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Industry (USD) Annual | ||||||||
|---|---|---|---|---|---|---|---|---|
| FISCAL YEAR ENDING |
|
31-DEC 2004 |
31-DEC 2005 |
31-DEC 2006 |
31-DEC 2007 |
31-DEC 2008 |
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| Total Revenues | 184M | 175M | 183M | 193M | 205M | |||
| ROA | 3.6% | 3.5% | 3.9% | 4% | 3.7% | |||
| Net Interest Income | 106M | 92.4M | 77.5M | 71.0M | 91.4M | |||
| Net Interest Margin | 3.3% | 3% | 2.6% | 2.3% | 2.6% | |||
| Provision for Loan Losses | 280K | 340K | 240K | 240K | 2.01M | |||
| Commercial Real Estate Loans | 2.34B | 2.45B | 2.52B | 2.68B | 848M | |||
| Commercial Loans | 17.4M | 14.0M | 9.63M | 8.32M | 0 | |||
| Construction Loans | 15.6M | 12.1M | 23.3M | 49.4M | 0 | |||
| Consumer Loans | 1.54M | 1.18M | 1.03M | 1.05M | 1.13M | |||
| Deposits | 2.21B | 1.91B | 2.01B | 2.18B | 2.26B | |||
| Mortgage-Backed Securities (MBS) | 0 | 11.7M | 6.85M | 6.34M | 301M | |||
| Net Charge Offs to Avg Loans | 0% | 0% | 0% | 0% | 0% | |||
| Net Loans | 2.49B | 2.60B | 2.69B | 2.86B | 3.27B | |||
| Residential Loans | 126M | 136M | 147M | 140M | 2.37B | |||
| Securities | 80.8M | 74.8M | 61.1M | 73.2M | 80.9M | |||
| Tier 1 Capital Ratio | 0% | 0% | 11.9% | 11.2% | 10.8% | |||
| Nonperforming Assets to Total Assets | 0% | 0% | 0.1% | 0.1% | 0.2% | |||
| Nonperforming Loans to Total Loans | 0.1% | 0% | 0.1% | 0.1% | 0.2% | |||
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