Ethan Allen Consumer Credit Programs

The Ethan Allen Finance Plus program offers consumers (clients) a menu of three custom financing options through the use of just one account.  Consumers (clients) can choose between (1) “Term Choice” which offers fixed monthly payments the customer chooses from 12 to 60 months at an interest rate from 3.99% to 9.99% per annum, (2) “No Payment / Deferred Interest” which offers clients a way to borrow interest free for three or six months with no monthly payments. If the purchase is not paid by the due date, interest is charged from the date of purchase at a fixed interest rate of 23.99% per annum, and (3) “Ethan Allen Prime” which offers the lowest minimum monthly payment plan including no payments the first three months; interest is accrued at a rate that matches the current prime rate.  All plans provide credit lines from $1,000 to $30,000, or greater, if the customer qualifies.  Financing offered is administered by a third-party financial institution and is granted to us on a non-recourse basis.  Consumers (clients) may apply for an Ethan Allen Finance Plus card at any participating design center.

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Ethan
Allen Consumer Credit Programs

The Ethan Allen
Finance Plus program offers consumers (clients) a menu of three custom
financing options through the use of just one account.  Consumers (clients) can choose between (1) “Term
Choice” which offers fixed monthly payments the customer chooses from 12 to 60
months at an interest rate from 3.99% to 9.99% per annum, (2) “No Payment
/ Deferred Interest” which offers clients a way to borrow interest free for
three or six months with no monthly payments. If the purchase is not paid by
the due date, interest is charged from the date of purchase at a fixed interest
rate of 23.99% per annum, and (3) “Ethan Allen Prime” which offers the
lowest minimum monthly payment plan including no payments the first three
months; interest is accrued at a rate that matches the current prime rate.  All plans provide credit lines from $1,000 to
$30,000, or greater, if the customer qualifies. 
Financing offered is administered by a third-party financial institution
and is granted to us on a non-recourse basis. 
Consumers (clients) may apply for an Ethan Allen Finance Plus card at
any participating design center.

9

Ethan Allen Consumer Credit Programs

The EA Finance Plus program offers consumers two financing options through the use of just one account. Consumers can choose between (i) the "Simple Finance Plan" which consists of fixed monthly payments ranging from 12 to 60 months at an interest rate of 9.99% per annum, and (ii) the revolving credit line which carries a fixed interest rate at 23.99% per annum. Both plans provide credit lines from $1,000 to $50,000, or greater, if the customer qualifies. Financing offered through both programs is administered by a third-party financial institution and is granted to us on a non-recourse basis. Consumers may apply for an EA Finance Plus card at any participating retail design center.

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Ethan Allen consumer credit programs

Ethan Allen Consumer Credit Programs

Ethan Allen Consumer Credit Programs