Topic Listing for Nexity Financial

Accounting Accounting Estimates Assumptions
Acknowledgment Rights Acquisition Banks
Action Securityholders Additional Employment Agreements
Additional Information Nexity Financial Corporation Additional Responsibilities
Address Notices Etc Adjustment Purchase Price Number Kind Shares Rights
Adjustment Recovery Awards Administration Agreement
Agreement Right Holders Agreement Subordinate
Allowance Loan Losses Allowance Loan Losses Not Adequate Cover Actual Require
Allowance Loan Losses Not Sufficient Cover Actual Earnings Amendment
Amendment By-laws Amendments
Amendments Meetings Amendments Termination
Anti-terrorism Legislation Application Moneys Collected Trustee
Appointment Removal Resignation Guarantee Trustee Appointment Rights Agent
Appointments Fill Vacancies Trustees Office Assets Measured Fair Value Nonrecurring Basis
Assets Measured Fair Value Recurring Basis Assignment
Audit Committee Charter Audit Committee Financial Expert
Audit Committee Pre-approval Policy Audit Committee Report
Audit Fees Authenticating Agents
Availability Corporations Annual Report Available Information
Available-for-sale Trading Securities Balance Page Intentionally Left Blank
Balance Sheet Review Banking Operations
Beneficial Owners Beneficial Ownership Reporting Compliance
Beneficiaries Benefit
Benefits Agreement Birmingham Alabama
Board Directors Board Directors Shareholders Nexity Financial Corporation
Borrowings Business
Business Model Contains Inherent Lending Regulatory Risk Because Business Model Contains Inherent Risk Because Rely Third-party
Business Segments Business Subject Success Local Economies Operate
Business Well Personal Lives Basic Principles Guide Actions Call Meetings Securityholders
Call Meetings Trustee Cancellation
Cancellation Destruction Rights Certificates Capital Adequacy
Capital Resources Capital Stock
Caution Forward-looking Statements Certain Relationships Related Transactions
Certain Relationships Related Transactions Director Independence Certain Rights Guarantee Trustee
Certificate Certificate Trustee
Certification Change Bank Control
Change Rights Agent Changes Disagreements Accountants Accounting Financial Disclosure
Changes Registrants Certifying Accountant Chief Executive Officer
Chief Financial Officer Claims Review Procedures
Commitments Contingencies Financial Instruments Off-balance Sheet Risk Committee Charter Members
Committee Composition Committee Structure Operation
Community Reinvestment Compensation Committee Activity
Compensation Committee Interlocks Insider Participation Compensation Committee Report
Compensation Discussion Analysis Cda Compensation Expenses Trustee
Compensation Framework Compensation Philosophy Objectives
Competition Competition Fair Dealing
Competition Financial Institutions Other Service Providers Adversely Affect Compliance Consolidation Provisions
Compliance Laws Rules Regulations Composition Allowance Loan Losses
Concerning Rights Agent Conclusion
Condensed Balance Sheets Conflicts Interest
Consent Independent Registered Public Accounting Firm Consent Securityholders
Consolidate Etc Certain Terms Controls Procedures
Corporate Governance Corporate Opportunities
Correction Error Correspondent Banking
Counterparts Countersignature Registration
Covenants Nexity Capital Trust Critical Accounting Policies Estimates
Current Market Volatility Industry Developments Adversely Affect Business Cusip Numbers
Date Adoption Death
Deemed Absolute Owners Default Senior Debt
Defaulted Interest Defeasance Deposit Moneys Government Obligations
Deferred Tax Assets Definitions
Definitions Interpretation Delaware Trustee
Departure Directors Principal Officers Election Appointment Departure Directors Principal Officers Election Appointment Compensatory
Deposit Customers Likely Sensitive Price Fluctuations Products Limited Deposited Moneys Government Obligations Held Trust Trustee
Deposits Description Board Committees
Descriptive Headings Determinations Actions Board Directors Etc
Direction Proceedings Waiver Defaults Majority Securityholders Direction Proxy Voted Proposals Discretion Holder Other Matters
Director Compensation Director Compensation Table Dct
Director Compensation Table Dct -narrative Directors Executive Officers Corporate Governance
Directors Executive Officers Registrant Disability
Discharge Indenture Disclosure Violations Code
Dissenters Rights Distribution
Distribution Death Distributions
Distributions Lifetime Documents Incorporated Reference
Duties Responsibilities Trustee Duties Rights Agent
Earnings Review Economic Value Equity Risk Analysis 2005
Economic Value Equity Risk Analysis 2006 Economic Value Equity Risk Analysis 2007
Economic Value Equity Risk Analysis 2008 Effect Governmental Monetary Policies
Effect Supplemental Indentures Effectiveness Agreement
Effects Reverse Stock Split Election Directors
Eligibility Trustee Employee Benefit Plans
Employees Employment Agreements
Employment Agreements Post-termination Payments Equity Compensation Plan Information
Ernst Young Llp Estimates Fair Value
Event Default Notice Events Default
