ECPG » Topics » Operating Expenses

This excerpt taken from the ECPG 10-Q filed Apr 29, 2009.

Operating Expenses

Total operating expenses were $60.2 million for the three months ended March 31, 2009, an increase of $9.1 million, or 17.7%, compared to total operating expenses of $51.1 million for the three months ended March 31, 2008.

Operating expenses are explained in more detail as follows:

These excerpts taken from the ECPG 10-K filed Feb 11, 2009.

Operating Expenses

Total operating expenses were $216.9 million for the year ended December 31, 2008, an increase of $15.1 million, or 7.5%, compared to total operating expenses of $201.8 million for the year ended December 31, 2007.

Operating expenses are explained in more detail as follows:

Operating Expenses

Total operating expenses were $216.9 million for the year ended December 31, 2008, an increase of $15.1 million, or 7.5%, compared to total operating expenses of $201.8 million for the year ended December 31, 2007.

Operating expenses are explained in more detail as follows:

Operating Expenses

STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%">Total operating expenses were $216.9 million for the year ended December 31, 2008, an increase of $15.1 million, or 7.5%, compared to total
operating expenses of $201.8 million for the year ended December 31, 2007.

Operating expenses are explained in more detail as
follows:

Operating Expenses

STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%">Total operating expenses were $216.9 million for the year ended December 31, 2008, an increase of $15.1 million, or 7.5%, compared to total
operating expenses of $201.8 million for the year ended December 31, 2007.

Operating expenses are explained in more detail as
follows:

Operating Expenses

Total operating expenses were $201.8 million for the year ended December 31, 2007, an increase of $18.3 million, or 10.0%, compared to total operating expenses of $183.5 million for the year ended December 31, 2006.

Operating expenses are explained in more detail as follows:

Operating Expenses

Total operating expenses were $201.8 million for the year ended December 31, 2007, an increase of $18.3 million, or 10.0%, compared to total operating expenses of $183.5 million for the year ended December 31, 2006.

Operating expenses are explained in more detail as follows:

Operating Expenses

SIZE="2">Total operating expenses were $201.8 million for the year ended December 31, 2007, an increase of $18.3 million, or 10.0%, compared to total operating expenses of $183.5 million for the year ended December 31, 2006.

Operating expenses are explained in more detail as follows:

FACE="Times New Roman" SIZE="2">Salaries and employee benefits

Total salaries and employee benefits increased by
$0.2 million, or 0.3%, to $64.2 million during the year ended December 31, 2007, from $64.0 million during the year ended December 31, 2006. The increase was primarily the result of a $1.6 million increase in severance expenses,
largely associated with the reduction in our workforce and the decision to exit our healthcare purchasing and collection activities, offset by decreases of $0.8 million in salaries and wages, $0.2 million in bonuses, $0.2 million in payroll taxes
and $0.2 million in health insurance costs, due to reduced headcount resulting from our reduction in workforce in September 2007.

Operating Expenses

SIZE="2">Total operating expenses were $201.8 million for the year ended December 31, 2007, an increase of $18.3 million, or 10.0%, compared to total operating expenses of $183.5 million for the year ended December 31, 2006.

Operating expenses are explained in more detail as follows:

FACE="Times New Roman" SIZE="2">Salaries and employee benefits

Total salaries and employee benefits increased by
$0.2 million, or 0.3%, to $64.2 million during the year ended December 31, 2007, from $64.0 million during the year ended December 31, 2006. The increase was primarily the result of a $1.6 million increase in severance expenses,
largely associated with the reduction in our workforce and the decision to exit our healthcare purchasing and collection activities, offset by decreases of $0.8 million in salaries and wages, $0.2 million in bonuses, $0.2 million in payroll taxes
and $0.2 million in health insurance costs, due to reduced headcount resulting from our reduction in workforce in September 2007.

This excerpt taken from the ECPG 10-Q filed Oct 28, 2008.

Operating Expenses

Total operating expenses were $55.8 million for the three months ended September 30, 2008, an increase of $3.8 million, or 7.1%, compared to total operating expenses of $52.0 million for the three months ended September 30, 2007.

Total operating expenses were $162.7 million for the nine months ended September 30, 2008, an increase of $8.3 million, or 5.4%, compared to total operating expenses of $154.4 million for the nine months ended September 30, 2007.

