Growth Opportunities for DFC GLOBAL CORP. (DLLR)

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Dollar Financial (DLLR)

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DLLR » Topics » Growth Opportunities

This excerpt taken from the DLLR 8-K filed Dec 2, 2009.

Growth Opportunities

We believe that significant opportunities for growth exist in our industry as a result of:


	•	growth of small businesses, the self employed and service-sector workforce;

	•	failure of commercial banks and other traditional financial service providers to adequately address the needs of small business, service sector and other working-class individuals;

	•	trends favoring larger operators in the industry;

	•	consolidation within our industry; and

	•	Canadian short-term consumer lending provincial regulation that will likely change the competitive landscape and favor lower cost operators.

We believe that, as the service sector population segment increases, and as trends within the retail banking industry make banking less accessible or more costly to these consumers, the industry in which we operate will see a significant increase in demand for our products and services. We also believe that the industry will continue to consolidate as a result of a number of factors, including:


	•	economies of scale available to larger operations;

	•	use of technology to serve customers better and to control large store networks;

	•	inability of smaller operators to form the alliances necessary to deliver new products; and

	•	increased licensing and regulatory burdens.

This consolidation process should provide us, as operator of one of the largest store networks, with opportunities for continued growth. We also believe there are substantial growth opportunities in Europe.

These excerpts taken from the DLLR 10-K filed Aug 29, 2008.

Growth Opportunities

We believe that significant opportunities for growth exist in our industry as a result of:


	•	growth of the service-sector workforce;

	•	failure of commercial banks and other traditional financial service providers to adequately address the needs of service sector and other working-class individuals; and

	•	trends favoring larger operators in the industry.

We believe that, as the service sector population segment increases and as trends within the retail banking industry make banking less accessible or more costly to these consumers, the industry in which we operate will continue to see a significant increase in demand for our products and services. We also believe that the industry will continue to consolidate as a result of a number of factors, including:


	•	economies of scale available to larger operations;

	•	use of technology to serve customers better and to control large store networks;

	•	inability of smaller operators to form the alliances necessary to deliver new products; and

	•	increased licensing and regulatory burdens.

This consolidation process should provide us, as operator of one of the largest store networks, with opportunities for continued growth.

Growth
Opportunities

We believe that significant opportunities for growth exist in
our industry as a result of:


	•	growth of the service-sector workforce;

	•	failure of commercial banks and other traditional financial service providers to adequately address the needs of service sector and other working-class individuals; and

	•	trends favoring larger operators in the industry.

We believe that, as the service sector population segment
increases and as trends within the retail banking industry make
banking less accessible or more costly to these consumers, the
industry in which we operate will continue to see a significant
increase in demand for our products and services. We also
believe that the industry will continue to consolidate as a
result of a number of factors, including:


	•	economies of scale available to larger operations;

	•	use of technology to serve customers better and to control large store networks;

	•	inability of smaller operators to form the alliances necessary to deliver new products; and

	•	increased licensing and regulatory burdens.

This consolidation process should provide us, as operator of one
of the largest store networks, with opportunities for continued
growth.

This excerpt taken from the DLLR 10-K filed Sep 18, 2007.

Growth Opportunities

We believe that significant opportunities for growth exist in our industry as a result of:


	•	growth of the service-sector workforce;

	•	failure of commercial banks and other traditional financial service providers to adequately address the needs of service sector and other working-class individuals; and

	•	trends favoring larger operators in the industry.

We believe that, as the service sector population segment increases, and as trends within the retail banking industry make banking less accessible or more costly to these consumers, the industry in which we operate will continue to see a significant increase in demand for our products and services. We also believe that the industry will continue to consolidate as a result of a number of factors, including:


	•	economies of scale available to larger operations;

	•	use of technology to serve customers better and to control large store networks;

	•	inability of smaller operators to form the alliances necessary to deliver new products; and

	•	increased licensing and regulatory burdens.

This consolidation process should provide us, as operator of one of the largest store networks, with opportunities for continued growth.

EXCERPTS ON THIS PAGE:

8-K	Dec 2, 2009

10-K (2 sections)	Aug 29, 2008

10-K	Sep 18, 2007

Dollar Financial (DLLR)

DLLR » Topics » Growth Opportunities

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