Industry    (USD)
Annual
FISCAL YEAR ENDING 31-DEC
2005
31-DEC
2006
31-DEC
2007
Net Interest Income 91.7M 94.4M 86.7M
Net Interest Margin 3.4% 3.1% 2.5%
Provision for Loan Losses 10.2M 5.00M 11.1M
Commercial Real Estate Loans 2.14B 2.52B 2.63B
Commercial Loans 87.5M 92.9M 93.7M
Construction Loans 313M 370M 421M
Deposits 1.74B 2.06B 2.18B
Mortgage-Backed Securities (MBS) 234M 194M 164M
Net Charge Offs to Avg Loans 0.1% 0.1% 0.3%
Securities 326M 293M 277M
Tier 1 Capital Ratio 11% 10.2% 9.7%
Nonperforming Assets to Total Assets 0.9% 1% 1.6%
Total Revenues 185M 229M 254M
Return on Assets - 4.9% 5.2%
Net Loans 2.52B 2.97B 3.13B




































Data Sources:
Market and financial statement data provided by NASDAQ, BATS Exchange, SEC and Xignite Inc. Industry and operating metrics collected from company filings via EDGAR online. For more information on sources and calculations click here.
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