Topic Listing for Guaranty Bancorp

Ability Compete Successfully Depends Number Factors Including Among Accounting Policy Derivative Instruments Hedging Activities
Accounts Achievement Levels Award Opportunities
Acquisition Divestitures Acquisitions
Acquisitions Dispositions Acquisitions Divestitures
Additional Information Additional Provisions Respect Federal Funds Rate Libor Loans
Additional Reimbursement Payments Adjustments
Administration Administration Compliance Standards
Adoption New Accounting Standards Affiliate
Affiliate Transactions Agmented Competition
Agreement Agreements
Allocated Purchase Price Allonge
Allowance Credit Losses Allowance Loan Lease Losses
Allowance Loan Losses Allowance Loan Losses Insufficient
Amended Restated Effective 2009 Amendment Revolving Credit Agreement
Amendment Termination Amendment Termination Plan
Amendments Amendments Articles Incorporation Bylaws Change
Amendments Registrants Code Ethics Waiver Provision Amendments Termination
Amortization Purchase Accounting Entries Annual Cash Bonus-
Anti-money Laundering Initiatives Usa Patriot Act Application Critical Accounting Policies Estimates
Applies Treasurys Capital Purchase Program Approval Administration
Approval Implementation Plans Programs Approvals Non-objections Been Received Regarding Preferred Stock Issuance
Arbitration Waiver Jury Trial Asset Improvement
Asset Quality Assets Held Sale
Assets Liabilities Measured Non-recurring Basis Assets Liabilities Measured Recurring Basis
Assignment Assistance Through 2006
Assurance Emergency Economic Stabilization Act 2008 Eesa Other Assurance Recently Enacted Emergency Economic Stabilization Act 2008
Attorney Indemnities Lock-up Letters Underwriting Agreements Other Documents Audit Committee
Audit Fees Audit-related Fees
Authorized Signatures-this Completed Vote Counted-date Sign Below Automatic Conversion
Available Information Award Opportunities
Awards Background
Background Private Placement Issuance Balance Sheet
Bank Holding Activities Bank Holding Regulation
Bank Stocks Base Salary
Base Salary- Basis Presentation
Beneficial Owners Percent Beneficial Ownership Reporting Compliance
Benefit Plans Benefits
Bill Sale Board Directors
Board Directors Recommendation Board Directors Recommends Stockholders Vote Against Shareholder Proposal
Board Directors Unanimously Recommends Stockholders Vote Nominees Board Means Directors Cbhi
Board Oversight Books Such Other Address Holder Case Shall Designated
Borrowings Borrowings Subordinated Debentures
Brokered Deposits Business
Business Been Continue Adversely Affected Current Conditions Financial Business Concentrations
Business Disposition Business Subject General Economic Risks Adversely Impact Results
Capital Capital Adequacy Prompt Corrective Action
Capital Plan Capital Ratios
Capital Resources Cash Equivalents
Cash Flow Cash Flows
Centennial Bank Holdings Inc Centennial Bank Holdings Inc Announces 2007 Earnings
Centennial Bank Holdings Inc Announces 2007 End Financial Centennial Bank Holdings Inc Announces 2007 Financial Results
Centennial Bank Holdings Inc Announces 2008 Earnings Centennial Bank Holdings Inc Announces Results Annual Meeting
Centennial Bank Holdings Inc Annual Report Form 10-k Centennial Bank Holdings Inc Change Control Severance Plan
Centennial Bank Holdings Inc Consolidated Average Balance Sheets Centennial Bank Holdings Inc Credit Quality Measures
Ceo Agreement Ceo Arrangements
Ceo Executive Compensation Cercla
Certain Additional Agreements 409a Certain Definitions
Certain Forfeitable Rights Certain Relationships Related Transactions
Certain Relationships Related Transactions Director Independence Certain Relationships Related-party Transactions
Certificate Designations Series Convertible Preferred Stock Guaranty Bancorp Certification
Certification Chief Executive Officer Pursuant 906 Sarbanes-oxley Act Certification Chief Financial Officer Pursuant 906 Sarbanes-oxley Act
Certification Pursuant 302 Sarbanes-oxley Act 2002 Change Address- Please Print New Address Below Authorized
Change Control Change Control Means Occurrence Following Events
Change Control Protection- Change Control Severance Plan
