Topic Listing for Ocean Shore Holding

Addendum Additional Expenses Operating Public New Stock-based Benefit Plans
Administration Advances Federal Home Loan Bank New York
Aggregation Employers Alternative Payment Benefits
Amendment Amendment Modification Termination
Amendment Plan Amendment Termination
Amendment Termination Plan Amendments
Amendments Termination Announces Delay Second-step Conversion
Announces Quarterly Cash Dividend Anti-money Laundering
Antitrust Application
Ask Question Asset Quality
Asset Quality Data Asset Quality Remains Excellent
Asset Quality Remains Strong Assets
Attending Meeting Audit Committee Resources
Audit Compliance Committee Audit Fees
Auditor Fees Authority Make Commitments
Authorized Uses Balance Sheet Analysis
Balance Sheet Review Base Compensation
Beneficial Ownership Reporting Compliance Beneficiaries
Beneficiary Designation Benefit Plans
Benefits Benefits Named Executive Officers Others
Board Directors Board Directors Recommends Vote Election Messrs Brady Young
Board Directors Recommends Vote Election Messrs Dalzell Previti Board Directors Recommends Vote Election Mrs Bertini Messrs
Board Directors Recommends Vote Proposal Board Directors Recommends Vote Proposals
Board Directors Unanimously Recommends Vote Proposals Board Nominees Election Directors
Board Nominees Terms Ending 2011 Board Nominees Terms Ending 2012
Borrowings Bribes Other Illegal Corporate Payments
Cash Deposits Bank Accounts Certain Federal Tax Effects
Certain Relationships Related Transactions Certification
Change Change Capital Structure Control
Change Control Agreement Changes Interest Rates Reduce Net Income Earnings
Claims Procedure Claims Procedures
Claims Review Procedures Claims Reviewer
Code Code Ethics Business Conduct
Commencement Payments Commercial Lending Expose Increased Risks
Commitments Contingencies Committee Plan Administrator
Committees Board Directors Committees Board Directors Ocean Shore Holding
Common Stock Not Insured Lose Value Entire Investment Comparison Financial Condition 2005 2004
Comparison Operating Results 2005 2004 Compensation Committee
Compensation Committee Report Compensation Committee Report Executive
Compensation Named Executives 2006 Compensation Philosophy
Compensation Policies Competition
Components Executive Compensation Conclude Decline Value Investment Securities Other Temporary Required
Confidentiality Consent Independent Registered Public Accounting Firm
Consequences Violation Continuation Recent Turmoil Financial Markets Adverse Effect Position
Contracts Loans Checks Deposits Contribution Ocean City Home Charitable Foundation Not Fully
Controls Procedures Conversion Expected Close 18th
Cooperation Inquiries Corporate Governance Policies
Corporate Governance Policies Procedures Corporate Seal
Critical Accounting Policies Current Economic Recession Result Increases Level Non-performing Loans
Death Benefits Declaration Dividend
Deferral Opportunity Deferred Benefit Account
Deferred Compensation Accounts Deferred Compensation Plans
Deferred Fees Definitions
Deposit Activities Other Sources Funds Deposits
Determining Whether Violation Occurred Director Compensation
Director Independence Directors Compensation
Directors Deferred Compensation Plan Directors Executive Officers Registrant
Directors Terms Ending 2009 Directors Terms Ending 2010
Directors Terms Ending 2011 Disclosure Required Doubt Ask
Dividends Documents Incorporated Reference
Domicile Downturn Local Economy Decline Real Estate Values Hurt
Downturn Local Economy Decline Real Estate Values Reduce Earnings Per Share
Economic Recession Even Modest Slowdown Reduce Demand Products Effect Inflation Changing Prices
Effective Date Purpose Effective Term Plan
Election Directors Elements Used Implement Compensation Objectives
Eligibility Eligibility Participation
Emphasis Residential Mortgage Loans Exposes Risk Loss Due Employee Stock Ownership Plan
Employment Agreement Employment Agreements
Enclosed Postage-paid Envelope Enclosed Postage-paid Envelope Later 2008
Engaging Insider Trading Providing Confidential Information Used Illegal Equal Employment Opportunity
Equity Compensation Plan Information Equity Incentive Plan
Etailed Olicies Rocedures Every Employee Obligation
Exact Name Registrant Specified Charter Exchange Act 1934 Amendment
Executive Compensation Executive Officers Registrant
Executive Other Committees Exhibits
Expect Return Equity Initially Decline Result Recently Completed Expense Payments Reimbursements Memberships
Expenses Failure Complete Second-step Conversion Require Expense Costs
Fair Value Measurement Fair Value Measurement Activity Level
