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This excerpt taken from the EBAY 10-K filed Feb 17, 2010. Seller Value Proposition PayPal offers online merchants an all-in-one payment processing solution that is less expensive than most credit card merchant accounts, offers industry-leading fraud prevention and streamlines the checkout experience for users of the approximately 81 million active registered accounts in approximately 190 markets as of December 31, 2009. Active registered accounts are defined as registered accounts that successfully sent or received at least one payment or payment reversal through the PayPal system (or Bill Me Later accounts that are currently able to transact and that have received a statement) within the last 12 months. Users of active registered accounts may engage in cross-border shopping, which may help merchants to increase sales volume. In addition, PayPal offers a payment gateway service that provides merchants who already have a credit card merchant account with a secure connection from their online store to their internet merchant account and processing network. A merchant can typically open a PayPal account and begin accepting credit card payments within a few minutes. Most merchants are approved instantly for a PayPal account and do not need to provide a personal guarantee, acquire specialized hardware, prepare an application, or contact a payment gateway. PayPal can reduce or eliminate the need for merchants to receive and store sensitive customer financial information. Furthermore, PayPal charges lower transaction fees than most U.S. merchant accounts, and charges no setup fees and few or no recurring monthly fees. The account-based nature of PayPal’s network helps us to better detect and prevent fraud when funds enter, flow through and exit the PayPal network. Sellers can also reduce the risk of transaction losses resulting from unauthorized credit card use and fraudulent chargebacks if they comply with PayPal’s Seller Protection Policy. U.S. merchants offering Bill Me Later provide buyers with various transactional credit arrangements at the point of sale through Bill Me Later’s banking relationships. Beginning in the fall of 2009, Bill Me Later was made available as a funding source to approved U.S. PayPal customers, which may help to increase our Payments sales volume. PayPal Overview These excerpts taken from the EBAY 10-K filed Feb 20, 2009. Seller
Value Proposition
PayPal offers online merchants an
all-in-one
payment processing solution that is less expensive than most
credit card merchant accounts, offers industry-leading fraud
prevention, and enables merchants to conduct business with
approximately 68.6 million PayPal registered active
accounts in approximately 190 markets. Many of these active
accounts prefer to use PayPal over other payment methods, which
may help merchants to increase sales volume. PayPal also offers
merchants the ability to maintain a direct relationship with
their customers. In addition, PayPal also offers a payment
gateway service that provides merchants who already have a
credit card merchant account with a secure connection from their
online store to their internet merchant account and their
payment processing network.
A merchant can generally open a PayPal account and begin
accepting credit card payments within a few minutes. Most
merchants are approved instantly for a PayPal account, and do
not need to provide a personal guaranty, acquire any specialized
hardware, prepare an application, contact a payment gateway or
securely store customer financial information that is maintained
by PayPal instead of the merchant. Furthermore, PayPal charges
lower transaction fees than most U.S. merchant accounts, and
charges no setup fees and few or no recurring monthly fees.
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The account-based nature of PayPal’s network helps us to
detect and prevent fraud when funds enter, flow through, and
exit the PayPal network. Sellers can also reduce the risk of
transaction losses resulting from unauthorized credit card use
and fraudulent chargebacks if they comply with PayPal’s
Seller Protection Policy.
U.S. merchants offering Bill Me Later provide buyers with
various transactional credit arrangements at the point of sale,
which may help to increase sales volume and average sales orders.
Seller Value Proposition PayPal offers online merchants an all-in-one payment processing solution that is less expensive than most credit card merchant accounts, offers industry-leading fraud prevention, and enables merchants to conduct business with approximately 68.6 million PayPal registered active accounts in approximately 190 markets. Many of these active accounts prefer to use PayPal over other payment methods, which may help merchants to increase sales volume. PayPal also offers merchants the ability to maintain a direct relationship with their customers. In addition, PayPal also offers a payment gateway service that provides merchants who already have a credit card merchant account with a secure connection from their online store to their internet merchant account and their payment processing network. A merchant can generally open a PayPal account and begin accepting credit card payments within a few minutes. Most merchants are approved instantly for a PayPal account, and do not need to provide a personal guaranty, acquire any specialized hardware, prepare an application, contact a payment gateway or securely store customer financial information that is maintained by PayPal instead of the merchant. Furthermore, PayPal charges lower transaction fees than most U.S. merchant accounts, and charges no setup fees and few or no recurring monthly fees.
