OceanFirst Financial (OCFC)

Additional Information

OceanFirst will file a registration statement, a proxy statement/prospectus and other relevant documents concerning the proposed transaction with the Securities and Exchange Commission (the “SEC”). Shareholders are urged to read the registration statement and the proxy

statement/prospectus when it becomes available and any other relevant documents filed with the SEC, as well as any amendments or supplements to those documents, because they will contain important information. You will be able to obtain a free copy of the proxy statement/prospectus, as well as other filings containing information about OceanFirst and Central Jersey at the SEC’s Internet site (http://www.sec.gov). Copies of the proxy statement/prospectus to be filed by OceanFirst also can be obtained, when available and without charge, by directing a request to OceanFirst Financial Corp., Attention: Jill Hewitt, Senior Vice President, Investor Relations Officer, 975 Hooper Avenue, Toms River, NJ 08753 (732) 240-4500 x 7513, or to Central Jersey Bancorp, Inc., Attention: James S. Vaccaro, Chairman, President and CEO, 1903 Highway 35 Oakhurst, NJ 07755, (732) 663-4000.

Central Jersey, OceanFirst and their respective directors and executive officers may be deemed to be participants in the solicitation of proxies from the shareholders of Central Jersey and OceanFirst in connection with the merger. Information about the directors and executive officers of Central Jersey and their ownership of Central Jersey common stock is set forth in Central Jersey’s most recent proxy statement as filed with the SEC, which is available at the SEC’s Internet site (http://www.sec.gov) and at Central Jersey at the address in the preceding paragraph. Information about the directors and executive officers of OceanFirst is set forth in OceanFirst’s most recent proxy statement filed with the SEC and available at the SEC’s Internet site and from OceanFirst at the address set forth in the preceding paragraph. Additional information regarding the interests of these participants may be obtained by reading the joint proxy statement/prospectus regarding the proposed transaction when it becomes available.