Family Members Federal Home Loan Bank Advances Increased 136 2008
Federal Home Loan Bank Stock Federal Income Taxation
Financial Mhcs Majority Control Common Stock Enable Exercise Financial Mhcs Majority Control Common Stock Enables Exercise
Follow-up Report Violation Following Directors Terms Ending 2006
Following Directors Terms Ending 2007 Following Directors Terms Ending 2008
Following Directors Terms Ending 2009 Footnotes Continue Following Page
Footnotes Following Page Form 10-k
Form 10-q Form Benefit Payment
Former Name Address Changed Since Last Report Future Fdic Assessments Hurt Earnings
General General Information
General Overview General Provisions
General Provisions Applicable Awards Goals Responsibilities
Governing Law Government Investigations
Government Other Regulations Grants Plan-based Awards
Had Investments Single Entity Other Government Agency Harassment Prohibited
Higher Loan Losses Require Increase Allowance Through Charge Holding Regulation
Impact Recent Accounting Pronouncements Impaired Loans
Income Statement Analysis Income Tax Expense
Income Taxes Incompetent Individual
Incompetent Individuals Increased Emphasis Commercial Lending Expose Risks
Increases Deposit Insurance Premiums Special Fdic Assessments Hurt Indemnification
Indemnification Liability Insurance Index
Inside Information Insider Trading Instruction Withhold Vote Individual Nominee Except Write Nominees
Integrity Records Reports Introduction
Investigations Investment Activities
Investments Issuance Shares Benefit Programs Dilute Ownership Interest
Junior Subordinated Debentures Legal Proceedings
Lending Activities Liability Bank Affiliates
Lifetime Benefits Limited Market Common Stock Adversely Affect Price
Liquidity Capital Resources Litigation
Llegal Mpairing Ubstances Loan Underwriting Risks
Location Participants Managements Report Internal Control Over Financial Reporting
Market Area Market Overview
Market Price Common Stock Materially Adversely Affected Volatility Market Risk Management
Marketing Practices Meetings Board Directors
Minimum Qualifications Miscellaneous
Name Person Filing Proxy Statement Other Registrant Nature Operations Reorganization
Net Interest Income Net Interest Income Increases Over Prior Period
Net Interest Income Increases Over Prior Periods Net Interest Income Simulation Analysis
Net Portfolio Value Analysis Nominating Corporate Governance Committee
Non-disclosure Non-use Non-performing Assets
Nonqualified Deferred Compensation Not Applicable
Notes Condensed Consolidated Financial Statements Notice 2006 Annual Meeting Stockholders
Notice 2007 Annual Meeting Stockholders Notice 2008 Annual Meeting Stockholders
Notice 2009 Annual Meeting Stockholders Notice Annual Meeting Stockholders
Notice Special Meeting Stockholders Notwithstanding Foregoing Elections Understand Event Change Control Receive
Now Therefore Bank Executive Hereby Agree Amend Agreement Obligation Report
Ocean Shore Holding Ocean Shore Holding Announces Approval Plan Conversion Reorganization
Ocean Shore Holding Reports 1st 2009 Earnings Ocean Shore Holding Reports 1st Earnings
Ocean Shore Holding Reports 2008 Year-end Results Ocean Shore Holding Reports Record 3rd Earnings
Off-balance Sheet Arrangements Offering Obtain Updated Appraisal
Office Properties Equipment-net Office Thrift Supervision Policy Remutualization Transactions Prohibit Acquisition
Officers Olitical Ontributions Ctivities
Omputer Etworks Oice Ail Mail Nternet Onfidential Nformation
Onflicts Nterest Ontacts
Operate Highly Regulated Environment Adversely Affected Changes Laws Option Exercises Stock Vested
Option Grants Last Organization
Orkplace Iolence Orporate Pportunities
Other Expense Other Expenses Increase
Other Income Other Income Decreases Over Prior Period
Other Income Following Table Shows Components Percentage Changes Other Income Increases
Other Income Increases Over Prior Period Other Information
Other Potential Post-termination Benefits Other Regulations
Other Transactions Otti Charge
Outside Employment Outstanding Equity Awards Year-end
Overview Ownership Other Businesses
Ownership Shares Attending Meeting Part
Part Other Information Participants Banks Esop 401 Plan
Participation Participation Agreement Designation Form Payment
Participation Treasurys Temporary Liquidity Guarantee Program Hurt Earnings Payment Supplemental Esop Benefit
Payment Supplemental Savings Benefit Payment Supplemental Stock Ownership Benefit
Payments Disbursements Peer Group Analysis
Penalties Pension Benefits
Performance Evaluation Disclosure Obligations Permitted Transactions
Perquisites Personnel
Plan Plan Conversion Reorganization
