Topic Listing for ESB Financial

Acquisition Phsb Actions Government Purpose Stabilizing Financial Markets Market Response
Actions Taken Navigate Environment Include Additional Terms Applicable Incentive Stock Options Issued Plan
Adjustments Capital Changes Administration Plan
Adoption Accounting Standards Aggregated Option Exercises Last End Values
Ahead Allowance Loan Losses
Allowance Losses Loans Leases Not Adequate Cover Probable Also Initiated Number New Commercial Checking Accounts Designed
Amendment Amendment Articles Bylaws
Amendment Termination Plan Annual Meeting
Annual Reports Financial Statements Appreciation
Articles Incorporation Asset Liability Management
Auditor Fees Availability Information
Award Means Option Stock Appreciation Right Share Granted Awards Number Shares Etc
Bank-owned Life Insurance Boli Banking Subsidiary Subject Capital Other Requirements Restrict Ability
Basis Presentation Beneficial Ownership Reporting Compliance
Best Places Work Western Pennsylvania Bill Please Accept Sincere Gratitude Entire Esb Financial
Board Directors Board Directors Committees
Board Directors Esb Financial Corporation Employees Wish Express Board Directors Shareholders
Board Directors Stockholders Esb Financial Corporation Board Means Directors Corporation
Bonita Wadding Branch Office
Branch Office Expansion Branch Offices
Business Affiliations Cash Dividends
Cash Equivalents Casual Charity
Certain Relationships Related Transactions Certain Relationships Related Transactions Director Independence
Certification Chief Executive Officer Certification Chief Financial Officer
Change Auditors Change Control Agreements
Changes Disagreements Accountants Accounting Financial Disclosure Changes Financial Condition
Changes Interest Rates Material Adverse Effect Operations Charles Evanoski Certify
Charlotte Zuschlag Charlotte Zuschlag Certify
Code Ethics Directors Executive Officers Financial Professionals Code Means Internal Revenue 1986 Amended
Coming Soon Summer 2009 Common Stock Covered Plan
Common Stock Means Shares Par Value Per Share Communications Board Directors
Community Involvement Community Service Program
Compensation Committee Compensation Committee Interlocks Insider Participation
Competition Condensed Statements Financial Condition
Consent Independent Registered Public Accounting Firm Consolidated Financial Highlights
Consolidated Statements Cash Flows Contact
Controls Procedures Conversion Pennsylvania Savings Bank
Corporate Headquarters Corporate Information
Corporate Officers Advisory Board Bank Critical Accounting Policies Estimates
Customer Satisfaction Dear Fellow Shareholders
Definitions Deposit Insurance Premium Substantially Higher Future Adverse Effect
Description Incentive Plan Difficult Circumstances Posted Earnings Per Diluted Share 084
Director Retirement Directors Attendance Annual Meetings
Directors Compensation Directors Executive Officers Corporate Governance
Directors Executive Officers Registrant Directors Retirement Plan
Directors Terms Expiring 2006 Directors Terms Expiring 2007
Directors Terms Expiring 2008 Directors Terms Expiring 2009
Directors Terms Expiring 2010 Directors Terms Expiring 2011
Distribution Plan Shares Dividend Reinvestment Plan
Dividends Documents Incorporated Reference
Dollar Amounts Dollar Amounts Except Share Data
Duration Options Duration Term Existence Corporation Shall Perpetual Capital Stock
Duration Term Existence Corporation Shall Perpetual Stylemargin-top12pxmargin-bottom0px Text-indent4 Earning Plan Shares Forfeitures
Effective Date Means Board Approves Plan Effective Date Plan Term
Election Directors Eligibility
Ellwood City Pennsylvania 2008 8211 Ellwood City Pennsylvania 2009 8211
Employee Stock Ownership Plan Employment Agreements
Employment Change Control Agreements Employment Service Rights
Equal Employment Opportunity Equity Compensation Plan Information
Equity Compensation Plans Esb Bank
Esb Bank Director Emeritus Esb Bank Rewards
Esb Bank Supports Encourages Employees Actively Participate Community Esb Financial Corporation
Esb Financial Corporation Announces Cash Dividend Esb Financial Corporation Letterhead
Esb Financial Corporation Subsidiaries Establishment Plan
Exact Name Registrant Specified Charter Excellence
Excess Benefit Plan Excess Benefit Plan Supplemental Executive Retirement
Exchange Act Means Securities 1934 Amended Executive Compensation
Executive Officers Not Directors Exhibits
Face Strong Competition Adversely Affect Profitability Federal State Taxation
Financial Instruments Financial Performance
Financial Statements Exhibits Financial Statements Supplementary Data
Footnotes Following Page Form 10-k
Forward-looking Statements General
Goodwill Intangible Assets Goodwill Other Intangible Assets
Grants Plan-based Awards 2006 Grants Plan-based Awards 2007
Grants Plan-based Awards 2008 Guaranteed Preferred Beneficial Interest Subordinated Debt
Held 2005 Held 2006
Held 2007 Held 2008
Held 2009 Holders Common Stock Preemptive Rights Subject Potential Dilution
