Topic Listing for Huntington Bancshares

Acquisitions Adams Employment Agreement Payments Termination 2007
Additional Information Merger Find Administration
Advisory Vote Executive Compensation Allocation Alll
Allowances Credit Losses Allowances Credit Losses Acl
Allowances Credit Losses Acl Loan Loss Provision Amendment
Amendments Articles Incorporation Bylaws Change Among Huntington 500 Index Kbw Bank
Annual Cash Incentive Awards Annualized
Asset Derivatives Included Accrued Income Other Assets Assets Liabilities Measured Fair Value Nonrecurring Basis
Audit Committee Authorized Signature Sign Here Completed Instructions Executed
Authorized Signatures Sign Here Completed Instructions Executed Automobile Loans
Automotive Industry Available-for-sale Portfolio
Average Balance Sheet Average Balance Sheet Deposits Other Funding
Average Balance Sheet Discussion Deposits Other Funding Average Balance Sheet Discussion Loans Leases Other Earning
Average Balance Sheet Loans Leases Other Earning Assets Balance Sheet
Bank Liquidity Sources Base Salary
Benchmarking Beneficial Ownership Reporting Compliance
Beneficiary Designation Benefits
Board Committees Board Directors Recommends Vote Election Each Nominees Director
Board Meetings Committees Lead Director Book Value Per Common Share
Capital Certain Other Transactions
Change Control Change Par Value Shares Authorized
Class Directors Class Directors Nominees Terms Expiring 2011
Class Directors Terms Expire 2009 Class Directors Terms Expire 2010
Class Directors Terms Expire 2011 Commercial Credit
Commercial Real Estate Portfolio Commitments Capital Operating Lease Obligations
Commitments Extend Credit Commitments Sell Loans
Committee Reports Common Shares Outstanding
Compensation Committee Compensation Committee Interlocks Insider Participation
Compensation Committee Report Compensation Components
Compensation Discussion Analysis Compensation Philosophy Objectives
Completion Acquisition Disposition Assets Completion Current Discretionary Equity Issuance Program
Conference Call Webcast Information Consolidated Financial Statements
Consumer Credit Contacts
Core Deposits Corporate Governance
Counterparty Risk Creation Direct Financial Obligation Off-balance Sheet Arrangement
Credit Exposure Mix Credit Quality
Credit Ratings Credit Risk
Critical Accounting Policies Significant Estimates Current Report Pursuant Securities Exchange Act 1934
Dealer Sales Debt
Deduction Qualifications Deferred Compensation
Definition Significant Delegation
Departure Directors Certain Officers Election Appointment Compensatory Departure Directors Principal Officers Election Appointment
Deposits Derivative
Derivative Financial Instruments Derivatives
Derivatives Used Mortgage Banking Activities Derivatives Used Trading Activities
Director Compensation Director Nomination Process
Discussion 2007 Compensation Discussion 2008 Compensation
Discussion Results Discussion Results Operations
Divestitures Duties Responsibilities
Earnings Discussion Earnings Per Share
Ecitals Economic Reserve
Efficiency Ratio Election Directors
Eligibility Employment Agreement
Employment Agreement Marty Adams Employment Agreement Thomas Hoaglin
Employment Agreements Entry Material Definitive Agreement
Equity Awards Equity Compensation Plan Information
Equity Investment Portfolios Equity Investments
Estimating Financial Impact Due Unizan Merger Exact Name Registrant Specified Charter
Executive Agreement Executive Agreements
Executive Compensation Executive Officers Huntington
Fair Values Assets Liabilities Federal Funds Purchased Repurchase Agreements
Federal Home Loan Bank Advances Federal Income Tax Consequences Plan
Fee Sharing Financial Code Ethics Legal Compliance
Financial Reporting Financial Statements Exhibits
Formal Regulatory Supervisory Agreement Formal Regulatory Supervisory Agreements
Formal Regulatory Supervisory Agreements Pending Acquisition Former Name Address Changed Since Last Report
