FFBH » Topics » Noninterest Income.

This excerpt taken from the FFBH 10-Q filed May 15, 2009.
Noninterest Income.  The decrease in other noninterest income for the three month comparative period in 2009 was primarily due to $1.2 million in nonrecurring earnings on life insurance policies due to a death benefit claim recorded during the quarter ended March 31, 2008.

 

This excerpt taken from the FFBH 10-Q filed Oct 31, 2008.
Noninterest Income.  The increase in the three month comparative period in 2008 was primarily related to deposit fee income due to an increased checking account fee structure put in place during the second quarter of 2008. The increase in other noninterest income for the nine month comparative period in 2008 was primarily due to a $1.2 million increase in earnings on life insurance policies due to a death benefit claim recorded during the first quarter in 2008.

 

This excerpt taken from the FFBH 10-Q filed Jul 31, 2008.
Noninterest Income.  The increase in other noninterest income for the six month comparative period in 2008 was primarily due to a $1.2 million increase in earnings on life insurance policies due to a death benefit claim recorded during the first quarter in 2008.

 

This excerpt taken from the FFBH 10-Q filed May 2, 2008.
Noninterest Income.  The increase in other noninterest income for the three month comparative period in 2008 was primarily due to a $1.2 million increase in earnings on life insurance policies due to a death benefit claim recorded during the quarter ended March 31, 2008.

 

This excerpt taken from the FFBH 10-Q filed Nov 5, 2007.
Noninterest Income. Deposit fee income increased for the nine month comparative period in 2007 as a result of an increase in debit card usage and insufficient funds fee income. This increase resulted from an increase in the number of checking accounts with overdrawn balances and a 4.2% increase in the per item charge that was effective February 1, 2007. The Bank plans to continue to aggressively promote

 

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checking accounts in 2007 through direct mail campaigns and offering “thank you” gifts to further expand its checking accounts and increase deposit fee income.

 

The decreases in gains on sales of loans for the three and nine month comparative periods ended September 30, 2007 were primarily related to a decrease in the number of loans sold.

 

The decrease in other noninterest income for the nine month comparative period ended September 30, 2007 was primarily due to nonrecurring gains on the sales of two properties totaling approximately $528,000 during the quarter ended March 31, 2006. These properties represented excess land and a building adjacent to two existing branches.

 

This excerpt taken from the FFBH 10-Q filed Jul 31, 2007.
Noninterest Income.  Deposit fee income increased for the three and six month comparative periods in 2007 as a result of an increase in debit/credit card usage and insufficient funds fee income.  This increase resulted from an increase in the number of checking accounts with overdrawn balances and a 4.2% increase in the per item charge that was effective February 1, 2007.  The Bank plans to continue to aggressively promote checking accounts in 2007 through direct mail campaigns and offering “thank you” gifts to further expand its checking accounts and increase deposit fee income.

The decrease in gains on sales of loans for the three and six month comparative periods ended June 30, 2007 was primarily related to a decrease in the number of loans sold.

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The decrease in other noninterest income for the six month comparative period ended June 30, 2007 was primarily due to nonrecurring gains on the sales of two properties totaling approximately $528,000 during the quarter ended March 31, 2006.  These properties represented excess land and a building adjacent to two existing branches.

This excerpt taken from the FFBH 10-Q filed May 10, 2007.
Noninterest Income.  Deposit fee income increased for the three month comparative period in 2007 as a result of an increase in insufficient funds fee income.  This increase resulted from an increase in the number of checking accounts with overdrawn balances and a 4.2% increase in the per item charge that was effective February 1, 2007.  The Bank plans to continue to aggressively promote checking accounts in 2007 through direct mail campaigns and offering “thank you” gifts to further expand its checking accounts and increase deposit fee income.

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The decrease in other noninterest income for the three month comparative period in 2007 was primarily due to nonrecurring gains on the sales of two properties totaling approximately $528,000 during the quarter ended March 31, 2006.  These properties represented excess land and a building adjacent to two existing branches.