Changes Accounting Firms Changes Registrants Certifying Accountant
Claim Claims
Closing Documents Code 409a
Code Business Conduct Ethics Code Means Internal Revenue 1986 Amended
Codification Collateral Inventory
Collateral Inventory Certificate Combined 2004 Compared 2003
Combined 2005 Compared 2004 Commitments
Committee Membership Committee Structure Operations
Common Stock Event Treated Such Income Tax Purposes Common Stock Market Prices
Communications Communications Board Directors
Community Reinvestment Act Company-owned Life Insurance
Compared 2005 Compared 2006
Compared 2007 Compared 2008
Compared Combined 2004 Compensation
Compensation Committee Interlocks Insider Participation Compensation Committee Report
Compensation Nominating Governance Cng Committee Compensation Philosophy
Competition Completion Acquisition Disposition Assets
Compliance Agreement Compliance Certain Laws Rules Regulations Including Insider Trading
Compliance Laws Regulations Components Compensation
Comprehensive Income Loss Concentrated Ownership Common Stock Creates Risk Sudden Changes
Concentrated Ownership Stock Discourage Change Control Adverse Effect Concentrations Credit
Concern Customers Over Deposit Insurance Cause Decrease Deposits Conditions Lending
Confidentiality Conflicts Interest
Consent Independent Auditors Consent Independent Registered Public Accounting Firm
Consequences Consolidated Statements Comprehensive Income
Consumers Decide Not Banks Complete Financial Transactions Contact
Contents Notice Contingencies
Continually Encounter Technological Change Continuing Obligations
Contractual Obligations Contractual Obligations Off-balance Sheet Arrangements
Contributions Controls Procedures
Controls Procedures Fail Circumvented Conversion Price Provide Cause Provided Written Notice Holders
Conversion Price Shall Not Adjusted Conversion Procedures
Conversion Securities Rights Receive Dividends Other Distributions Virtue Corporate Opportunities
Corporate Risk Committee Covenants
Coverage Provide Participant Medical Benefits Same Tax Effect Creation Voting Common Stock Non-voting
Credit Risk Management Credit Risk-related Contingent Features
Critical Accounting Policies Cure Period
Current Report Pursuant Securities Exchange Act 1934 Daniel Quinn
Dates Indicated Following Commitments Outstanding Death Benefit
Debt Stock Redemption Default
Default Remedies Defect
Defective Loan Deferrals
Deferred Compensation Deferred Compensation Arrangements Amounts Earned Held Rabbi Trust
Deferred Compensation Plan Deferred Compensation Plan Directors Executives
Deferred Compensation Plans Deferred Income Tax Assets
Deferred Income Tax Assets Liabilities Deferred Income Taxes
Definitions Delegation Pre-approval Authority
Deletion Outdated Provisions Existing Charter Denver 80202
Denver Colorado 2005 Denver Colorado 2006
Denver Colorado 2007 Departure Directors Certain Officers Election Appointment Compensatory
Departure Directors Certain Officers Election Appointment Compensatory Arrangements Departure Directors Principal Officers Election Appointment
Departure Directors Principal Officers Election Appointment Compensatory Dependent Key Personnel Loss Those Harm Business
Deposit Insurance Deposit Insurance Premium Substantially Higher Future Material Adverse
Deposit Insurance Premiums Increased Increase Further Future Material Deposit Liabilities
Depositor Preference Deposits
Derivative Financial Instruments Derivatives Hedging Activities
Director Compensation Director Compensation Table
Directors Executive Officers Corporate Governance Registrant Directors Executive Officers Registrant
Disability Benefits Disciplined Deposit Pricing
Discretionary Authority Conferred Proxy Solicited Company-2010 Annual Meeting Divestitures
Dividend Restriction Dividend Restrictions
Dividends Dividends Distributions
Dividends Dividend Equivalents Whether Paid Unpaid Participating Securities Documents Incorporated Reference
Downturn Real Estate Markets Hurt Business Downturns Real Estate Markets Primary Market Areas Hurt
Due Punctual Performance Observance Each Every Covenant Condition Early Conversion Option Holder