Operating expenses are explained in more detail as follows:

This excerpt taken from the ECPG 10-Q filed Aug 4, 2008.

Operating Expenses

Total operating expenses were $55.9 million for the three months ended June 30, 2008, an increase of $3.3 million, or 6.2%, compared to total operating expenses of $52.6 million for the three months ended June 30, 2007.

Total operating expenses were $107.0 million for the six months ended June 30, 2008, an increase of $4.6 million, or 4.5%, compared to total operating expenses of $102.4 million for the six months ended June 30, 2007.

Operating expenses are explained in more detail as follows:

This excerpt taken from the ECPG 10-Q filed May 1, 2008.

Operating Expenses

Total operating expenses were $51.1 million for the three months ended March 31, 2008, an increase of $1.3 million, or 2.7%, compared to total operating expenses of $49.8 million for the three months ended March 31, 2007.

Operating expenses are explained in more detail as follows:

These excerpts taken from the ECPG 10-K filed Feb 19, 2008.

Operating Expenses

Total operating expenses were $183.5 million for the year ended December 31, 2006, an increase of $45.7 million, or 33.2%, compared to total operating expenses of $137.8 million for the year ended December 31, 2005.

Operating expenses are explained in more detail as follows:

Operating Expenses

STYLE="margin-top:6px;margin-bottom:0px; text-indent:4%">Total operating expenses were $183.5 million for the year ended December 31, 2006, an increase of $45.7 million, or 33.2%, compared to
total operating expenses of $137.8 million for the year ended December 31, 2005.

Operating expenses are explained in more detail
as follows:

This excerpt taken from the ECPG 10-Q filed Oct 25, 2007.

Operating Expenses

Total operating expenses were $52.0 million for the three months ended September 30, 2007, an increase of $7.0 million, or 15.7%, compared to total operating expenses of $45.0 million for the three months ended September 30, 2006. Excluding $1.4 million severance and other costs associated with our cost savings initiatives, operating expenses were $50.6 million, an increase of $5.6 million, or 12.5%, compared to total operating expenses of $45.0 million for the three months ended September 30, 2006.

Total operating expenses were $154.4 million for the nine months ended September 30, 2007, an increase of $19.0 million, or 14.1%, compared to total operating expenses of $135.4 million for the nine months ended September 30, 2006. Excluding $1.4 million severance and other costs associated with our cost savings initiatives, operating expenses were $153.0 million, an increase of $17.6 million, or 13.0%, compared to total operating expenses of $135.4 million for the nine months ended September 30, 2006.

Operating expenses are explained in more detail as follows:

This excerpt taken from the ECPG 10-Q filed Aug 8, 2007.

Operating Expenses

Total operating expenses were $52.6 million for the three months ended June 30, 2007, an increase of $6.9 million, or 15.2%, compared to total operating expenses of $45.7 million for the three months ended June 30, 2006.

Total operating expenses were $102.4 million for the six months ended June 30, 2007, an increase of $12.0 million, or 13.3%, compared to total operating expenses of $90.4 million for the six months ended June 30, 2006.

Operating expenses are explained in more detail as follows:

This excerpt taken from the ECPG 10-Q filed May 8, 2007.

Operating Expenses

Total operating expenses were $49.8 million for the three months ended March 31, 2007, an increase of $5.1 million, or 11.4%, compared to total operating expenses of $44.7 million for the three months ended March 31, 2006.

 

26


Operating expenses are explained in more detail as follows:

This excerpt taken from the ECPG 10-K filed Feb 28, 2007.

Operating Expenses

Total operating expenses were $137.8 million for the year ended December 31, 2005, an increase of $32.8 million or 31.3% compared to total operating expenses of $105.0 million for the year ended December 31, 2004.

Operating expenses are explained in more detail as follows:

This excerpt taken from the ECPG 10-Q filed Nov 2, 2006.

Operating Expenses

Total operating expenses were $45.0 million for the three months ended September 30, 2006, an increase of $7.4 million, or 19.6%, compared to total operating expenses of $37.6 million for the three months ended September 30, 2005.

Total operating expenses were $135.4 million for the nine months ended September 30, 2006, an increase of $35.6 million, or 35.6%, compared to total operating expenses of $99.8 million for the nine months ended September 30, 2005.

Operating expenses are explained in more detail as follows:

This excerpt taken from the ECPG 10-Q filed Aug 3, 2006.

