| |||||||||

Industry (USD) Annual | ||||||||
|---|---|---|---|---|---|---|---|---|
| FISCAL YEAR ENDING |
|
31-DEC 2004 |
31-DEC 2005 |
31-DEC 2006 |
31-DEC 2007 |
31-DEC 2008 |
||
| Total Revenues | 47.2M | 53.4M | 61.6M | 68.7M | 66.0M | |||
| Net Interest Income | 24.4M | 27.5M | 29.7M | 30.8M | 32.8M | |||
| Deposits | 586M | 591M | 641M | 689M | 775M | |||
| Provision for Loan Losses | 1.66M | 1.26M | 540K | 1.21M | 5.95M | |||
| Securities | 56.8M | 61.6M | 52.4M | 39.7M | 22.8M | |||
| Net Interest Margin | 3.8% | 3.9% | 4% | 3.9% | 3.8% | |||
| Commercial Real Estate Loans | 303M | 354M | 410M | 471M | 563M | |||
| Commercial Loans | 31.4M | 35.2M | 40.1M | 51.9M | 56.0M | |||
| Construction Loans | 10.8M | 13.6M | 24.0M | 21.4M | 17.4M | |||
| Consumer Loans | 101M | 97.8M | 93.7M | 90.8M | 101M | |||
| Mortgage-Backed Securities (MBS) | 1.88M | 16.4M | 13.4M | 10.7M | 6.14M | |||
| Net Charge Offs to Avg Loans | 0.1% | 0.1% | 0% | 0.1% | 0.1% | |||
| Net Loans | 599M | 636M | 698M | 760M | 899M | |||
| Residential Loans | 159M | 142M | 137M | 132M | 165M | |||
| Total Risk-Based Capital Ratio | 11.6% | 11.5% | 11.6% | 10.9% | 10.1% | |||
| ||||||