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Industry (USD) Annual | ||||||||
|---|---|---|---|---|---|---|---|---|
| FISCAL YEAR ENDING |
|
31-DEC 2004 |
31-DEC 2005 |
31-DEC 2006 |
31-DEC 2007 |
31-DEC 2008 |
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| Total Revenues | 25.9M | 31.4M | 49.1M | 53.3M | 48.6M | |||
| ROA | 2.2% | 2.4% | 3.8% | 4.2% | 3.2% | |||
| Net Interest Income | 13.2M | 15.5M | 20.6M | 20.2M | 20.2M | |||
| Net Interest Margin | 3% | 3.3% | 3.3% | 3.1% | 2.9% | |||
| Provision for Loan Losses | 330K | 985K | 1.17M | 1.29M | 3.27M | |||
| Commercial Real Estate Loans | 0 | 210M | 253M | 274M | 298M | |||
| Commercial Loans | 0 | 30.1M | 32.2M | 33.6M | 34.5M | |||
| Construction Loans | 0 | 62.7M | 76.5M | 90.9M | 71.5M | |||
| Consumer Loans | 0 | 72.2M | 70.2M | 82.4M | 114M | |||
| Deposits | 375M | 518M | 563M | 591M | 581M | |||
| Mortgage-Backed Securities (MBS) | 81.2M | 70.2M | 60.7M | 69.9M | 80.3M | |||
| Net Charge Offs to Avg Loans | 0.1% | 0.1% | 0.1% | 0.2% | 0.2% | |||
| Net Loans | 314M | 468M | 510M | 554M | 619M | |||
| Residential Loans | 0 | 98.6M | 83.3M | 78.6M | 84.8M | |||
| Securities | 52.4M | 53.4M | 65.3M | 46.5M | 28.9M | |||
| Tier 1 Capital Ratio | 0% | 11.2% | 10.8% | 10.3% | 12% | |||
| Nonperforming Assets to Total Assets | 0.3% | 0.5% | 0.4% | 0.3% | 0.7% | |||
| Nonperforming Loans to Total Loans | 0.3% | 0.5% | 0.6% | 0.3% | 0.9% | |||
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