Forward-looking Statement Forward-looking Statements
Franklin Credit Management Relationship Fringe Benefits
Fully Taxable Equivalent Interest Income Funds Transfer Pricing
General Goodwill
Goodwill Other Intangible Assets Grant Practices
Hoaglins Employment Agreement Potential Payments Termination Other Change-in-control Home Equity Portfolio
Home Equity Residential Mortgage Loans Huntington
Huntington Bancshares Incorporated Huntington Bancshares Incorporated Annual Meeting 2005
Huntington Bancshares Incorporated Annual Meeting 2006 Huntington Bancshares Sky Financial Group Announce Merger Agreement
I-670 East I-670 West
I-70 East I-70 West
Impact Methodology Income Simulation Economic Value Analysis
Income Statement Income Taxes
Increase Authorized Plan Shares Indebtedness Management
Independence Directors Index
Individual Grants Information Shareholders Plan Attend 2005 Annual Meeting
Information Shareholders Plan Attend 2006 Annual Meeting Information Shareholders Plan Attend 2009 Annual Meeting
Interest Rate Risk Internal External Audit
Introduction Investment Portfolio
Investment Securities Portfolio Involvement Certain Legal Proceedings
Issuance Convertible Preferred Stock Issues
Lines Business Discussion Liquidity Risk
Litigation Loans Direct Financing Leases
Loans Leases Long-term Incentive Awards
Long-term Incentive Compensation Long-term Incentive Plan-awards Last
Long-term Performance Awards Low Income Housing Tax Credit Partnerships
Market Risk Meetings Structure Operations
Membership Merger
Merger Agreement Merger Consideration
Mortgage Loans Held Sale Mortgage Servicing Rights
Mortgage Servicing Rights Msrs Name Person Filing Proxy Statement Other Registrant
Net Charge-offs Net Charge-offs Ncos
Net Income Business Segment Net Income Per Common Share
Net Interest Income Net Interest Income Average Balance Sheet
Net Interest Income Margin Loans Average Balance Sheet Net Interest Income Margin Loans Leases Investment Securities
Net Interest Margin New Accounting Standards
Nominees Terms Expiring 2008 Nominees Terms Expiring 2009
Non-core Funding Non-interest Expense
Non-interest Income Non-performing Assets Npas
Non-performing Assets Past Due Loans Nonaccrual Loans Nals Nonperforming Assets Npas
Nonaccrual Loans Non-performing Assets Past Due Leases Nonaccruing Loans Nal Nals Nonperforming Assets Npa Npas
Noninterest Expense Noninterest Income
Not Applicable Notes Pro Forma Condensed Combined
Notice Notice Annual Meeting Shareholders
Objectives 2007 Plan Objectives Strategies Priorities
Off-balance Sheet Arrangements Operating Earnings
Operating Lease Assets Operational Risk
Option Exercises Stock Vested 2007 Option Exercises Stock Vested 2008
Other Other Benefits
Other Events Other Exclusions
Other Fees 2005 2004 Deloitte Touche Llp Did Other Financial Terms
Other Information Other Long-term Debt
Other Matters Other Provisions
Other Regulatory Matters Overview
Parent Liquidity Participation Tarp Capital Purchase Program
Peer Banks Utilized 2008 Pending Acquisition Sky Financial Group Inc
Pension Plan Table Potential Payments Termination Change-in-control
Premises Equipment Price Risk
Private Financial Capital Markets Group Private Financial Capital Markets Group Pfcmg
Private Financial Capital Markets Insurance Group Pfcmig Private Financial Group
Private Financial Group Pfg Pro Forma Condensed Combined Consolidated Financial Information Huntington
Process Determine Adequacy Alll Process Determine Adequacy Aulc
Proposal Approve Amendment Huntingtons Charter Proposal Ratify Appointment Independent Auditors
Proposal Ratify Appointment Independent Registered Public Accounting Firm Proposals Shareholders 2006 Annual Meeting
Proposals Shareholders 2007 Annual Meeting Proposals Shareholders 2009 Annual Meeting
Proposals Shareholders 2010 Annual Meeting Provision Credit Losses