Operating Expenses

Total operating expenses were $45.7 million for the three months ended June 30, 2006, an increase of $13.8 million, or 43.1%, compared to total operating expenses of $31.9 million for the three months ended June 30, 2005.

Total operating expenses were $90.4 million for the six months ended June 30, 2006, an increase of $28.2 million, or 45.3%, compared to total operating expenses of $62.2 million for the six months ended June 30, 2005.

This excerpt taken from the ECPG 10-Q filed May 9, 2006.

Operating Expenses

Total operating expenses were $44.7 million for the three months ended March 31, 2006, an increase of $14.4 million, or 47.5%, compared to total operating expenses of $30.3 million for the three months ended March 31, 2005.

This excerpt taken from the ECPG 10-K filed Mar 15, 2006.

Operating Expenses

Total operating expenses were $105.0 million for the year ended December 31, 2004, an increase of $30.0 million or 40.0% compared to total operating expenses of $75.0 million for the year ended December 31, 2003.

This excerpt taken from the ECPG 10-Q filed Nov 3, 2005.

Operating Expenses

 

Total operating expenses were $37.6 million for the three months ended September 30, 2005, an increase of $9.3 million, or 32.9%, compared to total operating expenses of $28.3 million for the three months ended September 30, 2004.

 

Total operating expenses were $99.8 million for the nine months ended September 30, 2005, an increase of $22.8 million, or 29.5%, compared to total operating expenses of $77.1 million for the nine months ended September 30, 2004.

 

This excerpt taken from the ECPG 10-Q filed Aug 4, 2005.

Operating Expenses

Total operating expenses were $31.9 million for the three months ended June 30, 2005, an increase of $6.5 million, or 25.4%, compared to total operating expenses of $25.4 million for the three months ended June 30, 2004.

Total operating expenses were $62.2 million for the six months ended June 30, 2005, an increase of $13.4 million, or 27.6%, compared to total operating expenses of $48.8 million for the six months ended June 30, 2004.



24


Salaries and employee benefits
Total salaries and benefits increased by $0.5 million, or 4.4%, to $12.4 million during the three months ended June 30, 2005, from $11.9 million during the three months ended June 30, 2004. The increase was primarily the result of increases in incentive compensation resulting from our strong operating performance. Total salaries and employee benefits as a percentage of gross collections during the three months ended June 30, 2005 were 17.6% compared to 20.6% for the three months ended June 30, 2004. During the three months ended June 30, 2005 we averaged 703 employees whose average monthly gross collections were $33,400. During the three months ended June 30, 2004 we averaged 759 employees whose average monthly gross collections were $25,200.

Total salaries and benefits increased by $1.5 million, or 6.4%, to $25.0 million during the six months ended June 30, 2005 from $23.5 million during the six months ended June 30, 2004. The increase was primarily the result of a $0.8 million increase in incentive compensation resulting from our strong operating performance and a $0.4 million increase in salaries and wages and associated payroll taxes. Total salaries and benefits as a percentage of gross collections during the six months ended June 30, 2005 were 18.3% compared to 19.3% for the six months ended June 30, 2004. During the six months ended June 30, 2005, we averaged 700 employees whose average monthly gross collections were $32,400. During the six months ended June 30, 2004 we averaged 743 employees whose average monthly gross collections were $27,200.

Other operating expenses
Other operating expenses increased $0.8 million, or 22.5%, to $4.2 million during the three months ended June 30, 2005, from $3.4 million during the three months ended June 30, 2004. The increase during the three months ended June 30, 2005 primarily reflects an increase in data acquisition fees and an increase in the cost of direct mail campaigns. Data acquisition fees increased approximately $0.4 million primarily as a result of our analysis of receivable portfolios acquired from Jefferson Capital. The cost of direct mail campaigns increased approximately $0.4 million primarily as a result of increased mail volume.

Other operating expenses increased $2.0 million, or 29.1%, to $8.8 million during the six months ended June 30, 2005 from $6.8 million during the six months ended June 30, 2004. The increase during the six months ended June 30, 2005 primarily reflects increases in the cost of direct mail campaigns and an increase in data acquisition fees. The cost of direct mail campaigns increased $1.2 million, or 42.0%, to $3.9 million during the six months ended June 30, 2005 compared to $2.7 million during the six months ended June 30, 2004, primarily as a result of increased mail volume. Data acquisition fees increased approximately $0.4 million primarily as a result of our analysis of receivable portfolios acquired from Jefferson Capital.

