GVHR » Topics » UM/UIM/PIP

These excerpts taken from the GVHR 10-K filed Mar 16, 2009.

UM/UIM/PIP

 

Uninsured Motorist Coverage, Underinsured Motorist Coverage and Personal Injury Protection.  All three are specific coverage available under a Business Auto, Truckers’ or Garage Liability Policy.  UM and UIM coverage provides an insured with bodily injury (and in some states, property damage) coverage from its own carrier as if collecting from the tortfessor’s carrier.  PIP is a statutorily provided coverage that has insurers provide first party benefits for medical expenses, loss of income, funeral expenses and such without regard to fault.

 

UM/UIM/PIP



 



Uninsured Motorist
Coverage, Underinsured Motorist Coverage and Personal Injury Protection.  All three are specific coverage available
under a Business Auto, Truckers’ or Garage Liability Policy.  UM and UIM coverage provides an insured with
bodily injury (and in some states, property damage) coverage from its own
carrier as if collecting from the tortfessor’s carrier.  PIP is a statutorily provided coverage that
has insurers provide first party benefits for medical expenses, loss of income,
funeral expenses and such without regard to fault.



 



UM/UIM/PIP



 



Uninsured Motorist
Coverage, Underinsured Motorist Coverage and Personal Injury Protection.  All three are specific coverage available
under a Business Auto, Truckers’ or Garage Liability Policy.  UM and UIM coverage provides an insured with
bodily injury (and in some states, property damage) coverage from its own
carrier as if collecting from the tortfessor’s carrier.  PIP is a statutorily provided coverage that
has insurers provide first party benefits for medical expenses, loss of income,
funeral expenses and such without regard to fault.



 



EXCERPTS ON THIS PAGE:

10-K (3 sections)
Mar 16, 2009
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