Table of ContentsThe account-based nature of PayPal’s network helps us to detect and prevent fraud when funds enter, flow through, and exit the PayPal network. Sellers can also reduce the risk of transaction losses resulting from unauthorized credit card use and fraudulent chargebacks if they comply with PayPal’s Seller Protection Policy. U.S. merchants offering Bill Me Later provide buyers with various transactional credit arrangements at the point of sale, which may help to increase sales volume and average sales orders. These excerpts taken from the EBAY 10-K filed Feb 29, 2008. Seller
Value Proposition
PayPal offers online merchants an
all-in-one
payment processing solution that is less expensive than most
merchant accounts, offers industry-leading fraud prevention, and
enables merchants to conduct business with approximately
57 million PayPal registered active accounts in over 190
markets. PayPal also offers merchants the ability to maintain a
direct relationship with their customers.
A merchant can generally open a PayPal account and begin
accepting credit card payments within a few minutes. Most
merchants are approved instantly for a PayPal account, and do
not need to provide a personal guaranty, acquire any specialized
hardware, prepare an application, contact a payment gateway or
encrypt customer data. Furthermore, PayPal charges lower
transaction fees than most merchant accounts, and charges no
setup fees and few or no recurring monthly fees.
The account-based nature of PayPal’s network helps us to
detect and prevent fraud when funds enter, flow through, and
exit the PayPal network. Sellers can also reduce the risk of
transaction losses resulting from unauthorized credit card use
and fraudulent chargebacks if they comply with PayPal’s
Seller Protection Policy.
Seller Value Proposition PayPal offers online merchants an all-in-one payment processing solution that is less expensive than most merchant accounts, offers industry-leading fraud prevention, and enables merchants to conduct business with approximately 57 million PayPal registered active accounts in over 190 markets. PayPal also offers merchants the ability to maintain a direct relationship with their customers. A merchant can generally open a PayPal account and begin accepting credit card payments within a few minutes. Most merchants are approved instantly for a PayPal account, and do not need to provide a personal guaranty, acquire any specialized hardware, prepare an application, contact a payment gateway or encrypt customer data. Furthermore, PayPal charges lower transaction fees than most merchant accounts, and charges no setup fees and few or no recurring monthly fees. The account-based nature of PayPal’s network helps us to detect and prevent fraud when funds enter, flow through, and exit the PayPal network. Sellers can also reduce the risk of transaction losses resulting from unauthorized credit card use and fraudulent chargebacks if they comply with PayPal’s Seller Protection Policy. This excerpt taken from the EBAY 10-K filed Feb 28, 2007. Seller
Value Proposition
PayPal offers online merchants an
all-in-one
payment processing solution that is less expensive than most
merchant accounts, offers industry-leading fraud prevention, and
enables merchants to conduct business with approximately
133 million PayPal customer accounts in over 100 markets.
PayPal also offers merchants the ability to maintain a direct
relationship with their customers.
A merchant can open a PayPal account and begin accepting credit
card payments within a few minutes. Merchants are approved
instantly for a PayPal account, and do not need to provide a
personal guaranty, acquire any specialized hardware, prepare an
application, contact a payment gateway or encrypt customer data.
Furthermore, PayPal charges lower transaction fees than most
merchant accounts, and charges no setup fees and no recurring
monthly fees.
The account-based nature of PayPal’s network helps us to
detect and prevent fraud when funds enter the PayPal network, as
funds move within the network, and when they leave. Sellers can
also reduce the risk of transaction losses due to unauthorized
credit card use and fraudulent chargebacks, if they comply with
PayPal’s Seller Protection Policy.
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