Collection agency commissions
These expenses are commissions we pay to third party collection agencies. Commissions as a percentage of collections in this channel vary from period to period depending on, among other things, the time from charge-off of the accounts placed with an agency (freshly charged-off accounts have a lower commission rate).



25


During the three months ended June 30, 2005, we incurred $3.5 million in commissions to third party collection agencies, or 42.4% of the related gross collections of $8.2 million, compared to $0.9 million in commissions, or 32.9% of the related gross collections of $2.6 million during the three months ended June 30, 2004. The increase in commissions is consistent with the increase in collections through this channel, of which approximately $1.3 million of the commissions increase and $3.0 million of the collections increase relates to collections on the portfolio acquired from Jefferson Capital. All collections on the portfolio acquired from Jefferson Capital have been reflected as collections from third party collection agencies. When the transition services agreement with Jefferson Capital expires on September 5, 2005 and the employees of Jefferson Capital become employees of the Company, a portion of collections on the portfolio acquired from Jefferson Capital will be reflected in the collection site channel. The increase in the commission rate as a percentage of the related gross collections reflects a shift in the mix of accounts collected by third party collection agencies from a greater proportion of freshly charged-off accounts during the three months ended June 30, 2004 to a lesser proportion of freshly charged-off accounts during the three months ended June 30, 2005.

During the six months ended June 30, 2005, we incurred $5.5 million in commissions to third party collection agencies, or 40.1% of the related gross collections of $13.7 million compared to $1.5 million in commissions, or 32.8% of the related gross collections of $4.7 million during the six months ended June 30, 2004. The increase in commissions is consistent with the increase in collections through this channel, of which approximately $1.3 million of the commissions increase and $3.0 million of the collections increase relates to collections on the portfolio acquired from Jefferson Capital. All collections on the portfolio acquired from Jefferson Capital have been reflected as collections from third party collection agencies. When the transition services agreement with Jefferson Capital expires on September 5, 2005 and the employees of Jefferson Capital become employees of the Company, a portion of collections on the portfolio acquired from Jefferson Capital will be reflected in the collection site channel. The increase in the commission rate as a percentage of the related gross collections reflects a shift in the mix of accounts collected by third party collection agencies from a greater proportion of freshly charged-off accounts during the six months ended June 30, 2004 to a lesser proportion of freshly charged-off accounts during the six months ended June 30, 2005.

Cost of legal collections
These costs represent contingent fees paid to our nationwide network of attorneys and costs of litigation. The cost of legal collections increased $1.9 million, or 28.8%, to $8.6 million during the three months ended June 30, 2005, as compared to $6.7 million during the three months ended June 30, 2004. The increase in the cost of legal collections was primarily the result of a $5.2 million, or 30.0%, increase in gross collections through our legal channel. Total gross collections through this channel amounted to $22.6 million during the three months ended June 30, 2005, compared to $17.4 million collected during the three months ended June 30, 2004. Cost of legal collections decreased as a percent of gross collections through this channel to 38.2% during the three months ended June 30, 2005, from 38.5% during the three months ended June 30, 2004.

The cost of legal collections increased $4.8 million, or 39.2%, to $17.0 million during the six months ended June 30, 2005 as compared to $12.2 million during the six months ended June 30, 2004. The increase in the cost of legal collections was primarily the result of a $12.3 million, or 38.9%, increase in gross collections through our legal channel. Total gross collections through this channel amounted to $43.8 million during the six months ended June 30, 2005 compared to $31.6 million collected during the six months ended June 30, 2004. Cost of legal collections increased as a percent of gross collections through this channel to 38.8% during the six months ended June 30, 2005, from 38.7% during the six months ended June 30, 2004.



26


General and administrative expenses
General and administrative expenses increased $0.7 million, or 33.2%, to $2.9 million during the three months ended June 30, 2005, from $2.2 million during the three months ended June 30, 2004. The increase was primarily the result of a $1.0 million increase in legal costs relating to litigation defense and other corporate matters and a $0.2 million increase in rent expense due to the relocation of our San Diego operations to a larger facility. This increase was offset in part by a decrease in insurance expense of approximately $0.4 million resulting from a decrease in our workers compensation reserves.