Provision Income Taxes Proxy Solicited Board Directors Annual Meeting 2005
Proxy Solicited Board Directors Annual Meeting 2006 Proxy Statement
Purpose Committee Read Conjunction Critical Accounting Policies Significant Estimates Factor
Read Conjunction Significant Factor Read Conjunction Significant Factor Credit Risk
Read Conjunction Significant Factor Market Risk Read Conjunction Significant Factor Operating Lease Assets
Read Conjunction Significant Factors Read Conjunction Significant Factors 1-3
Read Conjunction Significant Factors 1-6 Recent Accounting Pronouncements Developments
Recent Initiatives Recoupment Policies
Recoupment Policy Regional Banking
Regulation Disclosure Related Party Transactions
Remainder Page Intentionally Left Blank Report Audit Committee
Report Managements Assessment Internal Control Over Financial Reporting Reported Basis
Reporting Board Directors Residential Mortgages
Resources Authority Restatement Consolidated Statements Cash Flows
Restructuring Reserves Results
Results Operations Financial Condition Retail Properties
Retirement Plans Review Approval Ratification Transactions Related Persons
Risk Factors Risk Management
Risk Management Capital Rsus Potential Payment Involuntary Termination Not Cause Retirement
Sec Formal Investigation Securities
Securities Exchange Formal Investigation See Notes Consolidated Financial Statements
Segment Reporting Servicing Right
Share Repurchase Program Shareholders Equity
Short-term Borrowings Signatures
Significant Significant Influencing Financial Performance Comparisons
Single Family Home Builders Single Family Homebuilders
Sky Sky Common Stock
Sky Financial Group Sky Financial Group Inc
Sources Liquidity Specific Reserve
Standards Adopted 2006 Standards Adopted 2007
Standards Adopted 2008 Standards Not Yet Fully Adopted 2007
Standards Not Yet Fully Adopted 2008 Stock Option Restricted Unit Awards
Stock Options Restricted Awards Stock Options Restricted Units
Stock Ownership Guidelines Subordinated Notes
Summary Table Acl Percent Total Period End Loans Leases
Table Acl Total Period End Loans Leases Table Asset-backed Securities Exposure
Table Automobile Operating Lease Performance Table Capital Adequacy
Table Commercial Industrial Cre Loan Lease Detail Table Commercial Industrial Loans Industry Classification Code
Table Commercial Industrial Loans Leases Industry Classification Table Commercial Industrial Loans Leases Industry Classification Code
Table Contractual Obligations Table Credit Rating Agency Ratings
Table Credit Ratings Table Credit Ratings Selected Investment Securities
Table Deposits 4q08 4q07 Table Economic Value Equity Risk
Table Equity Investment Activity Table Federal Funds Purchased Repurchase Agreements
Table Franklin Performance Assumptions Table Key Performance Indicators Dealer Sales
Table Key Performance Indicators Private Financial Capital Markets Table Loans Leases 4q08 4q07
Table Long-term Net Charge-off Ratio Targets Table Maturity Schedule Commercial Loans
Table Maturity Schedule Selected Loans Table Net Interest Income Risk
Table Non-performing Asset Activity Table Significant Impacting Earnings Performance Comparisons
Tangible Equity Ratio Tax Deductibility Executive Compensation
Termination Material Definitive Agreement Terms Expire 2006
Terms Expire 2007 Terms Expire 2008
Thank Voting Tier Leverage Ratio
Tier Risk-based Capital Timing Differences
Top Form Total Credit Exposure Portfolio Mix
Total Risk-adjusted Assets Total Risk-based Capital
Transaction Reserve Transactions Directors Executive Officers
Treasury Other Treasury Stock
Troubled Asset Relief Program Tarp Trust Preferred Securities
Unizan Financial Corp Unregistered Sales Equity Securities
Untington Ancshares Ncorporated Versus 2003
Versus 2004 Versus 2006
Versus 2007 Versus 2008
Vote Required Vote Telephone Internet Available
Voting Procedures Year-end Option Values
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