Events Default Waiver Evidence Compliance Conditions Precedent
Evidence Compliance Supplemental Indenture Furnished Trustee Exact Name Registrant Specified Charter
Exchange Stock Certificates Exculpation
Execution Authentication Execution Counterpart
Executive Compensation Executive Officers
Executive Officers Also Directors Executive Officers Registrant
Exercise Rights Purchase Price Expiration Date Exercise Rights Represented Certificate
Exhibits Experience Rapid Growth Future Strain Limited Resources Failure
Explanatory Extension Interest Payment Period
Failure Implement Business Strategy Manage Growth Effectively Adversely Failure Introduce New Products Services Successfully Cause Lose
Fair Value Measurements Fdic Insurance
Federal Income Tax Consequences Financial Highlights
Financial Statements Exhibits Flip-in
Flip-over Following Report Not Constitute Soliciting Material Considered Filed
Force Majeure Foreclosed Properties
Form 10-k Form 10-q
Form Common Security Certificate Form Payment
Form Preferred Security Certificate Form Rights Certificate
Form Rights Certificates Former Name Address Changed Since Last Report
Forms Generally Forward-looking Statements
Fractional Rights Shares Fractional Shares
Funding Funding Sources
General General Authority
General Information General Limitations
General Provisions Governing Law
Grants Plan-based Awards Gross Unrealized Losses Investment Securities
Guarantee Guarantee Agreement
Guarantee Trustee Eligibility Highlights
Holder Desires Transfer Rights Certificate Impact Emergency Economic Stabilization Act 2008 Eesa Not
Impact Inflation Impaired Loans
Implementation Policy Implementation Reverse Stock Split
Income Taxes Indemnification
Indenture Indenture Securities Solely Corporate Obligations
Independent Auditors Independent Obligations
Index Insider Trading
Instruction Withhold Authority Vote Individual Nominee Strike Line Intangible Assets
Integrity Corporate Records Public Disclosures Interaction Consultants
Interest Internal Audit Function
Internet Banking Introduction
Investment Securities Involuntary Termination Following Change Control
Issuance New Rights Certificates Issuance Securities
Issue Rights Certificates Issuer Purchases Equity Securities
Junior Subordinated Debentures Owed Unconsolidated Subsidiary Trusts Legal Proceedings
Legends Letter Chairman Board Directors
Limitation Dividends Limitation Transactions
Limitations Committees Roles Liquidation Dissolution Bankruptcy
Liquidity Risk Management Lists Holders Securities Guarantee Trustee Creditor
Loans Long-term Debt
Management Managements Statement Financial Responsibility
Market Common Stock Related Matters Market Registrants Common Equity Related Stockholder Matters Issuer
Market Risk Asset Liability Management Maturity Distribution Time Deposits 100000
Meetings Shareholders Merger Consolidation Change Name Rights Agent
Miscellaneous Moneys Held Trust
Name Person Filing Proxy Statement Other Registrant Nature Operations
Net Interest Income Net Interest Income Risk Analysis
Net Interest Income Risk Analysis 2005 Net Interest Income Risk Analysis 2006
Net Interest Income Risk Analysis 2007 Nexity Bank Announces Creation Capital Management Llc Hiring
Nexity Capital Trust Nexity Financial Announces Results
Nexity Financial Corporation Nexity Financial Corporation Announces Intention Voluntarily Delist Common
Nexity Financial Corporation Birmingham Alabama Nexity Financial Corporation Parent Only
Nexity Financial Results Nexity Financial Services Inc
Nexity Investments Inc Nexity Mission Focus
Non-reliance Previously Issued Financial Statements Related Audit Noninterest Expense
Noninterest Income Nonperforming Assets
Normal Retirement Not Meaningful
Not Plan Pay Dividends Foreseeable Future Not Responsible Recitals Issuance Guarantee
Notation Securities Notes
Notice Notice Annual Meeting Stockholders
Notice Certain Events Notice Defaults
Notice Nominations Other Business Annual Meetings Notice Prepayment
Notice Special Meeting Stockholders Notices
Notices Reports Code Violations Obligations Not Affected
Off-balance Sheet Arrangements Officers
Officers Certificate Evidence Offices
Offices Notices Payments Etc Official Acts Successor Corporation
Only Recently Attained Not Able Maintain Cumulative Profitability Operations Interrupted Network Computer Systems Fail Experience Security
Operations Interrupted Third-party Service Providers Experience Difficulty Terminate Opinion Counsel Given Trustee
Option Exercises Stock Vested Option Sar Grants Last
Optional Prepayment Other Assets Liabilities
Other Consumer Laws Regulations Other Matters
Other Operating Expense Other Operating Income
Overview Part
Part Other Information Pay Level Benchmarking
Paying Agent Repay Moneys Held Payment Expenses
Payment Principal Premium Interest Agreed Tax Treatment Payment Resignation Removal
Payment Securities Called Prepayment Payment Securities Default Suit Therefor
Peer Group Pension Benefits
Pension Benefits Narrative Per Share Information
Performance Graph Periodic Reports Guarantee Trustee
