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Industry (USD) Annual | ||||||||
|---|---|---|---|---|---|---|---|---|
| FISCAL YEAR ENDING |
|
31-DEC 2004 |
31-DEC 2005 |
31-DEC 2006 |
31-DEC 2007 |
31-DEC 2008 |
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| Total Revenues | 932M | 1.19B | 1.62B | 2.13B | 2.66B | |||
| ROA | 3.6% | 3.7% | 4.1% | 4.4% | 4.4% | |||
| Net Interest Income | 485M | 562M | 613M | 647M | 942M | |||
| Net Interest Margin | 2.7% | 2.4% | 2% | 1.7% | 2% | |||
| Provision for Loan Losses | 790K | 65K | 0 | 4.80M | 19.5M | |||
| Commercial Real Estate Loans | 0 | 2.32M | 69.3M | 58.9M | 53.4M | |||
| Commercial Loans | 0 | 43.7M | 29.6M | 22.9M | 0 | |||
| Construction Loans | 0 | 0 | 41.1M | 34.1M | 24.8M | |||
| Consumer Loans | 0 | 236M | 382M | 405M | 385M | |||
| Deposits | 11.5B | 11.4B | 13.4B | 15.2B | 18.5B | |||
| Mortgage-Backed Securities (MBS) | 5.38B | 6.91B | 9.33B | 14.6B | 19.5B | |||
| Net Charge Offs to Avg Loans | 0% | 0% | 0% | 0% | 3.4% | |||
| Net Loans | 11.4B | 15.1B | 19.1B | 24.2B | 29.4B | |||
| Residential Loans | 0 | 14.8B | 18.6B | 23.7B | 28.9B | |||
| Securities | 8.31B | 12.4B | 15.2B | 18.7B | 23.0B | |||
| Tier 1 Capital Ratio | 0% | 0% | 0% | 0% | 8% | |||
| Nonperforming Assets to Total Assets | 11% | 7% | 9% | 19% | 0.4% | |||
| Nonperforming Loans to Total Loans | 0.2% | 0.1% | 0.2% | 0.3% | 0.7% | |||
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