Topic Listing for GB&T Bancshares

Acceleration Vesting Change Control Accounting Stock-based Compensation
Acquisition Proposal Acquisitions
Activities Additional Information Merger
Adjustments Amendments 2007 Incentive Plan Adjustments Change Capitalization
Administration Affiliate
Affiliate Transactions Aggregated Option Exercises Last Year-end Values
Aggregated Option Exercises Last Year-end Values Individual Grants Agreement
Allowance Loan Losses Allowance Loan Losses Not Sufficient Cover Actual Earnings
Amendment Amendment Bylaws Amended Gbt Bancshares Inc
Amendment Modification Termination Amendment Termination Plan
Amendments Articles Incorporation Bylaws Change Ann Williams Appointed Gbt Bancshares Board Directors
Annual Cash Incentive Awards Annual Cash Short-term Incentives
Annual Meeting Shareholders Held 2007 Solicitation Proxies Annual Reports
Appendix Applicable Only Corporate Issuers
Asset Liability Management Asset Quality
Assets Assignment
Attestation Report Independent Registered Public Accounting Firm Audit Committee
Audit Committee Pre-approval Policy Audit Committee Report
Available Information Balance Sheet
Balance Sheets Base Salary
Basis Presentation Basis Presentation Accounting Estimates
Beneficial Ownership Reporting Compliance Board Directors Unanimously Recommends Vote Following Proposals
Business Combination Business Combinations
Business Subject Success Local Economies Operate Capital Adequacy
Capital Requirements Cash Due Banks Flows
Cash Due Banks Interest-bearing Deposits Federal Funds Sold Cause
Cautionary Notice Regarding Forward-looking Statements Cautionary Statement Regarding Forward-looking Statements
Cease Desist Order Certain Federal Income Tax Consequences
Certain Relationships Related Transactions Certain Relationships Related Transactions Director Independence
Certificate Pursuant Usc 1350 Adopted 906 Sarbanes-oxley Act Certification
Change Control Change Control Agreements
Change Control Defined Change Control Employment Agreements
Changes Capital Structure Changes Internal Control Over Financial Reporting
Closing Code Ethics
Commercial Lending Common Stock Par Value
Community Banking Community Reinvestment Act
Compensation Compensation Committee Interlocks Insider Participation
Compensation Committee Report Compensation Discussion Analysis
Compensation Philosophy Compensation Program
Competition Financial Institutions Other Service Providers Adversely Affect Compliance Exchange Act
Compliance Internal Revenue Code 162 Comprehensive Income
Comprehensive Income Loss Concentrations Credit
Condition Results Operations Conditions Precedent
Consent Consent Independent Registered Public Accounting Firm
Consumer Loans Contingencies
Contract Controls Procedures
Controls Procedures Disclosure Covenants Relating Conduct Business
Credit Risks Critical Accounting Policies
Current Report Pursuant Securities Exchange Act 1934 Default
Deferred Compensation Plans Deferred Stock Units
Departure Directors Certain Officers Election Appointment Compensatory Departure Directors Principal Officers Election Appointment Compensatory
Departures Directors Principal Officers Election Appointment Departures Key Personnel Harm Ability Operate Successfully
Deposits Description Options
Designated Officer Deteriorating Credit Quality Particularly Real Estate Loans Adversely
Determination Board Final Director Compensation
Directors Executive Officers Corporate Governance Directors Executive Officers Registrant
Disclosure Controls Procedures Disclosures Fair Value Financial Instruments
Dividend Equivalents Dividend Reinvestment Plan
Dividend Restrictions Documents Incorporated Reference
Duties Responsibilities Earnings Per Share
Effect Economic Trends Effect Governmental Monetary Policies
Effect Recent Business Acquisitions Effect Termination Plan
Effective Date Effective Term Plan
Effective Time Effects Inflation
Eligibility Employee Benefit Plans
