NATL » Topics » Ratings

These excerpts taken from the NATL 10-K filed Mar 12, 2009.
Ratings
 
A.M. Best assigned our current group rating of “A” (Excellent) to our domestic insurance companies. According to A.M. Best, “A” ratings are assigned to insurers that have, on balance, excellent balance sheet strength, operating performance and business profile when compared to the standards established by A.M. Best and, in A.M. Best’s opinion, have a strong ability to meet their ongoing obligations to policyholders. The objective of A.M. Best’s rating system is to provide potential policyholders and other interested parties an opinion of an insurer’s financial strength and ability to meet ongoing obligations, including paying claims. This rating reflects A.M. Best’s analysis of our balance sheet, financial position, capitalization and management. This rating is subject to periodic review and may be revised downward, upward or revoked at the sole discretion of A.M. Best. Any changes in our rating category could affect our competitive position.
 
Ratings
 
A.M. Best assigned our current group rating of “A” (Excellent) to our domestic insurance companies. According to A.M. Best, “A” ratings are assigned to insurers that have, on balance, excellent balance sheet strength, operating performance and business profile when compared to the standards established by A.M. Best and, in A.M. Best’s opinion, have a strong ability to meet their ongoing obligations to policyholders. The objective of A.M. Best’s rating system is to provide potential policyholders and other interested parties an opinion of an insurer’s financial strength and ability to meet ongoing obligations, including paying claims. This rating reflects A.M. Best’s analysis of our balance sheet, financial position, capitalization and management. This rating is subject to periodic review and may be revised downward, upward or revoked at the sole discretion of A.M. Best. Any changes in our rating category could affect our competitive position.
 
Ratings
 
A.M. Best assigned our current group rating of “A” (Excellent) to our domestic insurance companies. According to A.M. Best, “A” ratings are assigned to insurers that have, on balance, excellent balance sheet strength, operating performance and business profile when compared to the standards established by A.M. Best and, in A.M. Best’s opinion, have a strong ability to meet their ongoing obligations to policyholders. The objective of A.M. Best’s rating system is to provide potential policyholders and other interested parties an opinion of an insurer’s financial strength and ability to meet ongoing obligations, including paying claims. This rating reflects A.M. Best’s analysis of our balance sheet, financial position, capitalization and management. This rating is subject to periodic review and may be revised downward, upward or revoked at the sole discretion of A.M. Best. Any changes in our rating category could affect our competitive position.
 
Ratings
 
A.M. Best assigned our current group rating of “A” (Excellent) to our domestic insurance companies. According to A.M. Best, “A” ratings are assigned to insurers that have, on balance, excellent balance sheet strength, operating performance and business profile when compared to the standards established by A.M. Best and, in A.M. Best’s opinion, have a strong ability to meet their ongoing obligations to policyholders. The objective of A.M. Best’s rating system is to provide potential policyholders and other interested parties an opinion of an insurer’s financial strength and ability to meet ongoing obligations, including paying claims. This rating reflects A.M. Best’s analysis of our balance sheet, financial position, capitalization and management. This rating is subject to periodic review and may be revised downward, upward or revoked at the sole discretion of A.M. Best. Any changes in our rating category could affect our competitive position.
 
Ratings


 



A.M. Best assigned our current group rating of
“A” (Excellent) to our domestic insurance companies.
According to A.M. Best, “A” ratings are assigned
to insurers that have, on balance, excellent balance sheet
strength, operating performance and business profile when
compared to the standards established by A.M. Best and, in
A.M. Best’s opinion, have a strong ability to meet
their ongoing obligations to policyholders. The objective of
A.M. Best’s rating system is to provide potential
policyholders and other interested parties an opinion of an
insurer’s financial strength and ability to meet ongoing
obligations, including paying claims. This rating reflects
A.M. Best’s analysis of our balance sheet, financial
position, capitalization and management. This rating is subject
to periodic review and may be revised downward, upward or
revoked at the sole discretion of A.M. Best. Any changes in
our rating category could affect our competitive position.


 




Ratings


 



A.M. Best assigned our current group rating of
“A” (Excellent) to our domestic insurance companies.
According to A.M. Best, “A” ratings are assigned
to insurers that have, on balance, excellent balance sheet
strength, operating performance and business profile when
compared to the standards established by A.M. Best and, in
A.M. Best’s opinion, have a strong ability to meet
their ongoing obligations to policyholders. The objective of
A.M. Best’s rating system is to provide potential
policyholders and other interested parties an opinion of an
insurer’s financial strength and ability to meet ongoing
obligations, including paying claims. This rating reflects
A.M. Best’s analysis of our balance sheet, financial
position, capitalization and management. This rating is subject
to periodic review and may be revised downward, upward or
revoked at the sole discretion of A.M. Best. Any changes in
our rating category could affect our competitive position.


