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This excerpt taken from the EBAY 10-K filed Feb 17, 2010. Buyer Value Proposition PayPal enables buyers to pay merchants without sharing sensitive financial information (such as credit card numbers) or providing their name and address information. To make payments using PayPal, buyers need to disclose only their email addresses to recipients. Buyers also benefit from PayPal’s Buyer Protection Program, which, subject to specified limitations, reimburses buyers using PayPal with respect to qualified purchases. When using Bill Me Later’s banking relationships to obtain transactional credit, buyers need to provide only their name, address, birth date and the last four digits of their social security number. After Bill Me Later repurchases the receivables related to these transactions, it also offers U.S. buyers an opportunity to defer payments; under some promotional arrangements with select merchants, interest on such payments can be deferred for as long as three to six months. We believe that many buyers wary of disclosing financial information online find the limited amount of information they are required to provide using PayPal and Bill Me Later attractive.
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Table of ContentsThese excerpts taken from the EBAY 10-K filed Feb 20, 2009. Buyer
Value Proposition
PayPal enables buyers to pay merchants without sharing sensitive
financial information. To make payments, buyers need to disclose
only their email addresses to recipients. Buyers also benefit
from PayPal’s Buyer Protection Program, which reimburses
buyers using PayPal with respect to most purchases made on
eBay.com. When using Bill Me Later to obtain transactional
credit, buyers need to provide only their name, address, birth
date and the last four digits of their social security number.
Many buyers wary of disclosing financial information online find
the limited amount of information they are required to provide
attractive. Bill Me Later also offers U.S. buyers an
opportunity to defer payments; under some promotional
arrangements with select merchants, interest on such payments
can be deferred for as long as three to six months.
Buyer Value Proposition PayPal enables buyers to pay merchants without sharing sensitive financial information. To make payments, buyers need to disclose only their email addresses to recipients. Buyers also benefit from PayPal’s Buyer Protection Program, which reimburses buyers using PayPal with respect to most purchases made on eBay.com. When using Bill Me Later to obtain transactional credit, buyers need to provide only their name, address, birth date and the last four digits of their social security number. Many buyers wary of disclosing financial information online find the limited amount of information they are required to provide attractive. Bill Me Later also offers U.S. buyers an opportunity to defer payments; under some promotional arrangements with select merchants, interest on such payments can be deferred for as long as three to six months. These excerpts taken from the EBAY 10-K filed Feb 29, 2008. Buyer
Value Proposition
PayPal enables buyers to pay merchants without sharing sensitive
financial information. To make payments, buyers need to disclose
only their email addresses to recipients. Many buyers wary of
disclosing financial information online find this level of
personal privacy attractive. Buyers also benefit from
PayPal’s Buyer Protection Program, which reimburses buyers
using PayPal with respect to certain qualified purchases made on
eBay.com.
Buyer Value Proposition PayPal enables buyers to pay merchants without sharing sensitive financial information. To make payments, buyers need to disclose only their email addresses to recipients. Many buyers wary of disclosing financial information online find this level of personal privacy attractive. Buyers also benefit from PayPal’s Buyer Protection Program, which reimburses buyers using PayPal with respect to certain qualified purchases made on eBay.com. This excerpt taken from the EBAY 10-K filed Feb 28, 2007. Buyer
Value Proposition
PayPal enables buyers to pay merchants without sharing their
sensitive financial information with them. To make payments,
buyers need to disclose only their email addresses to
recipients. Many buyers wary of disclosing financial information
online find this high level of personal privacy attractive.
Buyers also benefit from PayPal’s buyer protection program.
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