This excerpt taken from the FFBH 10-Q filed Oct 30, 2006.
Noninterest Income.  Deposit fee income increased for both the three and nine month comparative periods as a result of the Bank’s continued promotion of Bounce ProtectionTM overdraft service as well as an increase in the number of checking accounts.  The number of checking accounts increased approximately 4.3% from September 30, 2005 to September 30, 2006.  The Bank will continue to aggressively promote checking accounts through direct mail campaigns to expand its checking accounts and increase deposit fee income.

Gain on sale of loans increased for the three and nine month comparative period due to an increase in volume of loans sold.

The increase in other noninterest income for the nine month comparative period was primarily due to nonrecurring gains on the sales of two properties totaling approximately $528,000 during the first quarter of 2006.  These properties represented excess land and a building adjacent to two existing branches.

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This excerpt taken from the FFBH 10-Q filed Aug 7, 2006.
Noninterest Income.  Deposit fee income increased for both the three and six month comparative periods as a result of the Bank’s continued promotion of Bounce ProtectionTM overdraft service as well as an increase in the number of checking accounts.  The number of checking accounts increased approximately 5.6% from June 30, 2005 to June 30, 2006.  The Bank plans to continue to aggressively promote checking accounts in 2006 through direct mail campaigns to expand its checking accounts and increase deposit fee income.

Gain on sale of loans increased for the three and six month comparative period due to an increase in volume of loans sold.

The increase in other noninterest income for the six month comparative period was primarily due to nonrecurring gains on the sales of two properties totaling approximately $528,000 during the first quarter.  These properties represented excess land and a building adjacent to two existing branches.

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This excerpt taken from the FFBH 10-Q filed May 3, 2006.
Noninterest Income.  Deposit fee income increased for the three month comparative period as a result of the Bank’s continued promotion of Bounce ProtectionTM overdraft service as well as an increase in the number of checking accounts.  The number of checking accounts increased approximately 1.9% from March 31, 2005 to March 31, 2006.  The Bank plans to continue to aggressively promote checking accounts in 2006 through direct mail campaigns to expand its checking accounts and increase deposit fee income.

 

Gain on sale of loans increased for the three month comparative period due to an increase in volume of loans sold in the first quarter.

 

The increase in other noninterest income for the three month comparative period was primarily due to gains on the sales of two properties totaling approximately $528,000.  These properties represented excess land and a building adjacent to two existing branches.

 

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This excerpt taken from the FFBH 10-Q filed Nov 9, 2005.
Noninterest Income.  Deposit fee income increased for both the three and nine month comparative periods as a result of the Bank’s continued promotion of Bounce ProtectionTM overdraft service as well as an increase in the number of checking accounts.  The number of checking accounts increased approximately 6.4% from September 30, 2004 to September 30, 2005.  The Bank plans to continue to aggressively promote checking accounts in 2005 through direct mail campaigns to expand its checking accounts and increase deposit fee income.

 

Gain on sale of loans increased for both the three and nine month comparative periods due to an increase in volume of loans sold in the third quarter.

 

The decrease in other noninterest income for the nine month comparative period was primarily due to a decrease in loan fees collected.

 

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This excerpt taken from the FFBH 10-Q filed Aug 8, 2005.
Noninterest Income.  Deposit fee income increased for both the three and six month comparative periods as a result of the Bank’s continued promotion of Bounce ProtectionTM overdraft service as well as an increase in the number of checking accounts.  The number of checking accounts increased approximately 6.6% from June 30, 2004 to June 30, 2005.  The Bank plans to continue to aggressively promote checking accounts in 2005 through direct mail campaigns to expand its checking accounts and increase deposit fee income.

 

The decreases in other noninterest income for both the three and six month comparative periods were primarily due to a decrease in loan fees collected.

 

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This excerpt taken from the FFBH 10-Q filed May 3, 2005.
Noninterest Income.  Deposit fee income increased as a result of the Bank’s continued promotion of Bounce ProtectionTM overdraft service as well as an increase in the number of checking accounts and a change in the insufficient funds fee structure.  The number of checking accounts increased approximately 9.6% from March 31, 2004 to March 31, 2005.  The Bank plans to continue to aggressively promote checking accounts in 2005 through direct mail campaigns to further expand its checking accounts and increase deposit fee income.

 

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