General and administrative expenses increased $1.2 million, or 32.1%, to $5.0 million during the six months ended June 30, 2005, from $3.8 million during the six months ended June 30, 2004. The increase was primarily a result of a $1.1 million increase in legal costs relating to litigation defense and other corporate matters and a $0.4 million increase in rent expense due to the relocation of our San Diego operations to a larger facility. These increases were offset in part by a decrease in insurance expense of approximately $0.5 million resulting primarily from a decrease in our workers compensation reserves.

Depreciation and amortization
Depreciation expense remained relatively consistent at $0.4 million for the three months ended June 30, 2005, and $0.5 million for the three months ended June 30, 2004.

Depreciation expense remained relatively consistent at $0.9 million for each of the six months ended June 30, 2005 and 2004.

This excerpt taken from the ECPG 10-Q filed May 9, 2005.

Operating Expenses

Total operating expenses were $30.3 million for the three months ended March 31, 2005, an increase of $7.0 million or 29.9% compared to total operating expenses of $23.3 million for the three months ended March 31, 2004.

Salaries and employee benefits
Total salaries and benefits increased by $1.0 million or 8.4% to $12.6 million during the three months ended March 31, 2005 from $11.6 million during the three months ended March 31, 2004. The increase was the result of a $0.2 million or 2.3% increase in salaries and wages; a $0.4 million or 13.2% increase in account manager incentive compensation resulting from our strong operating performance; a $0.2 million or 34.0% increase in healthcare costs as a result of increased health benefits provided to our employees, rising healthcare costs and an increase in the number of employees participating in our health plan; and a $0.3 million or 26.5% increase in payroll taxes and severance payments. Total salaries and benefits as a percentage of gross collections during the three months ended March 31, 2005 were 19.1% compared to 18.2% for the three months ended March 31, 2004. During the three months ended March 31, 2005 we had 701 average employees whose monthly gross collections were $31,300 per month. During the three months ended March 31, 2004 we had 729 average employees whose monthly gross collections were $29,300 per month.

Other operating expenses
Other operating expenses increased $1.2 million, or 35.7%, to $4.6 million during the three months ended March 31, 2005 from $3.4 million during the three months ended March 31, 2004. The increase during the three months ended March 31, 2005 primarily reflects increases in the volume of direct mail campaigns and costs associated with recruiting employees and temporary services. The cost of direct mail campaigns increased 52.3% or $0.8 million to $2.2 million during the three months ended March 31, 2005 compared to $1.5 million during the three months ended March 31, 2004. The costs of employee recruiting and temporary services increased $0.2 million or 202.0%.

Collection agency commissions
These expenses are commissions we pay to third party collection agencies. During the three months ended March 31, 2005 we paid $2.0 million in commissions to third party collection agencies or 36.6% of the related gross collections of $5.5 million compared to $0.7 million in commissions or 32.6% of the related gross collections of $2.1 million during the three months ended March 31, 2004. Commissions as a percentage of collections in this channel may change from period to period depending on, among other things, the time from charge-off of the accounts placed with the agency (freshly charged-off accounts have a lower commission rate).



23


Cost of legal collections
The cost of legal collections increased $2.9 million or 51.9% to $8.4 million during the three months ended March 31, 2005 as compared to $5.5 million during the three months ended March 31, 2004. These costs represent contingent fees paid to our nationwide network of attorneys and costs of litigation. The increase in the cost of legal collections was primarily the result of a $7.0 million or 49.7% increase in gross collections through our legal channel, for total gross collections of $21.2 million during the three months ended March 31, 2005 compared to $14.2 million collected during the three months ended March 31, 2004. Cost of legal collections increased as a percent of gross collections through this channel to 39.4% during the three months ended March 31, 2005 from 38.9% during the three months ended March 31, 2004.

Other general and administrative expenses
Other general and administrative expenses increased $0.5 million, or 30.5% to $2.2 million during the three months ended March 31, 2005 from $1.7 million during the three months ended March 31, 2004. The increase is a result of a $0.2 million or 72.7% increase in rent expense due to the relocation of our San Diego operations to a larger facility, and a $0.2 million or 78.3% increase in legal and accounting fees due to the increased costs of financial compliance and increased litigation defense costs.

Depreciation and amortization
Depreciation expense remained relatively consistent at $0.5 million and $0.4 million during the three months ended March 31, 2005 and 2004, respectively.

This excerpt taken from the ECPG 10-K filed Mar 3, 2005.

