This excerpt taken from the GABC 10-K filed Mar 16, 2005.
Interest Rate Sensitivity as of December 31, 2004
The above discussion, and the portions of MANAGEMENTS DISCUSSION AND ANALYSIS that are referenced in the above discussion contains statements relating to future results of the Company that are considered forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These statements relate to, among other things, simulation of the impact on net interest income from changes in interest rates. Actual results may differ materially from those expressed or implied therein as a result of certain risks and uncertainties, including those risks and uncertainties expressed above, those that are described in MANAGEMENTS DISCUSSION AND ANALYSIS in Item 7 of this report, and those that are described in Item 1 of this report, Business, under the caption Forward-Looking Statements and Associated Risks, which discussions are incorporated herein by reference.