This excerpt taken from the FMAR 10-K filed Mar 16, 2005.
Maturity of Certificates of Deposit $100,000 or More
We offer individuals and businesses a wide variety of accounts. These accounts include checking, savings, money market and CDs and are obtained primarily from communities we serve. We have no brokered deposits. The following table details the average amount, the average rate paid and the percentage of each category to our total deposits for the years ended December 31, 2004, 2003 and 2002.