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This excerpt taken from the C 10-Q filed Aug 3, 2007. U.S. Consumer Mortgage Portfolio The Companys U.S. Consumer Mortgage portfolio consists of both first and second mortgages. As of June 30, 2007, approximately 85% of the Companys first mortgage portfolio had a FICO (Fair Isaac Corporation) credit score of at least 620 at origination. Approximately 72% of the first mortgage portfolio had a loan-to-value (LTV) ratio of 80% or less at origination.
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