Harleysville National (HNBC)

Item 10. Directors, Executive Officers and Corporate Governance

     The Corporation has a Code of Ethics for directors, officers and employees of the corporation. It is intended to promote honest and ethical conduct, full and accurate reporting, and compliance with laws as well as other matters.

     The SEC requires disclosure concerning whether or not the Corporation has at least one “audit committee financial expert” on the Audit Committee. Walter R. Bateman, II, until his retirement on April 22, 2008, was the committee's independent financial expert, as defined by SEC regulations, and chaired the committee. James A. Wimmer succeeded Mr. Bateman as the financial expert and chairperson of the committee.

     Additional information regarding directors, executive officers and corporate governance is included under the following captions in the Corporation’s proxy statement relating to its 2009 annual meeting of shareholders (the “2009 Proxy Statement”) and is incorporated herein by reference:

“Director Information”
“Executive Officers”
“Corporate Governance”
“Meetings and Committees of the Board of Directors”
“Section 16(a) Beneficial Ownership Reporting Compliance”

     In addition, the Corporation makes available on www.hncbank.com (under “Corporate Governance”) the following: 1) Audit Committee Charter, 2) Code of Ethics, 3) Whistleblower Policy, 4) Nominating and Corporate Governance Committee Charter and 5) Compensation Committee Charter.

Item 10. Directors, Executive Officers and
Corporate Governance

     The
Corporation has a Code of Ethics for directors, officers and employees of the
corporation. It is intended to promote honest and ethical conduct, full and
accurate reporting, and compliance with laws as well as other matters.

     The SEC
requires disclosure concerning whether or not the Corporation has at least one
“audit committee financial expert” on the Audit Committee. Walter R. Bateman,
II, until his retirement on April 22, 2008, was the committee's independent
financial expert, as defined by SEC regulations, and chaired the committee.
James A. Wimmer succeeded Mr. Bateman as the financial expert and chairperson of
the committee.

     Additional
information regarding directors, executive officers and corporate governance is
included under the following captions in the Corporation’s proxy statement
relating to its 2009 annual meeting of shareholders (the “2009 Proxy Statement”)
and is incorporated herein by reference:

“Director Information”
“Executive
Officers”
“Corporate Governance”
“Meetings and Committees of the Board of
Directors”
“Section 16(a) Beneficial Ownership Reporting
Compliance”

     In addition, the Corporation makes
available on www.hncbank.com (under “Corporate Governance”) the following: 1) Audit
Committee Charter, 2) Code of Ethics, 3) Whistleblower Policy, 4) Nominating and
Corporate Governance Committee Charter and 5) Compensation Committee
Charter.

Item 10. Directors, Executive Officers and Corporate Governance

     The Corporation has a Code of Ethics for directors, officers and employees of the corporation. It is intended to promote honest and ethical conduct, full and accurate reporting, and compliance with laws as well as other matters.

     The SEC requires disclosure concerning whether or not the Corporation has at least one “audit committee financial expert” on the Audit Committee. During 2007, Walter R. Bateman, II was the committee’s independent financial expert, as defined by SEC regulations, and chaired the committee.

     Additional information regarding directors, executive officers and corporate governance is included under the following captions in the Corporation’s proxy statement relating to its 2008 annual meeting of shareholders (the “2008 Proxy Statement”) and is incorporated herein by reference:

“Directors”
“Executive Officers””
“Corporate Governance”
“Meetings and Committees of the Board of Directors”
“Section 16(a) Beneficial Ownership Reporting Compliance”

     In addition, the Corporation makes available on www.hncbank.com (under “Investor Information—Corporate Governance”) the following: 1) Audit Committee Charter, 2) Code of Ethics, 3) Whistleblower Policy, 4) Nominating and Corporate Governance Committee Charter and 5) Compensation Committee Charter.

Item 10. Directors,

Executive Officers and
Corporate Governance

     The
Corporation has a Code of Ethics for directors, officers and employees of the
corporation. It is intended to promote honest and ethical conduct, full and
accurate reporting, and compliance with laws as well as other matters.

     The SEC
requires disclosure concerning whether or not the Corporation has at least one
“audit committee financial expert” on the Audit Committee. During 2007, Walter
R. Bateman, II was the committee’s independent financial expert, as defined by
SEC regulations, and chaired the committee.

     Additional
information regarding directors, executive officers and corporate governance is
included under the following captions in the Corporation’s proxy statement
relating to its 2008 annual meeting of shareholders (the “2008 Proxy Statement”)
and is incorporated herein by reference:

“Directors”
“Executive Officers””


“Corporate Governance”
“Meetings and
Committees of the Board of Directors”
“Section 16(a) Beneficial Ownership
Reporting Compliance”

     In addition, the Corporation makes
available on www.hncbank.com (under “Investor

Information—Corporate Governance”) the
following: 1) Audit Committee Charter, 2) Code of Ethics, 3) Whistleblower
Policy, 4) Nominating and Corporate Governance Committee Charter and 5)
Compensation Committee Charter.

Item 10.     Directors, Executive Officers and Corporate Governance

     The Corporation has a Code of Ethics for directors, officers and employees of the corporation. It is intended to promote honest and ethical conduct, full and accurate reporting, and compliance with laws as well as other matters.

     The SEC requires disclosure concerning whether or not the Corporation has at least one “audit committee financial expert” on the Audit Committee. During 2006, Walter R. Bateman, II was the committee’s independent financial expert, as defined by SEC regulations, and chaired the committee.

     Additional information regarding directors, executive officers and corporate governance is included under the following captions in the Corporation’s proxy statement relating to its 2007 annual meeting of shareholders (the “2007 Proxy Statement”) and is incorporated herein by reference:

“Directors”
“Executive Officers””
“Corporate Governance”
“Meetings and Committees of the Board of Directors”
“Section 16(a) Beneficial Ownership Reporting Compliance”

     In addition, the Corporation makes available on www.hncbank.com (under “Investor Information—Corporate Governance”) the following: 1) Audit Committee Charter, 2) Code of Ethics, 3) Whistleblower Policy, 4) Nominating Committee Charter and 5) Compensation Committee Charter.