2006
  
Tier 1 Capital   8.22 % 8.21 % 8.32 %
Total Capital (Tier 1 and Tier 2)   12.30   12.24   12.39  
Leverage(3)   6.31   5.83   6.09  
   
 
 
 
(1)
The U.S. banking agencies granted interim capital relief for the impact of adopting SFAS 158.

(2)
The impact related to using Citigroup's credit rating under the adoption of SFAS 157 is excluded from Tier 1 Capital at September 30, 2007 and June 30, 2007, respectively.

(3)
Tier 1 Capital divided by adjusted average assets.
This excerpt taken from the C 10-K filed Feb 23, 2007.

Citibank, N.A. Regulatory Capital Ratios

 

At year end   2006  

Tier 1 Capital (1)

   8.32 %

Total Capital (Tier 1 and Tier 2) (1)

   12.39  

Leverage (1)(2)

   6.09  

 

(1) The U.S. Banking Agencies granted interim capital relief for the impact of adopting SFAS 158 at December 31, 2006.
(2) Tier 1 Capital divided by adjusted average assets.
This excerpt taken from the C 10-Q filed Nov 3, 2006.

Citibank, N.A. Regulatory Capital Ratios

 
   Sept. 30,
2006
   June 30,
2006
   Dec. 31,
2005
  
Tier 1 Capital(1)   8.35 % 8.25 % 8.41 %
Total Capital (Tier 1 and Tier 2)(1)   12.50   12.44   12.55  
Leverage(2)   6.29   6.43   6.45  
Common stockholder's equity   7.64   7.76   7.96  
   
 
 
 
(1)
The estimated impact on capital of adopting SFAS 158 at December 31, 2006 will be a reduction to the capital ratios of approximately 0.2%.*

(2)
Tier 1 Capital divided by adjusted average assets.

EXCERPTS ON THIS PAGE:

10-Q
May 2, 2008
10-K
Feb 22, 2008
10-Q
Nov 5, 2007
10-K
Feb 23, 2007
10-Q
Nov 3, 2006

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