Earnings Financial Services Companies Significantly Affected General Business Earnings Loss Per Common Share
Earnings Per Common Share Earnings Per Common Share Been Computed Based Following
Earnings Per Share Earnings Plan Budget
Earnings Summary Earnings Volatility
Education Effect Derivative Instruments Consolidated Income Statement
Effect Newly Issued Not Yet Effective Accounting Standards Effect Retirement
Effective 2007 Effective Expense Management
Elect Compelled Seek Additional Capital Future Not Available Elect Directors Nominees Set Forth Below
Eligibility Eligibility Participation
Eligible Participants Emergency Economic Stabilization Act 2008
Employee Benefit Plans Employee Severance Pay Plan
Employees Employees Prohibited Involving Bank Arrangements Competitors Involve Setting
Employment Severance Arrangements Enforce Rights Agreement Shall Entitled Independently Respect Each
Entertainment Entry Material Definitive Agreement
Environmental Defect Environmental Laws
Equity Compensation Plan Information Equity Non-equity Incentive Compensation
Erisa Establishment Purpose
Estimates Event
Evergreen Deferral Elections Ex-992
Ex-993 Ex-994
Exact Name Registrant Specified Charter Exceptions Instruction Withhold Authority Vote Individual Nominee Line
Exceptions Instructionto Withhold Authority Vote Individual Nominee Line Excluded Financial Statements
Executive Committee Executive Compensation
Exhibits Explanatory
Exposed Risk Environmental Liabilities Respect Properties Take Title Exposed Risks Relating Evaluations Internal Control Over Financial
Face Risks Associated Acquisitions Face Risks Associated Acquisitions Mergers
Face Risks Associated Existing Future Acquisitions Fair Dealing
Fair Value Fair Value Financial Instruments
Fair Value Measurements Financial Instruments Fair Value Measurements Using Significant Unobservable Inputs Level
Fair Values Derivative Instruments Consolidated Balance Sheet Fair Values Financial Instruments
Family Relationships Federal Law Limit Ability Another Party Acquire Cause
Fees Fees Services
Filed Guaranty Bancorp Pursuant Rule 14a-12 Securities Exchange Financial Assets Liabilities Measured Non-recurring Basis
Financial Assets Liabilities Measured Nonrecurring Basis Financial Assets Liabilities Measured Recurring Basis
Financial Condition Financial Information Business Acquired
Financial Privacy Financial Requirements
Financial Services Companies Depend Accuracy Completeness Information Customers Financial Statements Exhibits
Following Aggregate Amortization Expense Recognized Each Period Following Table Details Key Information Regarding Impaired Loans
Following Table Presents Actual Pro Forma Capital Ratios Following Table Presents Components Other Comprehensive Loss Total
Following Table Presents Gross Amounts Core Deposit Customer Following Table Presents Gross Amounts Core Deposit Intangible
Following Table Presents Noninterest Income Dates Indicated Following Table Sets Forth Amounts Deposits Outstanding Dates
Following Table Summarizes Terms Each Subordinated Debenture Issuance Footprint
Form 10-k Form 10-q
Form Cic Separation Agreement Release Herein Form Joinder
Form Voting Agreement Former Name Address Changed Since Last Report
Former Senator Hank Brown Appointed Board Directors Forward Looking Statements
Forward-looking Information Forward-looking Statements
Forward-looking Statements Factors Affect Future Results Fractional Conversion Securities Shall Issued Result Shares Series
Front Range Colorado Large Attractive Market Full Fair Disclosure
Full Settlement Resolution Disputes Further Downturn Real Estate Markets Hurt Business
Gap Analysis General
General Policy Statement General Provisions
Generally Available Benefits Deferred Compensation Gifts
Goodwill Goodwill Impairment Analysis
Goodwill Other Intangible Assets Goodwill Write-off
Grant Proxy Grants Plan-based Awards
Growth Been Weak Growth Expansion Strain Ability Manage Operations Financial Resources
Guaranty Bancorp Guaranty Bancorp 2005 Stock Incentive Plan
Guaranty Bancorp Announces 2008 Financial Results Guaranty Bancorp Announces 2009 Earnings
Guaranty Bancorp Announces 2009 Financial Results Guaranty Bancorp Centennial Bank Holdings Inc
