SIGNATURES

        Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

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Exhibit 99.1

March 21, 2005

To all of the holders of Independent Bank Corporation (“IBCP”) Common Stock:

Dear Valued IBCP Shareholders,

The above referenced 2005 Proxy Statement includes the consideration and vote by shareholders upon a proposed amendment to IBCP’s Long-Term Incentive Plan (the “Plan”) to make an additional 750,000 shares of IBCP common stock available for issuance under the Plan. In its current form, the Plan includes the following provisions:

Although IBCP has historically taken advantage of the above described Plan provisions, we do not intend to utilize most of these Plan provisions in the future. The below referenced committee has recommended, and the Board of Directors intends to adopt, an amendment to the Plan, in the form attached as Exhibit A, to remove all but subsection (i) of Article 4 and all of Section 6.5 of the above-referenced Plan immediately following our Annual Meeting of Shareholders on April 26, 2005. The Board has the authority to adopt this amendment without shareholder approval.

The Compensation Committee of Independent Bank Corporation

Jeffrey A. Bratsburg                Terry L. Haske                 Robert L. Hetzler

Exhibit A

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

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