Topic Listing for Old Point Financial

Accrued Interest Acknowledgment
Advertising Expenses Affect Old Points
Allocation Among Components Allowance Loan Losses
Also Notable Amendment
Amendment Termination Amendments
Audit Committee Audit Committee Pre-approval Policy
Available Information Balance Sheet Review
Balance Sheets Base Salaries
Base Salaries Executive Officers Registrant Base Salaries Named Executive Officers Registrant
Beneficial Ownership Reporting Compliance Benefit Plans
Bernd Witt Named Old Point Financial Corporations Board Board Committees Attendance
Board Directors Board Directors Recommends Vote Election
Board Process Bonuses
Capital Resources Capital Stock
Cash Equivalents Caution Forward Looking Statements
Caution Forward-looking Statements Certain Business Combinations
Certain Relationships Related Transactions Certifications
Chairman President Change Independent Registered Public Accountant
Change Independent Registered Public Accounting Firm Changes Disagreements Accountants Accounting Financial Disclosure
Code Ethics Violations Commitments Contingencies
Commitments Extend Credit Irrevocable Letters Committees Directors
Common Stock Par Value Compensation Committee
Compensation Committee Described Report Executive Below Compensation Committee Interlocks Insider Participation
Compensation Committee Report Compensation Committee Report Executive
Compliance Oversight Responsibilities Condensed Financial Statements Parent
Confidential Information Conflict Interest
Consent Independent Registered Public Accounting Firm Contractual Obligations
Controls Procedures Copy Annual Report Form 10-k Including Exhibits Filed
Corporate Governance Corporate Name Letterhead
Corporate Seal Corporate Statement
Critical Accounting Estimates Critical Accounting Policies Estimates
Deductibility Executive Compensation Definitions
Departure Directors Principal Officers Election Appointment Departure Directors Principal Officers Election Appointments
Deposit Liabilities Deposits
Description Executive Incentive Plan Description Executive Incentive Plan Amended 2006
Description Management Incentive Plan Description Operations
Directors Directors Compensation
Directors Compensation Effective 2004 Through 2005 Directors Executive Officers Registrant
Directors Meetings Disclosure Recordkeeping
Dividend Payment Announced Documents Incorporated Reference
Earnings Earnings Per Common Share
Earnings Per Share Earnings Release
Earnings Summary Effects Inflation
Election Directors Electronic Notice Mailing
Eligibility Embezzlement Theft Misapplication Funds
Emergency Bylaws Employment Agreements
Employment Relatives Persons Having Close Personal Relationships Equity Compensation
Equity Compensation Plan Information Estate Matters
Estimates Exact Name Registrant Specified Charter
Executive Compensation Executive Officers Registrant
Executive Overview Exhibits
Fair Value Financial Instruments Fair Value Measurements
Family Open-end Junior Liens Federal Home Loan Bank Advances Other Borrowings
Financial Accountability Internal Controls Financial Corporation
Financial Corporations 2009 Earnings Financial Reporting Disclosure Matters
Financial Statement Schedules Financial Statements
Financial Statements Exhibits Form 10-k
Form 10-q Form 8-k
Former Name Address Changed Since Last Report General
General Philosophy General Plan Provisions
Glasser Guarantee Program
Half 2007 Earnings Half 2008 Earnings
Hampton Held 2005
Held 2006 Held 2007
Held 2008 Held 2009
Immediate Release Impaired Loans
Important Notice Incentive Plan Description
Incentive Stock Option Agreement Income Taxes
Indemnification Limit Liability Independent Registered Public Accountants
Index Insider Trading
Integrity Accounting Financial Information Interest Management Certain Transactions
Interest Sensitivity Investment Portfolio
Investment Securities Lease Commitments
Legal Proceedings Liquidity
Loan Portfolio Loans
Loans Receivable Long-term Borrowings
Management 162 Compensation Agreement Market Area Competition
Market Registrants Common Equity Related Stockholder Matters Issuer Market Registrants Common Stock Related Stockholder Matters Issuer
Maturity Schedule Selected Loans Meetings
Membership Memorandum Understanding
Memoriam Eugene Jordan Michael Glasser
Miscellaneous Miscellaneous Provisions
Modification Death Benefits Payable Split Dollar Plan Money Laundering Transaction Structuring
Name Person Filing Proxy Statement Other Registrant Nature Operations
