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Credicorp emphasizes the importance of capitalizing on synergies between the subsidiaries to establish the market dominance of each. Revenue breakdown by subsidiary:
Increase in this business unit is due to the loan book recovering growth in domestic currency, a strong loan portfolio in domestic retail, network expansion through agents (“Agentes”) and a shift to focus on operating efficiency.  It has also been aided by an increased offering of retail banking products, a growing network and transactional business.
The insurance business segment offers corporate and retail insurance PPS has focused on restructuring itself to focus on lower-risk retention in high-risk lines, pushing for growth in the retail segment.
Asset management offers distinct financial options through its subsidiaries: mutual funds through BCP, Portfolio Mutual Funds Pools through ASHC and pension funds through Prima. 
Despite the economic downturn and the wide-spread credit crisis the Peruvian banking environment remains strong and healthy. The total amount of assets and loans held by the banks as well as total net income (with projections made for 2009) as well as total deposits show at least modest growth. While the total number of institutions in the banking system dropped to 15 from 16 in 2008, the number of branches in Peru as well as ATMs has increased. The slight decrease in number of people employed – now 41,336 – can be explained by the disappearance of one institution.
Though the Sol has remained relatively stable against the dollar with other Latin American currencies fluctuating, companies like Credicorp Ltd prepare their financials in terms of Nuevos Soles despite filing functional currency statements in dollars and paying dollar dividends. Though there is no current measure to limit the transfer of currency in-and-out of Peru, there have been in the past and it is always a risk. Further, historical precedent suggest that if Peru fails to maintain an appropriate level of USD reserves, the country may impose exchange controls. 
Though BCP is the market leader in the Peruvian banking industry with a 35.9% market share, the main competitors are:
With 36% of the market, PPS is one of two leaders in the Peruvian insurance market. Its competitors include: