Accrual Balance Accrued Interest Receivable Payable
Acknowledgment Additional Information
Additional Severance Benefits Affiliate
Agents Agreed Accepted
Agreement Allowance Loan Losses
Amended Employment Agreement Amended Salary Continuation Agreement
Amended Salary Continuation Agreements Amendment
Amendment Waiver Amendments Termination
Annual Compensation Applicable Law
Approximately Asset Quality
Assets Audit Committee
Authorization Vote Adjournment Other Matters Automatic Review Procedure
Balance Sheet Growth Bank
Bank Information Banking Technology
Base Salary Basis Presentation
Beneficial Ownership Reporting Compliance Beneficiary
Beneficiary Designation Beneficiary Designation Change
Beneficiary Designation Form Beneficiary Designations
Benefit Only Benefit Plans Perquisites
Binding Effect Binding Effect Decisions
Board Fees Borrowings
Bps Business Combination
Capital Raising Tied Strategic Plan Captions Counterparts
Cash Due Banks Interest-earning Deposits Cash Equivalents
Cause Certain Relationships Related Transactions
Certification Chief Executive Officer Regarding Periodic Report Containing Certification Principal Financial Officer Regarding Periodic Report Containing
Change Board Composition Period Consecutive Individuals Constitute Crescent Change Control
Change Control Benefits Change-in-control Benefit
Change-in-control Payout Normal Retirement Benefit Early Termination Disability Claims Procedure
Code Commitment Asset Quality
Commitments Commitments Contingent Liabilities
Committees Board Directors Common Stock Par Value 100 Per Share
Comparison Financial Condition 2005 2004 Comparison Results Operations 2004 2003
Comparison Results Operations 2005 2004 Comparison Results Operations Periods 2005 2004
Comparison Results Operations Six-month Periods 2005 2004 Comparison Results Operations Three-month Periods 2005 2004
Compensation Committee Compensation Committee Interlocks Insider Participation
Competition Completed
Completion Acquisition Disposition Assets Compliance Internal Revenue Code 409a
Comprehensive Income Confidential Information
Consolidated Balance Sheet Consultation Counsel Interpretation Agreement
Contradiction Between Agreement Schedule Controls Procedures
Corporation Courier Services
Creative Work Crescent Financial Corporation
Crescent Financial Corporation Announces Earnings Crescent Financial Corporation Announces Exercise Over-allotment Option
Crescent Financial Corporation Announces Percent Quarterly Increase Net Crescent Financial Corporation Announces Results
Crescent Financial Corporation Announces Results 2007 Crescent Financial Corporation Announces Results 2008
Crescent Financial Corporation Announces Revision Earnings 2009 Crescent Financial Corporation Announces Solid Earnings Strong Asset
Crescent Financial Corporation Announces Stock Split Crescent Financial Corporation Announces Stock Split Effected Dividend
Crescent Financial Corporation Reports Earnings 2009 Crescent Financial Crfn
Crescent State Bank Opens Loan Production Office Community Crescent State Bank Opens Tenth Full-service Branch
Crfn Crfn Attractive Investment Opportunity
Crfn Performance Relative Peer Group Critical Accounting Policy
Current Report Date
Death After Separation Service Death Before Separation Service
Decrease Interest Rates Adversely Impact Profitability Default
Defined Contribution Plan Departure Directors Principal Officers Election Appointment
Deposits Determination
Director Compensation Director Relationships
Disability Disability Benefit
Disabled Disclosures Fair Values Financial Instruments
Duties Duty Mitigate
Early Termination Early Termination Benefit
Employees Employer
Employment Employment Agreement
Employment Agreements End
End Option Values Entire Agreement
Entry Material Definitive Agreement Ermination Mployment
Estimates Exact Name Registrant Specified Charter
Excise Tax Excise Tax Payment
Executive Executive Officers
Exhibits Expenses
Expenses Solicitation Experience Greater Loan Losses Anticipated Adverse Effect Net
Explanatory Facility Payment
Fdic Open-bank Assistance Federal Home Loan Bank Stock
Federal Reserve Board Financial Highlights
Financial Institutions Investor Conference Financial Statements Exhibits
Foreclosed Assets Form 10-k
Form 10-q Former Address Principal Executive Offices
Forward Looking Statements Forward-looking Information
Forward-looking Statements General
Goodwill Governing Law Jurisdiction Forum
Greater Wilmington Area Coastal Market Gross-up Payment Amount
Gross-up Taxes Growing Assets While Maintaining Asset Quality
Growth Guarantee Employment
Had Hange Ontrol Enefits
Headings Headquartered Cary North Carolina
High Growth Strategy High House Road Cary 27513
Historical Book Value Per Share Historical Stock Price Performance
History Impact Inflation Changing Prices
Income Taxes Incumbent Directors
Indebtedness Transactions Management Indemnification Insurance
Indemnity Plan Administrator Independent Auditors Consent
Index Index Consolidated Financial Statements
Injunctive Relief Intentional
Internal Revenue Code 280g Gross Interstate Branching
Investment Activities Investment Highlights
Investment Life Insurance Investment Securities
Investment Services Involuntary Termination Cause
Involuntary Termination Without Cause Involuntary Termination Without Cause Voluntary Good Reason
Iscellaneous Junior Subordinated Debt
Keys Past Success Leases
Legal Proceedings Level
Liquidity Capital Resources Liquidity Essential Business Rely Part External Sources Finance
Loans Local Bank Names Chief Operating Officer
Long-term Debt Ltm Loan Growth
Lump-sum Benefit After Change Control Market Common Equity Related Stockholder Matters Issuer Purchases
Market Share Opportunity Material Impairments
Meetings Committees Board Directors Merger Agreement
Michael Carlton Addresses New York Banking Conference Misstatement
Mmi Associates Inc Money Magazine
Mortgage Loan Origination Other Fees Mployment
Mployment Greement Name Person Filing Proxy Statement Other Registrant
Net Economic Value Equity Analysis Net Income
Net Interest Income Net Interest Income Risk Analysis
New Accounting Standards New Acquired Bank Office Facilities Other Not Profitable
Nominating Committee Nominees
Non-disclosure Non-interest Expenses
Non-interest Income Non-interest Income Other Expense
Non-transferability Nonstatutory Stock Option Plan Directors
Normal Retirement Normal Retirement Benefit
Not Able Maintain Manage Growth Adversely Affect Results Not Applicable
Notes Consolidated Financial Statements Notice
Notices Now Therefore
Off-balance Sheet Arrangements Off-balance Sheet Risk
Ompensation Enefits Fter Ermination Ompensation Ther Enefits
Ompetition Fter Mployment Ermination Onfidentiality Reative Ork
Order Profitable Compete Successfully Other Financial Institutions Greater Organization
Organization Operations Other Events
Other Information Other Intangible Assets
Other Matters Overpayment
Parent Financial Data Part Other Information
Payment Legal Fees Per Share Data Been Adjusted Following Stock Splits
Per Share Results Performance Graph
Periodic Review Plan
Plan Administrator Duties Port City Capital Bank
Possible Delay Because 409a Post-termination Insurance Coverage
Premises Equipment Press Release
Price Determination Agreement Primary Market Area
Principal Accounting Fees Services Proceeding
Profitability Profitability Depends Significantly Economic Conditions Market Area
Properties Proposal Approval Amendment 1999 Incentive Stock Option Plan
Proposal Election Directors Proposal Ratification Independent Public Accountants
Proposals 2006 Annual Meeting Provision Income Taxes
Provision Loan Losses Pursuant Rule 13a
Pursuant Usc 1350 Adopted 906 Sarbanes-oxley Act 2002 Q08
Quantitative Qualitative Disclosures Market Risk Quarterly Period 2005
Quarterly Period 2006 Raleigh-cary Msa
Raleigh-durham-cary Msa Ray Vaughn Joins Crescent State Bank
Recent Accounting Pronouncements Reclassifications
Record Date Registrants Telephone Number Including Area Code
Regulation Bank Regulatory Matters
Removal Report Audit Committee
Report Compensation Committee Report Independent Registered Public Accounting Firm
Representative Reserve Requirements
Responsibilities Restrictions Executive8217s Post-employment Activities
Results Operations Financial Condition Return Materials
Review Procedure Risk Factors
Rticle Sale Common Stock
Sandhills Msa Sarbanes-oxley Act 2002
Savings Clause Relating Compliance Code 409a Savings Plan
Securities Available Sale Securities Not Fdic Insured
See Accompanying Notes Segment Reporting
Separation Service Service Board Directors
Severability Severance
Shareholder Communications Shares Outstanding 2005
Shares Outstanding 2006 Short-term Borrowings
Short-term Borrowings Long-term Debt Sign Here Entity
Sign Here Individual Signature
Signatures Solicitation Voting Appointments Proxy Revocation
Solicited Board Directors Source Snl Financial
Statement Policy Stock Compensation Plans
Stock Federal Home Loan Bank Atlanta Stock Options
Stock-based Compensation Plans Strategy
Subject Operational Risk Failure Materially Adversely Affect Businesses Submission Matters Vote Security Holders
Subsequent Events Successors Assigns
Successors Binding Agreement Suicide Misstatement
Summary Compensation Table Supplemental Disclosure
Supplemental Disclosure Cash Flow Information Supplemental Disclosure Statement Cash Flows
Supplemental Retirement Targeting High Growth Markets
Tax Withholding Term
Term Employment Termination Because Death Disability
Termination Cause Termination Modification Agreement Because Changes Law Rules Regulations
Termination Without Cause Thomas Holder
Total Benefits Underpayment
Unfunded Arrangement United States Securities Exchange
Vacation Volume Rate Variance Analysis
Voluntary Termination Executive Voluntary Termination Executive Without Good Reason
Voluntary Termination Good Reason Voting Procedures Quorum Votes Required Approval
Voting Securities Whereas
Wilmington Area Coastal Market Witness Whereof
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