Topic Listing for Irwin Financial

Acceleration Recording Losses Home Equity Portfolio Current Expectations Accounting Deferred Taxes
Adjustments Changes Capitalization Merger Sale Assets Administration
Adversely Affected General Deterioration Economic Conditions Adversely Affected Interest Rate Changes
Allowance Loan Lease Losses Allowance Loan Lease Losses Repurchase Reserves
Amendment Restated Articles Incorporation Irwin Financial Corporation Amendment Suspension Termination
Amendment Termination Annual Meeting
Anti-money Laundering Laws Audit Committee
Audit Fees Audit-related Fees Include
Auditor Fees Available Methods Pay Applicable Taxes
Available Methods Pay Option Exercise Price Background Information
Balance Sheet Bank Holding Regulation
Bank Thrift Regulation Banking Relationships
Base Salary Basis Presentation
Bear Costs Soliciting Proxies Special Meeting Beneficial Ownership Reporting Compliance
Beneficiary Designation Board Directors Management Vote
Board Directors Recommend Vote Bradley Kime
Brokered Deposits Brokered Deposits Public Funds
Business Affected Adversely Highly Regulated Environment Operate Business Affected Adversely Internet Fraud
Business Criteria Capital Requirements
Cash Equivalents Cash Flow Analysis
Cash Flows Certain Consumer Mortgage Products Not Sold Financial Institutions
Certain Federal Income Tax Consequences Certification
Chairman Board Chief Executive Officer Change Control
Change Revoke Vote Changes Capitalization Change Control
Changes Internal Control Over Financial Reporting Chief Executive Officer Chairman President
Code Cohens Inland Mortgage Corporation
Collateralized Other Long-term Debt Commercial Banking
Commercial Banking Strategy Commercial Finance
Commercial Finance Line-of-business Interests Commercial Finance Strategy
Communication Board Directors Shareholders Interested Parties Community Reinvestment
Compensation Committee Compensation Committee Report
Competition Compliance Consumer Protection Laws
Composition Qualifications Condensed Balance Sheets
Condensed Statements Income Consequences Increase Authorized Shares Not Approved Shareholders
Consolidated Financial Statements Consolidated Overview
Consolidation Credit Quality
Credit Risk Inherent Asset Portfolios Critical Accounting Policies Management Judgments Estimates
Cross-guarantee Provisions Culpepper Inland Mortgage Corporation
Current Directors Current Economic Environment Poses Significant Challenges Adversely Affect
Current Levels Market Volatility Unprecedented Customer Base
Deadline Shareholder Proposals 2009 Annual Meeting Defendant Class Actions Other Lawsuits Subject Material Liability
Deferral Payment Definitions
Depositor Preference Deposits
Derivative Financial Instruments Derivative Instruments
Deterioration Regulatory Capital Position Adversely Affect Direct Financing Leases
Director Independence Director Meetings
Director Nominees Discontinuance Mortgage Banking
Dividend Limitations Dividends
Documents Incorporated Reference Duration Plan
Duties Responsibilities Earnings Line Business
Earnings Outlook Effect Termination Employment
Effective Date Effects Failure Approve Possible Exchange Offers
Elena Delgado Eligibility
Eligibility Participation Eligible Class
Emergency Economic Stabilization Act 2008 Employee Pension Plan
Employees Labor Relations Employment Agreements Separation Service Change Control
Engagement Independent Accountants Internal Auditor Entitled Vote
Entry Material Definitive Agreement Equal Credit Opportunity Act
Equity Incentives Establishment Purpose Effective Date Plan
Estimates Evaluation Disclosure Controls Procedures
Everbank Irwin Mortgage Corporation Union Bank Trust Demand Exact Name Corporation Specified Charter
Executive Committee Executive Compensation Consultant
Executive Compensation Process Executive Compensation Program Objectives Rewards
Executive Officers Executive Stock Ownership
Expansion Explanatory
Fair Housing Act Federal Income Tax Consequences
