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Industry (USD) Annual | ||||||||
|---|---|---|---|---|---|---|---|---|
| FISCAL YEAR ENDING |
|
31-DEC 2004 |
31-DEC 2005 |
31-DEC 2006 |
31-DEC 2007 |
31-DEC 2008 |
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| Total Revenues | 23.2M | 24.6M | 28.2M | 34.7M | 34.9M | |||
| Net Interest Income | 12.9M | 13.3M | 14.2M | 14.5M | 14.7M | |||
| Deposits | 249M | 239M | 299M | 331M | 339M | |||
| Provision for Loan Losses | 200K | 1.01M | 695K | 1.18M | 3.35M | |||
| Securities | 59.3M | 64.9M | 84.6M | 108M | 116M | |||
| Net Interest Margin | 4.2% | 4.2% | 4.2% | 3.7% | 3.5% | |||
| Commercial Real Estate Loans | 55.6M | 53.9M | 64.1M | 58.7M | 52.5M | |||
| Commercial Loans | 28.3M | 33.7M | 34.0M | 44.9M | 42.8M | |||
| Construction Loans | 8.25M | 16.5M | 32.8M | 51.3M | 43.3M | |||
| Consumer Loans | 71.7M | 75.9M | 72.2M | 74.9M | 40.3M | |||
| Mortgage-Backed Securities (MBS) | 26.5M | 31.1M | 28.0M | 55.6M | 65.4M | |||
| Net Charge Offs to Avg Loans | 0.3% | 0.2% | 0.1% | 0.3% | 0.9% | |||
| Net Loans | 235M | 250M | 273M | 300M | 298M | |||
| Residential Loans | 74.3M | 74.1M | 73.7M | 74.8M | 109M | |||
| Total Risk-Based Capital Ratio | 0% | 0% | 0% | 0% | 18.4% | |||
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