This excerpt taken from the FLE 8-K filed Dec 13, 2007.
On manufactured housing, yes.
We are with regard to bank financing, I think we probably seen a little bit more conservative approach taken by many banks and I dont think our industrys been singled out. Its just been that the crunch, as you described it, has just made them a bit more conservative kind of across the board. What that has resulted in is an opportunity for some of the national lenders to gain market share and I think were seeing that happen. We havent really seen any tightening of availability, but theres been a shift in shares, I guess, from some from local banks and institutions toward some of the national lenders and one of those is in the Berkshire Hathaway camp and that I dont think is to be unexpected. And overall, we, as Elden mentioned in his remarks, we look forward, after some of the initial dislocations are worked through, we look forward to a more level playing field from the finance standpoint than weve had over the past several years.