Immediate Release Impact Inflation Changing Prices
Income Taxes Increased Risks Involved Multi-family Residential Commercial Real Estate
Indemnification Etc Officers Directors Employees Agents Information Respect Nominees Director Continuing Directors
Initiatives Accomplishments Instruction Withhold Authority Vote Individual Nominee Except Write
Integrity Interest Rate Sensitivity Simulation Analysis
Interest-earning Deposits Junior Subordinated Notes
Leadership Legal Proceedings
Letter Shareholders Like Express Appreciation Directors Officers Employees Esb Contributed
Liquidity Liquidity Capital Resources
Listings Markets Loans Receivable
Management Recognition Plan Managements Discussion Analysis Financial Condition Results Operations
Managements Report Financial Statements Practices Managements Reports Esb Financial Corporation Shareholders
Manner Exercise Options Exercised Part Whole Time Procedures Market Area
Market Registrants Common Equity Related Stockholder Matters Market Registrants Common Equity Related Stockholder Matters Issuer
Merger Phsb Holding Miscellaneous
Mission Statement Money
Mortgage Servicing Assets Name Person Filing Proxy Statement Other Registrant
Net Income Per Share New Butler Branch
Nominees Director Terms Expiring 2011 Nominees Director Terms Expiring 2012
Nominees Director Three-year Term Expiring 2008 Nominees Director Three-year Term Expiring 2009
Nominees Director Three-year Term Expiring 2010 Nonqualified Deferred Compensation
Notes Consolidated Financial Statements Number 0-19345
Number Stockholders Shares Outstanding Office Locations Branch Managers
Officers Operating Segments
Operations Secretary Option Exercise Price
Option Exercises Stock Vested Optionee Means Employee Non-employee Director Former Option Granted
Options Stock Appreciation Rights Other Events
Other Information Other Matters
Outlook 2006 Overview
Part Part Financial Information
Part Other Information Pennsylvania Association Community Bankers Service Award
Pension Benefits Performance Awards
Performance Graph Performance Graph Provided Snl Financial
Personnel Photo Omitted
Please Sign Date Promptly Return Proxy Card Using Please Sure Sign Date Proxy Box Below
Pre-approval Policy Procedures Premises Equipment
President Chief Executive Officer Principal Accountant Fees Services
Principles Consolidation Profile
Proposal Amend Articles Incorporation Permit Issuance Shares Book Proposal Approve Esb Financial Corporation 2005 Stock Incentive
Proposal Ratify Appointment Snodgrass Independent Auditors 2005 Proposal Ratify Appointment Snodgrass Independent Auditors 2006
Proposal Ratify Appointment Snodgrass Independent Registered Public Accounting Provide Issuance Uncertificated Shares
Proxies Proxy Solicited Behalf Board Directors Esb Financial Corporation
Purpose Plan Pursuant 906 Sarbanes-oxley Act 2002 Usc 1350
Pursuant Securities Exchange Act 1934 Quantitative Qualitative Disclosures Market Risk
Real Estate Acquired Through Foreclosure Recent Accounting Regulatory Pronouncements
Recognition Redemption Trust Preferred Securities
Registrants Telephone Number Including Area Code Registrants Telephone Number Including Area Code 724 758-5584
Registrar Transfer Agent Regulation
Regulatory Capital Requirements Report Audit Committee
Report Compensation Committee Report Independent Registered Public Accounting Firm
Report Managements Assessment Internal Control Over Financial Reporting Restricted Stock Awards
Restructuring Investment Portfolio Results Compared 2002
Results Operations Financial Condition Results Operations Significantly Dependent Economic Conditions Related Uncertainties
Retirement Savings Plan Richard Canonge
Risk Factors Sale Visa Credit Card Portfolio
Sarbanes-oxley Act 2002 Securities
Securities Available Sale Held Maturity Securities Registered Pursuant Act
Security Ownership Certain Beneficial Owners Management Related Stockholder Selected Financial Data
Share Awards Signatures
Significant Financial Events 2007 Significant Financial Events 2008
Sincerely Sincerely Thank Shareholders Confidence Customers Loyalty Patronage Employees
Standards Values Stock Appreciation Right Means Surrender Option Consideration Payment
Stock Appreciation Rights Stock Based Compensation
Stock Dividend Information Stock Options
Stock Price Information Stock Repurchase Program 600000 Shares
Stock Split Cash Dividend Stock Splits Dividends
Stock-based Compensation Stockholder Approval
Stockholder Investor Information Subject Extensive Regulation Adversely Affect Business Operations
Submission Matters Vote Security Holders Subsequent Events
Subsidiaries Subsidiary Companies
Summary Summary Compensation Table
Supplemental Executive Retirement Plan Supplemental Executive Retirement Plan Directors
Table Contents Teamwork
Thumb Title Class
Trust Preferred Issuance United States
Unregistered Sales Equity Securities Proceeds Very Special Thank
Vesting Exercise Options Voting Instruction Ballot
Voting Rights Withholding
Yes Not Applicable 
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