Operating Expenses

Total operating expenses were $75.0 million for the year ended December 31, 2003 an increase of $11.1 million, or 17.3% compared to total operating expenses of $63.9 million for the year ended December 31, 2002.

Salaries and employee benefits
Total salaries and benefits increased by $4.1 million or 11.8% to $39.3 million during the year ended December 31, 2003 from $35.1 million during the year ended December 31, 2002. The increase is the result of a $4.8 million or 19.7% increase in salaries, wages and payroll taxes reflecting the increase in the number of our employees, and a $0.5 million, or 43.1% increase in healthcare costs as a result of increased health benefits provided to our employees, rising healthcare costs and an increase in the number of employees participating in our health plan, offset by a $0.6 million or 6.5% decrease in incentive compensation expense. Also included in salaries and benefits for the year ended December 31, 2002 is a $0.5 million settlement paid to a former executive officer. Total salaries and benefits as a percentage of gross collections during the year ended December 31, 2003 were 20.6% compared to 23.6% for the year ended December 31, 2002.

Other operating expenses
Other operating expenses increased $3.4 million, or 42.9%, to $11.3 million during the year ended December 31, 2003 from $7.9 million during the year ended December 31, 2002. The increase during the year ended December 31, 2003 reflects volume-driven increases in the cost of direct mail campaigns and in skip tracing costs. The cost of direct mail campaigns increased 113.5% or $2.5 million to $4.7 million during the year ended December 31, 2003 compared to $2.2 million during the year ended December 31, 2002. Skip tracing, credit reporting and scoring costs increased $0.9 million, or 35.1% to $3.3 million during the year ended December 31, 2003 compared to $2.4 million during the year ended December 31, 2002.

Cost of legal collections
The cost of legal collections increased $4.8 million, or 43.5% to $15.8 million during the year ended December 31, 2003 as compared to $11.0 million during the year ended December 31, 2002. These costs represent contingent fees paid to our nationwide network of attorneys and cost of litigation. The increase in the cost of legal collections was primarily the result of a $11.5 million, or 41.5% increase in gross collections through our legal channel which amounted to $39.1 million during the year ended December 31, 2003 from $27.6 million collected during the year ended December 31, 2002. Cost of legal collections increased as a percent of gross collections through this channel to 40.5% during the year ended December 31, 2003 from 39.9% during the year ended December 31, 2002.

 

19


The provision for uncollectible deferred court costs increased by $0.6 million to $2.2 million during the year ended December 31, 2003 as compared to $1.6 million for the prior year’s same period. The provision is included in the costs of legal collections.

General and administrative expenses
General and administrative expenses increased $0.2 million, or 3.1% to $6.5 million during the year ended December 31, 2003. We were able to maintain consistent general and administrative expenses despite the 28.0% increase in gross collections during the year.

Provision for portfolio losses
We recorded a provision for portfolio losses of $1.0 million in the year ended December 31, 2002 related to the impairment of certain receivables portfolios. We did not record a provision for portfolio losses during the year ended December 31, 2003.

Depreciation and amortization
Depreciation expense decreased $0.5 million, or 17.5% to $2.0 million during the year ended December 31, 2003 compared to $2.5 million during the year ended December 31, 2002. The decrease was due to limited expenditures for capital items in years prior to 2003. We purchased $1.0 million and $0.7 million in capital items during the years ended December 31, 2003 and 2002, respectively.

Wikinvest © 2006, 2007, 2008, 2009, 2010, 2011, 2012. Use of this site is subject to express Terms of Service, Privacy Policy, and Disclaimer. By continuing past this page, you agree to abide by these terms. Any information provided by Wikinvest, including but not limited to company data, competitors, business analysis, market share, sales revenues and other operating metrics, earnings call analysis, conference call transcripts, industry information, or price targets should not be construed as research, trading tips or recommendations, or investment advice and is provided with no warrants as to its accuracy. Stock market data, including US and International equity symbols, stock quotes, share prices, earnings ratios, and other fundamental data is provided by data partners. Stock market quotes delayed at least 15 minutes for NASDAQ, 20 mins for NYSE and AMEX. Market data by Xignite. See data providers for more details. Company names, products, services and branding cited herein may be trademarks or registered trademarks of their respective owners. The use of trademarks or service marks of another is not a representation that the other is affiliated with, sponsors, is sponsored by, endorses, or is endorsed by Wikinvest.
Powered by MediaWiki