DLLR » Topics » Growth Opportunities

This excerpt taken from the DLLR 8-K filed Dec 2, 2009.
Growth Opportunities
 
We believe that significant opportunities for growth exist in our industry as a result of:
 
  •  growth of small businesses, the self employed and service-sector workforce;
 
  •  failure of commercial banks and other traditional financial service providers to adequately address the needs of small business, service sector and other working-class individuals;
 
  •  trends favoring larger operators in the industry;
 
  •  consolidation within our industry; and
 
  •  Canadian short-term consumer lending provincial regulation that will likely change the competitive landscape and favor lower cost operators.
 
We believe that, as the service sector population segment increases, and as trends within the retail banking industry make banking less accessible or more costly to these consumers, the industry in which we operate will see a significant increase in demand for our products and services. We also believe that the industry will continue to consolidate as a result of a number of factors, including:
 
  •  economies of scale available to larger operations;
 
  •  use of technology to serve customers better and to control large store networks;
 
  •  inability of smaller operators to form the alliances necessary to deliver new products; and
 
  •  increased licensing and regulatory burdens.
 
This consolidation process should provide us, as operator of one of the largest store networks, with opportunities for continued growth. We also believe there are substantial growth opportunities in Europe.
 
These excerpts taken from the DLLR 10-K filed Aug 29, 2008.
Growth Opportunities
 
We believe that significant opportunities for growth exist in our industry as a result of:
 
  •  growth of the service-sector workforce;
 
  •  failure of commercial banks and other traditional financial service providers to adequately address the needs of service sector and other working-class individuals; and
 
  •  trends favoring larger operators in the industry.


3


 

 
We believe that, as the service sector population segment increases and as trends within the retail banking industry make banking less accessible or more costly to these consumers, the industry in which we operate will continue to see a significant increase in demand for our products and services. We also believe that the industry will continue to consolidate as a result of a number of factors, including:
 
  •  economies of scale available to larger operations;
 
  •  use of technology to serve customers better and to control large store networks;
 
  •  inability of smaller operators to form the alliances necessary to deliver new products; and
 
  •  increased licensing and regulatory burdens.
 
This consolidation process should provide us, as operator of one of the largest store networks, with opportunities for continued growth.
 
Growth
Opportunities



 



We believe that significant opportunities for growth exist in
our industry as a result of:


 




































  • 

growth of the service-sector workforce;
 
  • 

failure of commercial banks and other traditional financial
service providers to adequately address the needs of service
sector and other working-class individuals; and
 
  • 

trends favoring larger operators in the industry.





3





 





 



We believe that, as the service sector population segment
increases and as trends within the retail banking industry make
banking less accessible or more costly to these consumers, the
industry in which we operate will continue to see a significant
increase in demand for our products and services. We also
believe that the industry will continue to consolidate as a
result of a number of factors, including:


 














































  • 

economies of scale available to larger operations;
 
  • 

use of technology to serve customers better and to control large
store networks;
 
  • 

inability of smaller operators to form the alliances necessary
to deliver new products; and
 
  • 

increased licensing and regulatory burdens.


 



This consolidation process should provide us, as operator of one
of the largest store networks, with opportunities for continued
growth.


 




This excerpt taken from the DLLR 10-K filed Sep 18, 2007.
Growth Opportunities
 
We believe that significant opportunities for growth exist in our industry as a result of:
 
  •  growth of the service-sector workforce;
 
  •  failure of commercial banks and other traditional financial service providers to adequately address the needs of service sector and other working-class individuals; and
 
  •  trends favoring larger operators in the industry.
 
We believe that, as the service sector population segment increases, and as trends within the retail banking industry make banking less accessible or more costly to these consumers, the industry in which we operate will continue to see a significant increase in demand for our products and services. We also believe that the industry will continue to consolidate as a result of a number of factors, including:
 
  •  economies of scale available to larger operations;
 
  •  use of technology to serve customers better and to control large store networks;
 
  •  inability of smaller operators to form the alliances necessary to deliver new products; and
 
  •  increased licensing and regulatory burdens.
 
This consolidation process should provide us, as operator of one of the largest store networks, with opportunities for continued growth.


3


Table of Contents

Wikinvest © 2006, 2007, 2008, 2009, 2010, 2011, 2012. Use of this site is subject to express Terms of Service, Privacy Policy, and Disclaimer. By continuing past this page, you agree to abide by these terms. Any information provided by Wikinvest, including but not limited to company data, competitors, business analysis, market share, sales revenues and other operating metrics, earnings call analysis, conference call transcripts, industry information, or price targets should not be construed as research, trading tips or recommendations, or investment advice and is provided with no warrants as to its accuracy. Stock market data, including US and International equity symbols, stock quotes, share prices, earnings ratios, and other fundamental data is provided by data partners. Stock market quotes delayed at least 15 minutes for NASDAQ, 20 mins for NYSE and AMEX. Market data by Xignite. See data providers for more details. Company names, products, services and branding cited herein may be trademarks or registered trademarks of their respective owners. The use of trademarks or service marks of another is not a representation that the other is affiliated with, sponsors, is sponsored by, endorses, or is endorsed by Wikinvest.
Powered by MediaWiki