This excerpt taken from the FHN DEF 14A filed Mar 12, 2007.
Deferred Compensation Plans
Benefits under our deferred compensation plans are described above under the captions Ordinary Termination of EmploymentDeferred Compensation Plans beginning at page 59. Benefit information is provided there for ordinary termination, early retirement, and normal retirement situations. Early and normal retirement do not increase participant account balances. However, under one older plan, any termination of employment other than normal retirement without the approval of the Compensation Committee will cause a reduction in the account balance unless the Compensation Committee provides otherwise. Many of our executives have elected to receive payments of deferral accounts upon early or normal retirement rather than after a fixed term of years.