PNC » Topics » Accruing Loans And Loans Held For Sale Past Due 90 Days Or More

This excerpt taken from the PNC 10-K filed Mar 1, 2007.

Accruing Loans And Loans Held For Sale Past Due 90 Days Or More

 

    Amount   Percent of Total
Outstandings
 

Dollars in millions

  Dec. 31
2006
  Dec. 31
2005
  Dec. 31
2006
 
 
  Dec. 31
2005
 
 

Commercial

  $9   $12   .04 %   .06 %

Commercial real estate

  5   2   .14     .06  

Consumer

  28   22   .17     .14  

Residential mortgage

  7   10   .11     .14  

Other

  1     .27      

Total loans

  50   46   .10     .09  

Loans held for sale

  9   47   .38     1.92  

Total loans and

loans held for sale

  $59   $93   .11 %   .18 %

Loans that are not included in nonperforming or past due categories but cause us to be uncertain about the borrower’s ability to comply with existing repayment terms over the next six months totaled $41 million at December 31, 2006, compared with $67 million at December 31, 2005. Approximately 59% of these loans are in the Corporate & Institutional Banking portfolio.

This excerpt taken from the PNC 10-Q filed Nov 9, 2006.

Accruing Loans And Loans Held For Sale Past Due 90 Days Or More

 

    Amount   Percent of Total
Outstandings
 
Dollars in millions  

Sept. 30

2006

 

Dec. 31

2005

 

Sept. 30

2006

   

Dec. 31

2005

 

Commercial

  $12   $12   .06 %   .06 %

Commercial real estate

  2   2   .06     .06  

Consumer

  23   22   .14     .14  

Residential mortgage

  8   10   .15     .14  

Other

  2        .58    

Total loans

  47   46   .10     .09  

Loans held for sale

  8   47   .19     1.92  

Total loans and loans held for sale

  $55   $93   .10 %   .18 %

Loans that are not included in nonperforming or past due categories but cause us to be uncertain about the borrower’s ability to comply with existing repayment terms over the next six months totaled $23 million at September 30, 2006 compared with $67 million at December 31, 2005. Approximately 45% of these loans are in the Corporate & Institutional Banking portfolio.

This excerpt taken from the PNC 10-Q filed Aug 9, 2006.

Accruing Loans And Loans Held For Sale Past Due 90 Days Or More

 

    Amount  

Percent of Total

Outstandings

 
Dollars in millions  

June 30

2006

 

Dec. 31

2005

 

June 30

2006

   

Dec. 31

2005

 

Commercial

  $5   $12   .02 %   .06 %

Commercial real estate

  2   2   .06     .06  

Consumer

  19   22   .12     .14  

Residential mortgage

  7   10   .09     .14  

Other

  2        .56    

Total loans

  35   46   .07     .09  

Loans held for sale

  27   47   1.25     1.92  

Total loans and loans held for sale

  $62   $93   .12 %   .18 %

Loans and loans held for sale that are not included in nonperforming or past due categories but cause us to be uncertain about the borrower’s ability to comply with existing repayment terms over the next six months totaled $30 million and zero, respectively, at June 30, 2006 compared with $67 million and zero, respectively, at December 31, 2005. Approximately 63% of these loans are in the Corporate & Institutional Banking portfolio.

This excerpt taken from the PNC 10-Q filed May 9, 2006.

Accruing Loans And Loans Held For Sale Past Due 90 Days Or More

 

    Amount   Percent of Total
Outstandings
 
Dollars in millions   March 31
2006
  Dec. 31
2005
  March 31
2006
    Dec. 31
2005
 

Commercial

  $4   $12   .02 %   .06 %

Commercial real estate

    2     .06  

Consumer

  22   22   .14     .14  

Residential mortgage

  8   10   .11     .14  

Total loans

  34   46   .07     .09  

Loans held for sale

  26   47   1.15     1.92  

Total loans and loans held for sale

  $60   $93   .12 %   .18 %

Loans and loans held for sale that are not included in nonperforming or past due categories but cause us to be uncertain about the borrower’s ability to comply with existing repayment terms over the next six months totaled $40 million and zero, respectively, at March 31, 2006 compared with $67 million and zero, respectively, at December 31, 2005. Approximately 77% of these loans are in the Corporate & Institutional Banking portfolio.

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