Guaranty Bancorp Employee Severance Pay Plan Guaranty Bancorp Executive Cash Incentive Plan
Guaranty Bancorp Subsidiaries Hazardous Materials
Held 2007 Hereby Acknowledges Confirms Notwithstanding Treatment Series Preferred Stock
Hereby Covenants Agrees Time Common Stock Shall Listed High Income
High Quality Life Highly-educated Workforce
Holders Record Holders Shall Entitled Receive Respect Each Share Series
Immediate Release Impact Recently Issued Accounting Standards
Impaired Loans Impairment Goodwill
Impairment Goodwill Intangible Assets Impairment Long-lived Assets
Income Statement Income Tax Expense
Income Tax Expense Benefit Income Taxes
Income Taxes Benefit Income Taxes Expense Benefit
Incorporation Reference Increase Authorized Shares Capital Stock
Increased Stock Repurchase Program Incurred Incur Increased Costs Administrative Responsibilities Result Becoming
Indemnification Directors Officers Indemnity Investor Respect Losses Shall Not Exceed Net
Independence Independent Auditors Report
Independent Registered Public Accounting Firm Index
Index Financial Statements Informal Funding
Information Annual Meeting Voting Information Systems Experience Interruption Breach Security
Insurance Intentional Breach Corporate Fiduciary Duty Involving Personal Profit
Intentional Damage Property Interest Fees
Interest Over Legal Rate Interest Rate Swaps Net
Interim Period Internal Control Over Financial Reporting
Introduction Investigations
Investment Agreement Investment Common Stock Not Insured Deposit
Investment Debt Equity Securities Investment Securities
Investor Address Annex Investment Agreement Copies Copy Alone Investors Hereby Acknowledge Confirm Notwithstanding Treatment Convertible Preferred
Issued Book-entry Certificated Form Subject Compliance Applicable Legal James Simons
Key Financial Measures Knowledge
Legal Contingencies Legal Proceedings
Legal Requirement Legislative Regulatory Initiatives
Level Commercial Real Estate Loan Portfolio Subject Additional Level Commercial Real Estate Loan Portfolio Subjects Additional
Liability Liability Commonly Controlled Institutions
Liquidation Liquidity
Liquidity Funds Management Liquidity Risk Impair Ability Fund Operations Jeopardize Financial
Litigation Matters Loan
Loan Collateral Loan Commitments Related Financial Instruments
Loan Documents Loan Group
Loan Maturities Loan Repurchase Price
Loan Sale Agreement Loan Schedule
Loans Loans Held Sale
Loans Held-for-sale Loans Receivable
Long-term Borrowings Loss Contingencies
Loss Per Common Share Low Earnings Volatility
Low-cost Deposits Grew 507 Mainstreet Acquisition
Mainstreet Financial Ltd Subsidiaries Management Transition Arrangements
Managements Discussion Analysis Financial Condition Results Operations Managements Report Internal Control Over Financial Reporting
Market Risk Material Considered Secret Been Disclosed Participants Confidence Executing
Material Materially Material Modification Rights Security Holders
Merger Subsidiary Banks Miscellaneous
Miscellaneous Provisions Modifications Payment Schedules
Monday 2005 Centennial Bank Holdings Expects List Shares Mortgage
Mortgaged Property N-gaap Financial Measures
Nature Operations Principles Consolidation Net Interest Income
Net Interest Income Margin Net Interest Income Modeling
New Stock Repurchase Program Newly Issued Not Yet Effective Accounting Standards
Nominees Non-cash Goodwill Impairment Charge Not Impact Cash Flow
Non-designated Hedges Non-gaap Financial Measures
Non-reliance Previously Issued Financial Statements Related Audit Non-solicitation Confidential Information
Nonfinancial Assets Liabilities Measured Non-recurring Basis Nonfinancial Assets Liabilities Measured Nonrecurring Basis
Noninterest Expense Noninterest Income
Nonperforming Assets Nonperforming Assets Other Impaired Loans
Nonqualified Deferred Compensation Notice 2006 Annual Meeting Stockholders Held
Notice Assignment Notices
Now Therefore Ntennial Well Positioned
Number 000-51556 Number Shares Series Preferred Stock Converted
Nvested Share-based Payment Awards Contain Nonforfeitable Rights Nvested Share-based Payment Awards Contain Nonforfeitable Rights Dividends
