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James River Group, Inc. owns and operates property/casualty insurance companies that underwrite specialized insurance for business. Most of the risks we assume fall outside the appetite of standard market companies. We seek to provide thoughtful responses to our customers and to deliver value with every transaction.
Business Units James River Insurance Company is an Excess and Surplus Lines insurance company headquartered in Richmond, Virginia. The company is approved to write business in 48 states plus Washington, DC. The company underwrites brokerage, individual risk business through twelve underwriting divisions - each organized around a specific industry group or coverage. James River's underwriting approach is characterized by its breadth of appetite, ability to create solutions, and excellent service. Underwriting profitability is the measure of our underwriting success in both hard and soft markets.
James River Insurance Company is organized into twelve different underwriting teams based on the type coverage underwritten and/or industry specialization.
Manufacturers & Contractors General Casualty: Premises (OL&T) driven risks Small Accounts - Casualty: Similar appetites as M&C and GC, but for accounts $750 to $10K in annual premium Energy Environmental Excess Casualty Life Sciences Sports & Entertainment PROPERTY
Excess capacity for Earthquake, Wind, Flood, and All Other Perils HEALTHCARE
Medical Professionals (primary or excess) Allied Healthcare (primary or excess) PROFESSIONAL E&O (NON-MEDICAL)
Professional Liability (primary or excess) Lawyers, Architects & Engineers, Insurance Agents, Miscellaneous