Employees Employment
Employment Agreement Entry Material Definitive Agreement
Environment Environmental Laws
Equity Compensation Plan Information Equity-based Incentive Compensation
Erisa Affiliate Evidence Uncertificated Shares Issued Lieu Certificate Alleged Been
Exchange Shares Executive Compensation
Executive Officers Executive Sessions Independent Directors
Exercise Options Exhibits
Explanatory Face Risks Arising Supervisory Actions Taken Regulators Hometown
Face Risks Respect Future Expansion Acquisitions Mergers Fair Value Financial Instruments
Family Relationships Fdic Insurance Assessments
Federal Funds Purchased Repurchase Agreements Other Borrowings Fees
Financial Condition Financial Statements Exhibits
Financial Statements Supplementary Data Find Additional Information Merger
Foreclosed Assets Foregoing Total Return Performance Graph Shall Not Deemed
Form 10-k Form 10-q
Form Affiliate Letter Forward-looking Statements
Fractional Shares Further Resolved
Gaap Gainesville
Gainesville Bank Trust Stock Option Plan 1997 Gbt
Gbt Bancshares Announces Share Repurchase Program Gbt Bancshares Inc
Gbt Bancshares Inc 500 Jesse Jewell Parkway Gainesville Gbt Bancshares Inc Reports Increase Loan Loss Reserves
Gbt Bancshares Reports Eps 022 Gbt Bancshares Reports Net Income
Gbt Bancshares Reports Results Gbt Disclosure Memorandum
Gbt Financial Statements Gbt Mountain Merger Agreement
Gbt Stock Plans General
General Provisions Georgia
Georgia Certificate Merger Georgia Fair Lending Act
Goodwill Goodwill Intangible Assets
Governing Law Gramm-leach-bliley Act
Grants Plan-based Awards Growth Strategy
Hazardous Material Historical Operating Results Not Indicative Future
Immediate Release Important Cautionary Statement Regarding Forward-looking Statements
Incentive Stock Options Income Statement
Income Tax Expense Income Taxes
Independence Board Directors Independent Accountants
Independent Public Accountants Index
Information Acquisition Gbt Bancshares Inc Information Please Contact
Instructions Withhold Authority Vote Individual Nominee Write Nominees Internal Control Integrated Framework
Internal Control Over Financial Reporting Internal Control-integrated Framework
Internal Revenue Code International
Investment Securities Knowledge
Law Leases
Legal Proceedings Lending Policies
Liability Lien
List Individuals Non-compete Agreements List Individuals Voting Agreements
Litigation Loan Commitments
Loan Property Loans
Long-term Incentive Awards Managements Discussion Analysis Financial
Managements Discussion Analysis Financial Condition Results Operations Managements Report Internal Control Over Financial Reporting
Manner Converting Shares Market Areas Competition
Market Price Common Stock Material
Material Adverse Effect Material Impairments
Mediation Meetings Board Directors Committees
Merger Miscellaneous
Monetary Policy Mountain Bancshar Inc
Mountain Common Stock Mountain Companies
Mountain Disclosure Memorandum Mountain Financial Statements
Mountain Option Mountain Shareholders Meeting
Mountain Stock Plans Msb
Nasdaq Nature Operations
Net Income Net Interest Income Earning Assets
Net Interest Income Sensitivity New Member Elected Gbt Bancshares Board
New Plan Benefits News Release
Non-assignability Awards Non-transferability Options
Nonqualified Stock Options Not Applicable
Notice Annual Meeting Shareholders Notice Annual Meeting Shareholders Held 2005
Notice Termination Notices
Now Therefore Now Therefore Resolved
Off Balance Sheet Arrangements Off-balance Sheet Arrangements
Off-balance Sheet Instruments Option Exercise Price
Option Exercise Year-end Value Table Option Exercises Stock Vested Table
Option Exercises Table Option Grants Table
Option Period Options Granted Certain Persons
Order Other Banking Services
Other Borrowings Other Events
Other Expense Other Income
Other Information Other Matters
Other Provisions Other Shareholder Proposals Presentation