Financial Information Geographic Areas Financial Instruments Off-balance Sheet Risk
Find Information Find Out Information Corporation
Foreign Currency Form 10-k
Form 10-k Table Contents Forward-looking Statements
Future Sales Other Dilution Equity Adversely Affect Market Future Success Depends Ability Compete Effectively Highly Competitive
General General Information Voting Procedures
General Restriction Paragraph 110 Deduction Governance Committee
Governments Plan Purchase Large Amounts Illiquid Mortgage-backed Other Gramm-leach-bliley Act
Grant Kime Grant Laleggia
Grants Laleggia Kime Grants Messrs Kime Laleggia Rinaldi Martin-leano
Gregory Ehlinger Guarantees
Held 2009 Help Answer Questions
Hobson Irwin Union Bank Trust Hold Portfolio Significant Number Construction Land Home Equity
Home Equity Home Equity Lending
Home Equity Servicing Home Equity Servicing Credit Quality
Home Mortgage Disclosure Act Homer Sharp
Householding Annual Meeting Materials Http Wwwirwinfinancialcom
Important Notice Regarding Availability Proxy Materials Annual Meeting Incentive Servicing Fees
Incentive Stock Options Income Tax Provision
Income Taxes Indemnification
Independent Public Accountants Inflation
Insurance Deposit Accounts Interest Income
Interest Rate Risk Interest-bearing Deposits Financial Institutions Deposit Liabilities Short-term Borrowings
Internal Control Over Financial Reporting Interstate Banking Branching
Introduction Investment Securities
Irwin Commercial Finance Corporation Irwin Financial
Irwin Financial Corporation Parent Only Information Irwin Home Equity
Irwin Mortgage Irwin Union Bank Fsb
Irwin Union Bank Trust Issuance Additional Series Preferred Shares Adversely Affect Holders
Issuance Limitations Issuer Purchases Equity Securities
Joint Management Structure Compliance Committee Joseph Laleggia
Kossler Community Bank Northern Virginia Lease Obligations
Length Plan Cycle Line-of-business Performance Unit Plans
Litigation Connection Loans Purchased Community Bank Northern Virginia Litigation Connection Loans Purchased Freedom Mortgage Corporation
Loans Loans Held Sale
Loans Leases Held Sale Long-term Incentives
Major Lines Business Managements Report Internal Control Over Financial Reporting
Market Risk Including Interest Rate Foreign Exchange Matthew Souza
Maximum Payment Maximum Payout
Meetings Minimum Capital Requirements
Miscellaneous Mortgage Banking
Mortgage Banking Residential Lending Regulation Mortgage Servicing
Net Income Net Income Continuing Operations
Net Interest Income Net Revenue
New Plan Benefits News Release Immediate
Non-reliance Previously Issued Financial Statements Related Audit Noninterest Expense
Noninterest Expense Continuing Operations Noninterest Income
Noninterest Income Continuing Operations Nonqualified Deferred Compensation End 2006
Nonqualified Stock Options Not Receive Dividends Common Shares
Notice 2007 Annual Meeting Shareholders Notice 2008 Annual Meeting Shareholders
Notice 2009 Annual Meeting Shareholders Notice Special Meeting Shareholders
Number Shares Espp Off-balance Sheet Instruments
Operating Expenses Operational Compliance Risk
Operations Adversely Affected Unable Secure Adequate Funding Wholesale Option Exercises Stock Vested 2007
Option Exercises Stock Vested 2008 Other Assets
Other Awards Other Benefits
Other Borrowings Other Events
Other Expense Other Fees Include
Other Income Other Long-term Debt
Other Matters Other Matters Decided Special Meeting
Other Responsibilities Other Safety Soundness Regulations
Outlook Overview
Parent Other Part
Participant Elections Participation
Paul Freudenthaler Payment Awards
Payment Awards Adjustments Payment Option Price
Payments Short-term Bonus Plans Payments Short-term Incentive Plans
Performance Graph Performance Vesting Requirement
Performance-based Awards Restricted Stock Units Perquisites Other Personal Benefits
Phantom Stock Units Plan Assets
Please Fold Detach Card Perforation Before Mailing Please Fold Detach Perforation Before Mailing