Please Complete Date Sign Promptly Mail Proxy Enclosed Please Date Sign Return Form Enclosed Postage-paid Envelope
Policies Procedures Approval Related Persons Transactions Policy Audit Committee Pre-approval Permissible Non-audit Services Independent
Policy Pre-approval Audit Permissible Non-audit Services Portions Proxy Statement 2008 Annual Meeting Stockholders Incorporated
Possible Nondeductibility Contribution Ocean City Home Charitable Foundation Potential Post-termination Change Control Benefits
Preservation Records Principal Accountant Fees Services
Prior Approvals Privacy Customer Information
Privacy Requirements Glba Private Securities Litigation Reform Act Safe Harbor Statement
Procedures Followed Stockholders Process Identifying Evaluating Nominees
Prohibited Uses Prohibition Repricing
Proper Disclosures Properties
Property Privacy Proposal 1-election Directors
Proposal 2-ratification Independent Auditors Proposal 2-ratification Independent Registered Public Accounting Firm
Proposed Regulatory Reform Material Impact Operations Provision Loan Losses
Proxy Solicited Behalf Board Directors Proxy Statement
Public Disclosures Purchases Equity Securities Issuer Affiliated 4th 2006
Purchases Equity Securities Issuer Affiliated 4th 2007 Purpose
Purpose Design Intent Quantitative Qualitative Disclosures Market Risk
Quorum Vote Required Real Estate Owned
Recent Developments Regulation Supervision
Regulatory Examinations Regulatory Restrictions
Related Party Transaction Relations Government Employees
Report Audit Compliance Committee Report Independent Registered Public Accounting Firm
Report Violation Reports Management
Required Provisions Event Foregoing Conflict Terms Agreement Shall Restricted Stock
Retaliation Retirement Benefits
Retirement Benefits Employee Welfare Rights Participants
Rights Participants Beneficiaries Rising Interest Rates Hurt Profits
Rising Interest Rates Reduce Profits Asset Values Risk Factors
Risk Management Role Compensation Committee
Role Compensation Consultant Role Management
Salary Continuation Agreement Sale Merger Consolidation Bank
Sarbanes-oxley Act 2002 Second-step Conversion Delayed
Securities Registered Pursuant Act Securities Sold Agreements Repurchase
Security Ownership Certain Beneficial Owners Management Related Stockholders Selected Financial Condition Data
Selected Financial Ratios Share Counting
Shares Subject Plan Signature
Signatures Special Transition Rules
Specified Employee Means Given Date Such Purposes 409a Specified Employees
State Taxation Statements
Step Conversion Stock Based Compensation
Stock Compensation Grant Award Practices Timing Issues Stock Option Plan
Stock Options Stock Ownership Requirements
Stock Performance Graph Stock Repurchase Plan
Stock-based Compensation Stockholder Communications
Stockholder Nominations Stockholders Equity
Stockholders Meeting Held 2009 Strong Competition Within Market Area Hurt Profits Slow
Strong Competition Within Market Area Reduce Profits Slow Structure Meetings
Submission Business Proposals Stockholder Nominations Submission Matters Vote Security Holders
Subsidiaries Successors Assigns
Summary 2005 Plan Summary Compensation Table
Summary Significant Accounting Policies Supplemental Esop Benefit
Supplemental Esop Benefit Account Supplemental Executive Retirement Plan
Supplemental Savings Account Supplemental Savings Benefit
Supplemental Stock Ownership Account Supplemental Stock Ownership Benefit
Syndicated Community Offering Syndicated Community Offering Payment 1st Dividend
Table Classified Assets Table Contents
Table Contractual Maturities Interest Rate Sensitivity Table Contractual Obligations
Table Deposits Table Loan Delinquencies
Table Net Interest Income Simulation Table Npv Analysis
Table Outstanding Loan Commitments Table Overview 2008 2007 2006
Table Summary Investing Financing Activities Table Time Deposit Maturities 100000
Tax Accounting Considerations Term
Termination Amendment Termination Change Control Event
Termination Connection Change Control Termination Plan
Title Class Total Assets Deposits Grow
Total Assets Grow Transactions Management
Transactions Related Persons Transfer
Troubled Assets Relief Program Unfunded Unsecured Promise Make Payments Future
United States Unregistered Sales Equity Securities Proceeds
Unresolved Staff Comments Updates Changes
Vacation Leave Vesting Deferred Benefit Account Participant Shall 100 Vested
Vote Authorization Form Vote Meeting
Voting Proxy Waivers
What Confidential Information What Constitutes Sexual Harassment
Withholding Taxes Year-end Option Value
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