Obligor Ock Repurchase Program
Ock Summary Off Balance Sheet Arrangements
Off Balance Sheet Arrangements Commitments Guarantees Contractual Obligations Off-balance Sheet Activities
Off-balance Sheet Arrangements Off-balance Sheet Instruments
Office Foreign Assets Control Regulation Officers
Operate Highly Competitive Industry Market Area Organization
Organization Operations Organization Operations Basis Presentation
Other Borrowings Other Business
Other Compensation Other Comprehensive Income Loss
Other Events Other Fees
Other Guidelines Other Information
Other Intangible Assets Other Investments
Other Real Estate Owned Other Real Estate Owned Foreclosed Assets
Outstanding Equity Awards Year-end Overnight Express Delivery Service Confirms Sender Such Follows
Overview Parent Only Condensed Financial Information
Part Part I-financial Information
Part Ii-other Information Participant Address Listed Participants Personnel Files
Participant Covenants Participants
Passivity Commitments Passivity Standstill
Paul Taylor Pay Provide Accrued Compensation Other Benefits
Payment Awards Payments Etc
Payments Prepayments Pending Preferred Stock Issuance
Pense Management Requires Rapid Assimilation Acquisitions Per Share Net Loss Due 128 Loan Provision
Performance Graph Performance Measures
Performance Period 2006 Performance Period Xxxx
Performance-based Compensation Person
Philosophy Strategy Plan Deferred Compensation Plan-
Plan Merge Subsidiaries Single Bank Potential Consequences Proposal Approved
Potential Consequences Proposal Not Approved Pre-approval Policies Procedures
Preferred Stock Preferred Stock Dividend
Preferred Stock Terms Provisions Premises Equipment
Principal Accountant Fees Services Principal Balance
Principal Markets Principles Loan Commitments
Prior Change Control Prior Election
Pro Forma Adjustments Pro Forma Combined Financial Data
Pro Forma Financial Information Pro Forma Results Operations
Proceeds Professional
Profitability Depends Significantly Economic Conditions Colorado Front Range Properties
Proposals-the Board Directors Unanimously Recommends Vote Nominees Listed Provision Credit Losses
Provision Loan Losses Proxy 2009 Annual Meeting Stockholders Solicited Board Directors
Proxy Statement Pursuant Securities Exchange Act 1934 Amendment Proxy-centennial Bank Holdings Inc
Purchase Accounting Purpose
Purposes Agreement Following Terms Shall Meanings Purposes Audit Committee
Pursuant 151 General Corporation Law State Delaware Pursuant Requirements Securities Exchange Act 1934 Registrant Duly
Pursuant Securities Exchange Act 1934 Qualitative Performance Measures
Quantitative Qualitative Disclosure Market Risk Quarterly Results Operations
Rate Changes Notifications Rcra
Recent Accounting Pronouncements Recent Developments
Recently Issued Accounting Pronouncements Recently Issued Accounting Standards
Recital Recitals
Reclassification Common Stock Securities Including Other Reclassifications
Reconciliation Gaap Net Income Non-gaap Cash Earnings Per Registrants Telephone Number Including Area Code
Registrants Telephone Number Including Area Code Securities Registered Regulation Disclosure
Regulatory Agencies Regulatory Capital Increases
Regulatory Capital Measures Above Well-capitalized Minimums Regulatory Matters
Regulatory Written Agreement Related-party Transactions
Related-party Transactions Policy Rely Dividends Subsidiaries Most Revenue
Rely Dividends Subsidiary Most Revenue Remainder Page Intentionally Left Blank
Remains Well-capitalized Replacement Certificates
Report Audit Committee Report Independent Registered Public Accounting Firm
Reports Representations Warranties
Representations Warranties Covenants Stockholder Each Hereby Represents Warrants Repurchases Common Stock
Required Make Further Increases Provisions Loan Losses Charge Reservation Conversion Securities
Reserved Reserves Right Change Amend Modify Suspend Continue Terminate
Resignations Appointments Resolved
Resources Authority Audit Committee Restrictions Cash
Results Operations Results Operations Financial Condition
Retirement Benefit Review Executive Compensation Program
Revised Proxy Card Revolving Credit
