3 in 4 Need More Than Regular Health Care; They Have Immediate Need for Long-Term Care Insurance

KIRKLAND, Wash., Sept. 28 /PRNewswire/ -- This Fall, business and personal travelers have been exposed to a special message in the nation's airports and on Delta Airlines flights. Now available online, the message is delivered by Denise Gott, Chairman of the Board of LTC Financial Partners LLC (LTCFP) - http://www.ltcfp.com - one of the nation's largest and most experienced long-term care insurance agencies. The message is this:

    --  "In America 3 in 4 of us need long term care after we turn 65. But most
        of us aren't insured for it, and waiting to insure carries great risks."

The gist of the message is given in a video that has been playing in major American airports: (YouTube video) http://www.youtube.com/watch?v=xpGQRjCs3AA (as viewed on CNN airport newscasts).

More details have been supplied in an audio interview broadcast by Sky Radio on Delta Airlines flights: http://www.ltcfp.us/SkyRadio-Gott2.mp3.

"Even promised reforms will not solve what is considered the single biggest financial risk Americans face," Gott says. Immediate action by individual citizens may be vital because -

    --  Long term care insurance plans have a history of growing in value over
        time. Because of inflation, a policy purchased a few years ago is worth
        more today. And you can expect a policy purchased today to be worth more
        tomorrow. "Why wait to buy? It's counterproductive."
    --  Health seldom improves over time. "If you wait too long to apply, you
        might no longer qualify."
    --  Rates depend on age. "If you sign up at age 40, you pay age-40 rates for
        the life of the policy." Waiting ups the rate, which could cost you a
        bundle.

    --  Tax benefits should not be overlooked. "Federal and state tax deductions
        or credits may be available to you. If you qualify, you can take them
        every year, year after year, once you're covered." So why wait? Why not
        start getting those benefits now?

More information is available at www.ltchotline.com.

To view a VNR (video news release) for this story, visit:

http://send2press.com/newswire/2009-09-0928-001.shtml .

*(PHOTO 72dpi: Send2Press.com/mediaboom/09-0910-3in4ltc_72dpi.jpg)

*(Photo Caption: Logo for "3 in 4 Need More" seminars.)

*(PHOTO 72dpi: Send2Press.com/mediaboom/09-0915-DeniseG_72dpi.jpg)

*(Photo Caption: LTC Financial Board Chairman Denise Gott.)

This release was issued on behalf of the above organization by Send2Press(R), a unit of Neotrope(R). http://www.Send2Press.com

SOURCE LTC Financial Partners LLC

LTC Properties (LTC)