Net Interest Income Net Interest Margin 361
Net Interest Margin Nim Fully Tax Equivalent Basis Non-qualified Stock Option Agreement
Nonaccrual Past Due Restructured Loans Nonaccrual Past Due Troubled Debt Restructured Loans
Noninterest Expense Noninterest Expenses
Noninterest Income Not Applicable
Not Voted Via Internet Telephone Fold Along Perforation Number 000-12896
Off-balance Sheet Arrangements Off-balance Sheet Credit Related Financial Instruments
Off-balance Sheet Lending Related Commitments Officers Employees
Old Point Financial Corporation Old Point Financial Corporation Announces 2008 Earnings
Old Point Financial Corporation Announces Earnings Old Point Financial Corporation Declares Dividend
Old Point Financial Corporation Names Board Old Point Financial Corporation Price Performance
Old Point National Bank Old Point Trust Financial Services
Option Exercises Stock Vested Options Granted 2004
Other Other 2008
Other Compensation Other Compensation 2007
Other Compensation 2008 Other Events
Other Information Other Matters
Other Real Estate Owned Outside Activities
Outside Advisors Outstanding Equity Awards 2006 Year-end
Oversight Internal Audit Function Oversight Relationship Independent Accountants
Overview Compensation Program Part
Part Financial Information Part Ii-other Information
Part Other Information Pension Plan
Pension Plan Table Perquisites Other Compensation
Plan Administration Plan Benefits
Please Vote Date Sign Reverse Return Promptly Enclosed Political Contributions Activities
Potential Payments Termination Change-in-control Preamble
Premises Equipment Primary Designation
Primary Financial Data 2004 Primary Financial Data 2005
Primary Financial Data 2006 Primary Financial Data 2007
Primary Financial Data 2008 Principal Accountant Fees
Principal Accountant Fees Services Principal Accounting Fees
Principles Consolidation Pro Forma Disclosure Sfas 123
Pro Forma Disclosure Sfas 123 Amended 148 Properties
Provision Loan Losses Purpose
Quantitative Qualitative Disclosures Market Risk Recent Accounting Pronouncements
Reclassifications Registrants Telephone Number Including Area Code
Registrants Telephone Number Including Area Code 757 728-1200 Regulation Disclosure
Relationship Investment Community Relationships Competitors Trade Associations
Relationships Media Report Audit Committee
Report Independent Registered Public Accounting Firm Restrictions Cash Amounts Due Banks
Results Results Operations Financial Condition
Retirement Benefits Return Equity Assets
Revocation Voting Proxies Risk Factors
Robert Shuford Sarbanes-oxley Act 2002
Secondary Contingent Designation Securities
Securities Authorized Issuance Equity Compensation Plans Securities Available Sale
Securities Available-for-sale Securities Exchange Act 1934
Securities Registered Pursuant Act Security Ownership Certain Beneficial Owners Management Related Stockholder
Selected Ratios Severance Pay
Share-based Compensation Shareholder Communications Board Directors
Shareholder Proposals 2006 Annual Meeting Shareholder Proposals 2007 Annual Meeting
Short-term Borrowings Signatures
Significant Factors Affecting Earnings 2005 Significant Factors Affecting Earnings 2006
Significant Factors Affecting Earnings 2007 Significant Factors Affecting Earnings 2008
Solicitation Proxies Sound Personal Finances
Split Dollar Post Retirement Benefits Split-dollar Post Retirement Benefits
Statements Income Stock Compensation Plans
Stock Option Exercises 2004 Year-end Values Stock Option Exercises 2005 Year-end Values
Stock Option Grants 2004 Stock Option Grants 2005
Stock Option Plan Stock Option Plans
Stock Ownership Guidelines Stock Performance
Stock-based Compensation Stockholder Communications Board Directors
Stockholder Proposals 2008 Annual Meeting Stockholder Proposals 2009 Annual Meeting
Stockholder Proposals 2010 Annual Meeting Stockholders
Submission Matters Vote Security Holders Summary Loan Loss Experience
Table Table Contents
Target Incentive Award Targeted Overall Compensation
Things Value Offered Employees Time Deposits 100000
Trust Assets Income United States
Unregistered Sales Equity Securities Proceeds Vote Telephone Internet Available
Voting Revocation Proxies Voting Rights Shareholders
Voting Rights Stockholders West Mellen Street Hampton Virginia 23663
Witness Whereof Caused Option Executed Behalf Duly Authorized Witness Whereof Corporation Caused Option Executed Behalf Duly
Wwwoldpointcom Year-end Option Values
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