Permitted Activities Please Print Name Address Transferee
Powers Duties Guarantee Trustee Preferred Stock Record Date
Preferred Stock Rights Agreement Premises Equipment
Preservation Disclosure Lists Principal Accountant Fees Services
Principles Consolidation Privacy
Proceedings Securityholders Proceedings Trustee
Proceeds Professionalism Business Personal Matters
Prompt Corrective Action Proof Execution Securityholders
Properties Property Trustees Certificate Authentication
Proposal Election Directors Proposal Ratification Auditors
Proposed Legislation Regulatory Action Proprietary Confidential Information
Protection Proper Nexity Assets Provision Loan Losses
Provision Paying Agent Proxy Solicited Behalf Board Directors
Proxy Solicited Behalf Board Directors Corporation Voted Directed Proxy Statement
Proxy Statement Pursuant Securities Exchange Act 1934 Amendment Purchases Equity Securities Issuer Affiliated Purchasers
Purpose Meetings Purpose Primary Objectives
Purpose Reverse Stock Split Qualifications Voting
Quantitative Qualitative Disclosures Market Risk Quarterly Period 2005
Quarterly Period 2006 Quarterly Period 2007
Quarterly Period 2008 Ranking
Reasons Against Reverse Stock Split Reasons Reverse Stock Split
Recent Accounting Standards Recent Sales Unregistered Securities
Recently Issued Accounting Pronouncements Recently Issued Accounting Standards
Redemption Termination Registrants Telephone Number Including Area Code
Regulation Disclosure Regulations
Reinstatement Relationship Performance
Reliance Documents Opinions Etc Remedies Cumulative Continuing
Replacement Securities Report Independent Registered Public Accounting Firm
Reports Reports Guarantee Trustee
Reports Trustee Reservation Availability Preferred Stock
Resignation Removal Trustee Responsibility Conducting Business
Responsibility Recitals Etc Restrictions Cash Due Bank Accounts
Restrictions Transactions Affiliates Results Operations
Results Operations Financial Condition Return Assets Stockholders Equity
Return Unclaimed Moneys Reviews Evaluations
Revocation Consents Future Holders Bound Rights Action
Rights Certificate Holder Not Deemed Stockholder Rights Holders
Rights Trustee Holders Senior Debt Risk Characteristics Loan Portfolio
Risk Factors Rnst Oung Llp
Role Executives Compensation Committee Deliberations Salary Continuation Agreement
Salary Continuation Agreements Split Dollar Salary Continuation Plan
Securities Authorized Issuance Equity Compensation Plans Securities Exchange
Securities Owned Deemed Not Outstanding Securities Registered Pursuant Act
Security Ownership Certain Beneficial Owners Management Related Stockholder Security Ownership Directors Management
Securityholders Lists Selected Loan Maturities Interest Rate Sensitivity 2005
Selected Loan Maturities Interest Rate Sensitivity 2006 Selected Loan Maturities Interest Rate Sensitivity 2007
Selection Independent Public Accountants Separability
Severability Shares Series Junior Participating Preferred Stock
Short-term Borrowings Signature
Signatures Signatures Guaranteed Bank Trust Broker Dealer Other Eligible
Soundness Other Financial Institution Adversely Affect Stock Option Plan Restricted Shares
Stock Options Stock Ownership Guidelines
Stock-based Compensation Stockholder Proposals 2006 Annual Meeting
Stockholder Proposals Next Annual Meeting Subject Variety Laws Unclear Application Internet Operations
Submission Matters Vote Securities Holders Submission Matters Vote Shareholders
Subordination Not Impaired Subrogation
Subsequent Event Success Dependent Part Ability Keep Pace Rapid Technological
Successor Corporation Substituted Successor Merger Etc
Successors Successors Assigns
Summary Compensation Table Sct Summary Compensation Table Sct -narrative
Supplemental Executive Retirement Plans Supplements Amendments
Surrender Powers Table
Table Contents Tax Accounting Considerations
Temporary Securities Term Expiring 2006 Annual Meeting
Term Expiring 2007 Annual Meeting Term Expiring 2008 Annual Meeting
Term Expiring 2009 Annual Meeting Term Expiring 2010 Annual Meeting
Term Expiring 2011 Annual Meeting Termination
Termination Cause Termination Corporation Without Cause
Termination Trust Timing Equity Grants
Total Shareholder Return Transfer Exchange
Transfer Interests Transfer Split Combination Exchange Rights Certificates Mutilated Destroyed
Treasury Securities Trustee Authenticating Agent Paying Agents Transfer Registrar
Trustee Effectuate Subordination Type Borrowings
Undertaking Pay Costs Unexpected Changes Interest Rates Decrease Net Income
United States Unregistered Sales Equity Securities Proceeds
Unresolved Staff Comments Voluntary Termination
Voluntary Termination Following Change Control Vote Annual Meeting
Vote Required Shares Outstanding Voting
Voting Proxy Procedures Voting Shares Principal Holders Thereof
Waiver Notice Demand Waivers Code Business Conduct Ethics
Whistleblower Policy Widespread Security Breach Internet Adversely Affect Deposits
Without Consent Securityholders Xvi Disclosure Violations Code
Year-end Option Sar Values 
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