Market Intelligence Center  Mar 24  Comment 
The patented option-trade picking algorithms that power MarketIntelligenceCenter.com's Artificial Intelligence Center have selected a covered-call trade on East West Bancorp Inc (EWBC) that includes 5.50% downside protection. Sell one contract of...
Forbes  Mar 3  Comment 
Looking at the universe of stocks we cover at Dividend Channel, in trading on Tuesday, shares of East West Bancorp, Inc (NASD: EWBC) were yielding above the 2% mark based on its quarterly dividend (annualized to $0.80), with the stock changing...
Market Intelligence Center  Feb 4  Comment 
Option-trade picking algorithms patented by MarketIntelligenceCenter.com found a trading opportunity with East West Bancorp Inc (EWBC) that should provide a 2.49% return in just 163 days. Sell one Jul. '15 call at the $35.00 level for each 100...
TheStreet.com  Oct 22  Comment 
NEW YORK (TheStreet) --aEast West Bancorp Inc. was upgraded to "outperform" from "market perform" at BMO Capital on Wednesday. The firm said it raised its rating on the bank holding company based on East West Bancorp's "more favorable earnings...
SeekingAlpha  Oct 21  Comment 
By SA Transcripts: East West Bancorp, Inc. (NASDAQ:EWBC) Q3 2014 Earnings Conference Call October 21 2014 11:30 AM ET Executives Dominic Ng - Chairman & CEO Julia Gouw - President & COO Irene Oh - Executive VP & CFO ...
SeekingAlpha  Oct 21  Comment 
By Christopher F. Davis: East West Bancorp (NASDAQ:EWBC) has just announced its third quarter earnings. It was a pretty strong quarter overall. The bank saw net income of $88.8 million or $0.62 per diluted share. This was a $15.6 million or 21%...
newratings.com  Oct 20  Comment 
WASHINGTON (dpa-AFX) - East West Bancorp, Inc. (EWBC), parent company of East West Bank, reported third-quarter net income OF $88.8 million or $0.62 per share, compared to $73.2 million or $0.53 per share, previous year. Net income per share...
SeekingAlpha  Sep 16  Comment 
By Christopher F. Davis: One of the most potentially extremely rewarding places to invest can be in smaller regional banks that often offer growth and pay excellent dividends. Smaller banks can be much easier to follow compared to larger banks,...


East West Bancorp (NASDAQ: EWBC) is a full-service commercial bank serving consumers and businesses throughout California. Its bank and other subsidiaries are divided into four operating segments: retail banking, commercial lending, treasury, and residential lending.[1] In the wake of the 2008 financial crisis, East West faces unfamiliar challenges as the credit market remains uncertain and the Dodd-Frank Act changes the financial sector.

Business Growth

In 2010, net income more than doubled to $164.6 million from $76.6 million in 2009.[2] The company increased its loan volume and net interest margin from 2009 to 2010 and increased its profitability during each quarter of 2010.[3]

Trends & Forces

Uncertainty in credit market affects lending revenues

EWBC's primary source of revenue is its lending practice - like any commercial bank, East West pays customers interest on their deposits so that it can lend out their money at a higher rate. The net interest margin metric acts as proxy for the bank's ability to earn interest on its assets. In the midst of credit market uncertainty following the 2008 financial crisis, EWBC's ability to lend profitably may be reduced and its net interest margin may decrease.

Dodd-Frank regulation may change investor sentiment

The Dodd-Frank Wall Street Reform and Consumer Protection Act, the government's response to the 2008 Financial crisis, significantly impacts the way the financial sector operates. Its allowance for government support of institutions identified as "too big to fail" may increase the value of identified financial institutions while decreasing the prospects and equity value of smaller financial institutions like East West. In addition, the Act increases financial regulation which may restrict East West's operations and increase back office expenses related to compliance.


EWBC competes with other commercial banks in California including competing regional banks and national competitors:

East West and its competitors increase revenues and income by increasing their deposit and loan volume. The industry is competitive as companies increase their deposit interest rates while decreasing their loan rates and fees to attract customers.


  1. EWBC 2010 10-K pg. 44  
  2. EWBC 2010 10-K pg. 134  
  3. EWBC 2010 10-K pg. 37  
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