Revolving Credit Agreement Right Assignment
Right Employment Risk Factors
Risk Management Objective Using Derivatives Risks Associated Common Stock
Risks Associated Industry Rules Applicable Installment Payments
Rward-looking Statements Sales Commissions
Sarbanes-oxley Act Sarbanes-oxley Act 2002
Schedule Schedule 14a
Schedule Represents Warrants Each Investor Date Hereof Follows Searchable Text Graphics Shown Above
Securities Securities Authorized Issuance Equity Compensation Plans
Securities Bank Stocks Securities Bank Stocks Other Investments
Securities Registered Pursuant Act Securities Registered Pursuant Act Common Stock 0001 Par
Securities Sold Agreements Repurchase Security Instruments
Security Ownership Certain Beneficial Owners Management Related Stockholder Segments Enterprise Related Information
Service Quality Been Inconsistent Service Through 2006
Setoff Seventeenth Street Suite 300 Denver Colorado 80202
Severance Agreement Release Severe Weather Natural Disasters Acts War Terrorism Other
Shares Outstanding Sherri Heronema
Shifting Deposit Mix Short-term Borrowings
Short-term Deferrals Signature
Signature Page Follows Signatures
Significant Accounting Policies Size Board
Small Account Balances Small Medium-sized Business Target Markets Fewer Financial Resources
Soundness Other Financial Institutions Adversely Affect Source Strength Doctrine
Specified Date Benefit Statement
Statement Regarding Deductibility Stock Incentive Plan
Stock Price Volatile Stock Repurchase Program
Stock Repurchase Programs Stock Vested
Stock-based Awards Stock-based Awards-
Stock-based Compensation Stock-seal-fiscal
Stockholder Approval Plan Dissolution Liquidation Cbhi Stockholder Proposals Director Nominations-2008 Annual Meeting
Stockholder Proposals Director Nominations-2009 Annual Meeting Stockholder Proposals Director Nominations-2010 Annual Meeting
Stockholders Equity Strategy
Street Name Holders- Strong Population Growth
Subject Claims Litigation Pertaining Fiduciary Responsibility Subject Credit Risk
Subject Extensive Government Regulation Supervision Subject Interest Rate Risk
Subject Liquidity Risk Subject Regulatory Written Agreement Restricts Taking Certain Actions
Subject Security Operational Risks Relating Technology Damage Reputation Submission Matters Vote Security Holders
Submitted Audit Committee Board Directors Submitted Compensation Nominating Governance Committee Board Directors
Subordinated Debentures Subordinated Debentures Trust Preferred Securities
Subsequent Event Subsequent Events
Subsidiaries Centennial Bank Holdings Inc Subsidiaries Guaranty Bancorp
Subsidiary Successors Binding Agreement
Suffer Losses Loan Portfolio Despite Underwriting Practices Summary Compensation
Summary Compensation Table Summary Net Loans Held Investment Loan Type Dates
Summary Status Outstanding Stock Awards Change Period Presented Summary Status Unearned Stock Awards Change Period Presented
Summary Transactions Allowance Loan Losses Period Indicated Follows Summary Transactions Reserve Unfunded Commitments Periods Indicated Follows
Supplemental Proxy Material Dated 2008 Being Mailed Shareholders Suzanne Brennan
Table Table Contents
Tax Fees Term Amendment Termination
Termination Benefit Total Comprehensive Income
Total Risk-based Capital Ratio Increases 1342 Trading Volume Common Stock Less Other Larger Financial
Transfer Affiliate Otherwise Compliance Applicable Securities Laws Transfer Restrictions
Transfers Financial Assets Transition Agreements
Treasury Capital Purchase Program Unforeseeable Emergency Payments
Unregistered Sales Equity Securities Unregistered Sales Equity Securities Proceeds
Valuation Account Balances Investments Vote Required Matters Voted
Voting Agreement Voting Rights
Waiver Release Claims Waivers Code
Well Diversified Rebounding Economy Whereas
Whether Not Plan Attend Meeting Please Sign Date Willful Violation Law Rule Regulation Other Traffic Violations
Witness Whereof Caused Certificate Signed Duly Authorized Officer Witness Whereof Parties Hereto Caused Agreement Duly Executed
Written Agreement Zsolt Bessk√≥
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