QUOTE AND NEWS
NPR  Apr 25  Comment 
Problems at a Canadian factory have caused a shortage of tuberculosis tests in the U.S. Some hospitals and health departments around the country are deferring routing TB testing as a result.
NPR  Mar 25  Comment 
Henna tattoos have become a popular beach souvenir and tween fashion accessory. But some are made not with the henna plant, but with a chemical that can cause a painful allergic reaction, the Food and Drug Administration warns.
Forbes  Feb 14  Comment 
On Tuesday, February 12, 2013, President Obama issued Presidential Policy Directive 21: Critical Infrastructure Security and Resilience. PPD 21 represents my worst nightmare: the misguided mantra of management consultants writ large. How large?...
Benzinga  Jan 26  Comment 
Pharmaceutical Product Development, Inc. and VirtualScopics, Inc. (Nasdaq: VSCP) today announced they have expanded their successful one-year strategic alliance in clinical and medical imaging services across multiple therapeutic areas to now...
StreetInsider.com  Nov 2  Comment 
Visit StreetInsider.com at http://www.streetinsider.com/Corporate+News/PPD+%28PPDI%29+Reports+Expiration+of+30-Day+%27Go-Shop%27+Period/6904777.html for the full story.
BusinessWeek  Oct 26  Comment 
InVentiv Health Inc., a health-care services company owned by Thomas H. Lee Partners LP, decided against making a counterbid for Pharmaceutical Product Development Inc. after it couldn’t get access to some confidential data, said people familiar...
Stock Blog Hub  Oct 11  Comment 
Pharmaceutical drug research company Pharmaceutical Product Development, Inc. (PPDI) recently announced that it has entered into an agreement to be acquired by privately held The Carlyle Group and Hellman & Friedman for $3.9 billion in...
FierceBiotech  Oct 4  Comment 
When you see a private equity group like Carlyle get involved in a $3.9 billion deal to take PPD private, you know some big money analysts see a hefty upside down the line. So Pharmalot's Ed Silverman went looking for some sensible context for the...
StreetInsider.com  Oct 3  Comment 
Pharmaceutical Product Development, Inc. (Nasdaq: PPDI) today announced that it has entered into a definitive merger agreement under which it will be acquired by affiliates of The Carlyle Group and Hellman & Friedman in an all-cash transaction...
FierceBiotech  Oct 3  Comment 
This morning analysts at Morningstar turned in an upbeat assessment of the CRO business, which has been undergoing a shakeout as private equity groups move in to create expanded global operations to compete for some of the big development...




 
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Prepaid Legal Services sells memberships that allow members to access legal services through a network of independent law firms under contract with the company. Provider law firms are paid a monthly fixed fee on a capitated basis to render services to plan members residing within the state or province in which the provider law firm attorneys are licensed to practice. Because the fixed fee payments do not vary based on the type and amount of benefits utilized by the member, this capitated arrangement helps the company manage claims risk. At December 31, 2006, Memberships subject to the capitated provider law firm arrangement comprised approximately 99% of active Memberships. The remaining Memberships, approximately 1%, were primarily sold prior to 1987 and allow members to locate their own lawyer (open panel plan) with the member’s lawyer being reimbursed for services rendered based on usual, reasonable and customary fees.

Memberships through a multi-level marketing program that encourages individuals to sell Memberships and allows individuals to recruit and develop their own sales organizations. Commissions are paid only when a Membership is sold[1].

Principal competitors include Hyatt Legal Plans (a MetLife company), ARAG® North America, National Legal Plan and Legal Services Plan of America (a GE Financial company, formerly the Signature Group). Most of these concentrate their marketing to larger employer groups and offer open panel plans.




References

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