 




Ratings


 



A.M. Best assigned our current group rating of
“A” (Excellent) to our domestic insurance companies.
According to A.M. Best, “A” ratings are assigned
to insurers that have, on balance, excellent balance sheet
strength, operating performance and business profile when
compared to the standards established by A.M. Best and, in
A.M. Best’s opinion, have a strong ability to meet
their ongoing obligations to policyholders. The objective of
A.M. Best’s rating system is to provide potential
policyholders and other interested parties an opinion of an
insurer’s financial strength and ability to meet ongoing
obligations, including paying claims. This rating reflects
A.M. Best’s analysis of our balance sheet, financial
position, capitalization and management. This rating is subject
to periodic review and may be revised downward, upward or
revoked at the sole discretion of A.M. Best. Any changes in
our rating category could affect our competitive position.


 




Ratings


 



A.M. Best assigned our current group rating of
“A” (Excellent) to our domestic insurance companies.
According to A.M. Best, “A” ratings are assigned
to insurers that have, on balance, excellent balance sheet
strength, operating performance and business profile when
compared to the standards established by A.M. Best and, in
A.M. Best’s opinion, have a strong ability to meet
their ongoing obligations to policyholders. The objective of
A.M. Best’s rating system is to provide potential
policyholders and other interested parties an opinion of an
insurer’s financial strength and ability to meet ongoing
obligations, including paying claims. This rating reflects
A.M. Best’s analysis of our balance sheet, financial
position, capitalization and management. This rating is subject
to periodic review and may be revised downward, upward or
revoked at the sole discretion of A.M. Best. Any changes in
our rating category could affect our competitive position.


 




Ratings
 
In June 2004, A.M. Best assigned our current group rating of “A” (Excellent) to our domestic insurance companies. According to A.M. Best, “A” ratings are assigned to insurers that have, on balance, excellent balance sheet strength, operating performance and business profile when compared to the standards established by A.M. Best and, in A.M. Best’s opinion, have a strong ability to meet their ongoing obligations to policyholders. The objective of A.M. Best’s rating system is to provide potential policyholders and other interested parties an opinion of an insurer’s financial strength and ability to meet ongoing obligations, including paying claims. This rating reflects A.M. Best’s analysis of our balance sheet, financial position, capitalization and management. This rating is subject to periodic review and may be revised downward, upward or revoked at the sole discretion of A.M. Best. Any changes in our rating category could affect our competitive position.
 
Ratings


 



In June 2004, A.M. Best assigned our current group rating
of “A” (Excellent) to our domestic insurance
companies. According to A.M. Best, “A” ratings
are assigned to insurers that have, on balance, excellent
balance sheet strength, operating performance and business
profile when compared to the standards established by
A.M. Best and, in A.M. Best’s opinion, have a
strong ability to meet their ongoing obligations to
policyholders. The objective of A.M. Best’s rating
system is to provide potential policyholders and other
interested parties an opinion of an insurer’s financial
strength and ability to meet ongoing obligations, including
paying claims. This rating reflects A.M. Best’s
analysis of our balance sheet, financial position,
capitalization and management. This rating is subject to
periodic review and may be revised downward, upward or revoked
at the sole discretion of A.M. Best. Any changes in our
rating category could affect our competitive position.


 




Ratings
 
In June 2004, A.M. Best assigned our current group rating of “A” (Excellent) to our domestic insurance companies. According to A.M. Best, “A” ratings are assigned to insurers that have, on balance, excellent balance sheet strength, operating performance and business profile when compared to the standards established by A.M. Best and, in A.M. Best’s opinion, have a strong ability to meet their ongoing obligations to policyholders. The objective of A.M. Best’s rating system is to provide potential policyholders and other interested parties an opinion of an insurer’s financial strength and ability to meet ongoing obligations, including paying claims. This rating reflects A.M. Best’s analysis of our balance sheet, financial position, capitalization and management. This rating is subject to periodic review and may be revised downward, upward, or revoked at the sole discretion of A.M. Best. Any changes in our rating category could affect our competitive position.
 
Ratings
 
In June 2004, A.M. Best assigned our current group rating of “A” (Excellent) to our insurance company. According to A.M. Best, “A” ratings are assigned to insurers that have, on balance, excellent balance sheet strength, operating performance and business profile when compared to the standards established by A.M. Best and, in A.M. Best’s opinion, have a strong ability to meet their ongoing obligations to policyholders. The objective of A.M. Best’s rating system is to provide potential policyholders and other interested parties an opinion of an insurer’s financial strength and ability to meet ongoing obligations, including paying claims. This rating reflects A.M. Best’s analysis of our balance sheet, financial position, capitalization and management. This rating is subject to periodic review and may be revised downward, upward, or revoked at the sole discretion of A.M. Best. Any changes in our rating category could affect our competitive position.
 

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