Policy Related Person Transactions Portfolio Characteristics
Possible Anti-takeover Effects Amendment Possible Exchange Offers
Potential Payments Termination Employment Change Control Pre-approval Services Rendered Independent Auditors
Premises Equipment Price Common Shares Fluctuate Significantly Make Difficult Resell
Principal Effects Outstanding Common Shares Principal Holders Irwin Financial Securities
Prompt Corrective Action Proposal
Proposal Approval Irwin Financial Corporation 2007 Performance Unit Proposal Confirmation Independent Public Accountants
Proposal Election Directors Proposals
Proposed Federal State Laws Regulations Provision Loan Lease Losses
Provision Loan Lease Losses Continuing Operations Provisions Foreign Participants
Purchases Subsidiary Stock Purpose
Putkowski Irwin Home Equity Corporation Union Bank Trust Real Estate Settlement Procedures Act
Reason Proposed Increase Authorized Shares Reason Seeking Shareholder Approval
Reasons Against Possible Exchange Offers Reasons Against Proposed Increase Authorized Shares
Reasons Possible Exchange Offers Recent Accounting Developments
Redemption Trust Preferred Securities Reduction Base Salary Waiver Incentive Payment
Regulatory Environment Regulatory Restrictions Ability Receive Dividends Bank Subsidiaries
Relationship Risk Management Committee Rely Heavily Management Team Key Personnel Unexpected Loss
Report Audit Committee Report Independent Registered Public Accounting Firm
Repurchase Liability Required Repurchase Mortgage Loans Previously Sold Because Credit
Requirements Law Reservation Shares
Residual Interests Restricted Stock
Restricted Stock Units Restrictions Cash Dividends
Restructuring Restructuring Actions Taken 2008
Retention Incentive Agreement Retention Payments Certain Executive Officers
Retirement Other Benefits Review Approval Procedures
Review Internal External Audit Work Quarterly Annual Financial Richard Barbercheck
Rights Employees Non-employee Directors Rights Offering
Risk Committee Risk Management Committee
Risks Related Capital Credit Markets Risks Related Common Shares
Risks Relating General Economic Conditions Interest Rates Robert Griffith
Safety Soundness Standards Sale Shares
Sales Unregistered Securities Sarbanes-oxley Act 2002
Securities Authorized Issuance Equity Compensation Plans Securities Registered Pursuant Act
Securitizations Service Vesting Requirement
Servicing Assets Shareholder Rights Plan Provisions Restated Articles Incorporation By-laws
Shareholders Interested Parties Shares
Short-term Borrowings Signatures
Silke Irwin Mortgage Corporation Soundness Other Financial Institutions Adversely Affect
Special Regarding Forward-looking Statements Special Rules Executive Officers
State Consumer Protection Laws Stock Appreciation Rights
Stock Prices Dividends Stock Subject Plan Maximum Awards
Stock-based Employee Compensation Strategic Positioning Once Restructuring Complete
Strategy Summary Amendment Number
Summary Espp Summary Separation Provisions Long-term Incentive Plans
Table Contents Tax Fees Include
Tax Withholding Term
Termination Employment Terms Options Option Price
Terms Restricted Stock Terms Restricted Stock Units
Terms Sars Payment Amount Thomas Washburn
Time Payment Transactions Affiliates
Transferability Truth Lending Act
Valuation Mortgage Servicing Rights Venture Capital
Venture Capital Investments Vote
Vote Participate Employees Stock Plan Vote Required
Vote Required Recommendation Board Directors Votes Present Hold Special Meeting
Voting Mail Please Sign Date Proxy Card Below Weighted Average Assumptions
Weighted Average Shares Outstanding What Happens Special Meeting Postponed Adjourned
What Information Contained Proxy Statement What Need Now
What Purpose Special Meeting What Receive
What Receive Set Voting Materials What Vote Required Approval Proposals
White Irwin Union Bank Trust Home Equity Corporation Withholding
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