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Industry (USD) Annual | ||||||||
|---|---|---|---|---|---|---|---|---|
| FISCAL YEAR ENDING |
|
31-DEC 2004 |
31-DEC 2005 |
31-DEC 2006 |
31-DEC 2007 |
31-DEC 2008 |
||
| Total Revenues | 78.4M | 95.9M | 119M | 124M | 127M | |||
| ROA | 2.7% | 3.1% | 3.9% | 3.7% | 0.3% | |||
| Net Interest Income | 43.8M | 51.0M | 54.8M | 52.5M | 0 | |||
| Net Interest Margin | 3.6% | 3.5% | 3.3% | 3.1% | 0% | |||
| Provision for Loan Losses | 1.55M | 2.39M | 2.81M | 12.3M | 0 | |||
| Commercial Real Estate Loans | 0 | 418M | 432M | 433M | 0 | |||
| Commercial Loans | 0 | 271M | 280M | 308M | 0 | |||
| Construction Loans | 0 | 82.3M | 128M | 104M | 0 | |||
| Consumer Loans | 0 | 240M | 137M | 222M | 0 | |||
| Deposits | 933M | 1.07B | 1.19B | 1.20B | 0 | |||
| Mortgage-Backed Securities (MBS) | 0 | 4.32M | 3.27M | 7.51M | 0 | |||
| Net Charge Offs to Avg Loans | 0.1% | 0.2% | 0.1% | 0.3% | 0% | |||
| Net Loans | 1.19B | 1.43B | 1.58B | 1.52B | 0 | |||
| Residential Loans | 0 | 428M | 513M | 472M | 0 | |||
| Securities | 93.8M | 87.5M | 62.1M | 131M | 0 | |||
| Tier 1 Capital Ratio | 0% | 9.6% | 9.7% | 9.3% | 0% | |||
| Nonperforming Assets to Total Assets | 0.8% | 1.4% | 1.6% | 3.6% | 0% | |||
| Nonperforming Loans to Total Loans | 0.9% | 1.5% | 1.6% | 3.5% | 0% | |||
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