These excerpts taken from the RF 10-K filed Feb 27, 2008.
Table 19Capital Ratios
2007
2006
(Dollars in thousands)
Risk-based capital:
Stockholders equity
$
19,823,029
$
20,701,454
Less: Accumulated other comprehensive income (loss)
202,753
(131,273
)
Qualifying minority interests in consolidated subsidiaries
90,002
89,355
Qualifying trust preferred securities
691,342
218,968
Less: Goodwill and other disallowed intangible assets
11,933,193
11,734,934
Less: Disallowed servicing assets
27,462
30,728
Tier 1 Capital
8,440,965
9,375,388
Qualifying subordinated debt
3,056,994
2,769,063
Adjusted allowance for loan losses*
1,381,713
1,109,238
Other
150,000
150,437
Tier 2 Capital
4,588,707
4,028,738
Total Capital
$
13,029,672
$
13,404,126
Risk-adjusted assets
$
115,801,508
$
116,180,524
Capital ratios:
Tier 1 Capital to total risk-adjusted assets
7.29
%
8.07
%
Total Capital to total risk-adjusted assets
11.25
11.54
Leverage
6.66
8.30
Ending equity to assets
14.05
14.44
Ending tangible equity to tangible assets
5.88
6.53
*
Includes $60,469 and $53,285 in 2007 and 2006, respectively, associated with reserves recorded in other liabilities for off-balance sheet credit exposures.
Less: Accumulated other comprehensive income (loss)
202,753
(131,273
)
Qualifying minority interests in consolidated subsidiaries
90,002
89,355
Qualifying trust preferred securities
691,342
218,968
Less: Goodwill and other disallowed intangible assets
11,933,193
11,734,934
Less: Disallowed servicing assets
27,462
30,728
Tier 1 Capital
8,440,965
9,375,388
Qualifying subordinated debt
3,056,994
2,769,063
Adjusted allowance for loan losses*
1,381,713
1,109,238
Other
150,000
150,437
Tier 2 Capital
4,588,707
4,028,738
Total Capital
$
13,029,672
$
13,404,126
Risk-adjusted assets
$
115,801,508
$
116,180,524
Capital ratios:
Tier 1 Capital to total risk-adjusted assets
7.29
%
8.07
%
Total Capital to total risk-adjusted assets
11.25
11.54
Leverage
6.66
8.30
Ending equity to assets
14.05
14.44
Ending tangible equity to tangible assets
5.88
6.53
*
Includes $60,469 and $53,285 in 2007 and 2006, respectively, associated with reserves recorded in other liabilities for off-balance sheet credit exposures.