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Industry (USD) Annual | ||||||||
|---|---|---|---|---|---|---|---|---|
| FISCAL YEAR ENDING |
|
31-DEC 2003 |
31-DEC 2004 |
31-DEC 2005 |
31-DEC 2006 |
31-DEC 2007 |
||
| Total Revenues | 611M | 663M | 1.03B | 1.23B | 1.03B | |||
| ROA | 2.8% | 2.6% | 3.9% | 4.9% | 3.4% | |||
| Net Interest Income | 309M | 344M | 436M | 519M | 424M | |||
| Net Interest Margin | 4.5% | 4.7% | 6% | 7.4% | 7.1% | |||
| Provision for Loan Losses | -3.72M | 2.90M | 2.26M | 26.6M | 310M | |||
| Commercial Real Estate Loans | 142M | 129M | 98.3M | 140M | 127M | |||
| Commercial Loans | 4.97M | 5.00M | 3.98M | 2.40M | 5.00M | |||
| Construction Loans | 123M | 93.1M | 106M | 112M | 131M | |||
| Consumer Loans | 99.1M | 285M | 281M | 195M | 144M | |||
| Deposits | 8.29B | 9.66B | 11.9B | 11.8B | 10.5B | |||
| Mortgage-Backed Securities (MBS) | 0 | 0 | 277K | 251K | 111K | |||
| Net Charge Offs to Avg Loans | 0% | 0% | 0% | 0% | 0.2% | |||
| Net Loans | 10.1B | 13.3B | 15.2B | 13.7B | 11.3B | |||
| Residential Loans | 9.73B | 12.8B | 14.7B | 13.2B | 10.9B | |||
| Securities | 692M | 497M | 626M | 1.43B | 1.56B | |||
| Tier 1 Capital Ratio | 15.6% | 13.7% | 14.9% | 17.8% | 19% | |||
| Nonperforming Assets to Total Assets | 0.4% | 0.2% | 0.2% | 0.7% | 7.8% | |||
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