Other Shareholder Proposals Presentation Next Annual Meeting Parent Financial Information
Participants Merger Participation Facility
Party Payment Dividends
Payment Exercise Price Pending Acquisition
Pending Business Combination Performance Awards
Permit Perquisites Other Executive Benefits
Person Please Sign Date Return Proxy Promptly Using Enclosed
Power Board Designate Decisions Committee Preamble
Premises Equipment Principal Accountant Fees Services
Principal Accounting Fees Services Privacy
Profit Sharing Plan Profit-sharing Plan
Prompt Corrective Action Properties
Proposal Approval Amendment Stock Option Plan 1997 Increase Proposal Approval Gbt Bancshares Inc 2007 Omnibus Long-term
Proposal Ratification Appointment Mauldin Jenkins Llc Independent Registered Proposed Legislation Regulatory Action
Proposed Merger Suntrust Not Consummated Delayed Adversely Affect Provisions Applicable Awards
Proxy 2007 Annual Meeting Shareholders Solicited Behalf Board Proxy Solicited Behalf Board Directors Gbt Bancshares Inc
Proxy Statement Purpose
Purpose Plan Qualified Performance -based Awards
Quantitative Qualitative Disclosures Market Risk Real Estate-
Real Estate-construction Real Estate-mortgage
Recent Accounting Standards Recent Developments
Recent Operating Results Not Indicative Future Reclassifications
Registration Statement Regulation Disclosure
Regulatory Authorities Report Compensation Committee Board Directors Executive
Report Independent Registered Public Accounting Firm Reported Internal Control Over Financial Reporting Not Effective
Restricted Stock Restricted Stock Units
Restricted Stock Units Deferred Restrictions Transactions Affiliates
Results Operations Results Operations Financial Condition
Return Equity Assets Revocation Proxies
Rights Rights Conferred
Rights Stockholder Risk Factors
Risks Associated Unpredictable Economic Political Conditions Amplified Result Safety Soundness Standards
Sarbanes-oxley Act 2002 Schedule 14a
Sec Documents Securities
Securities Laws Securities Sold Repurchase Agreements
Security Ownership Certain Beneficial Owners Management Related Stockholder See
See Notes Consolidated Financial Statements Selected Financial Information Statistical Data
Severability Share-based Payment
Shareholder Communications Board Shareholder Proposals Inclusion Next
Shareholder Proposals Inclusion Next Proxy Statement Shareholder Recommendations Director Nominees
Shares Subject Plan Signature
Signatures Significant Risks Accompany Recent Rapid Expansion
Solicitation Proxies Source Crsp Center Research Security Prices Graduate School
Source Gbt Bancshares Inc Source Snl Financial Charlottesville Virginia 2006 Used Permission
Stock Appreciation Rights Stock Compensation Plans
Stock Issued Employees Stock Offering
Stock Option Plan 1997 Stock Options
Stock Other Stock-based Awards Stock Purchase Plan
Stock Repurchase Stock Split
Strategy Subject Extensive Regulation Limit Restrict Activities Adversely Affect
Submission Matters Vote Security Holders Subordinated Debt
Subsequent Event Subsidiaries
Summary Summary Compensation Table
Summary Plan Terms Suntrust Acquire Gbt Bancshares Inc
Supplemental Financial Data Support Agreements
Support Subsidiary Institutions Table Contents
Tax Consequences Termination
Termination Agreement Termination Agreement Employee
Termination Amendment Termination Employment Other Service
Terms Conditions Option Awards Terms Merger
Total Assets Total Deposits
Total Loans Transaction Expands Suntrust Reach Fast-growing Atlanta Suburbs
Transactions Related Persons Promoters Certain Control Transactions Terms Merger
Trust Preferred Securities Twelve-month Net Interest Income Sensitivity
Types Awards Types Securities
Unregistered Sales Equity Securities Proceeds Usa Patriot Act 2001
Voting Outstanding Stock Waiver
Whereas Witness Whereof
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