RSCR » Topics » Insurance

These excerpts taken from the RSCR 10-K filed Mar 13, 2009.

Insurance

 

We maintain professional and general liability, automobile, workers’ compensation and other business insurance coverages, along with an excess liability policy which covers the general and professional liability program, as well as the automobile liability program. We offer various health insurance plans to full-time and part-time employees. We believe insurance coverages and self-insurance reserves are adequate for our current operations. However, we cannot assure that any potential losses on asserted claims will not exceed such insurance coverages and self-insurance reserves.

 

Insurance



 



We maintain professional and general liability, automobile, workers’
compensation and other business insurance coverages, along with an excess
liability policy which covers the general and professional liability program,
as well as the automobile liability program. We offer various health insurance
plans to full-time and part-time employees. We believe insurance coverages and
self-insurance reserves are adequate for our current operations. However, we
cannot assure that any potential losses on asserted claims will not exceed such
insurance coverages and self-insurance reserves.



 



These excerpts taken from the RSCR 10-K filed Mar 12, 2008.

Insurance

 

                                               We maintain professional and general liability, automobile, workers’ compensation and other business insurance coverages. Our professional and general liability coverage provides for a $1 million deductible per occurrence for policy year commencing July 1, 2007, and claims limits of $5 million per occurrence up to a $6 million annual aggregate limit. Our automobile coverage provides for a $1 million deductible per occurrence and claims limits of $5 million per occurrence up to a $5 million aggregate limit. In addition, we carry excess liability coverage with limits of $15 million, to bring the total liability coverage limits to $20 million. The excess liability policy covers the general and professional liability program, as well as the automobile liability program. Our workers’ compensation coverage provides for a $1 million deductible per occurrence, and claims up to statutory limits. The property coverage provides for an aggregate limit of $100 million, with varying deductibles and sub-limits depending on the type of loss. We offer various health insurance plans to full-time and part-time employees. One of these plans has a $150,000 deductible per claim funded by the Company. We believe insurance coverages and self-insurance reserves are adequate for our current operations. However, we cannot assure that any potential losses on asserted claims will not exceed such insurance coverages and self-insurance reserves.

 

Insurance



 



                                               We
maintain professional and general liability, automobile, workers’ compensation
and other business insurance coverages. Our professional and general liability
coverage provides for a $1 million deductible per occurrence for policy year
commencing July 1, 2007, and claims limits of $5 million per occurrence up
to a $6 million annual aggregate limit. Our automobile coverage provides for a
$1 million deductible per occurrence and claims limits of $5 million per
occurrence up to a $5 million aggregate limit. In addition, we carry excess
liability coverage with limits of $15 million, to bring the total liability
coverage limits to $20 million. The excess liability policy covers the general
and professional liability program, as well as the automobile liability
program. Our workers’ compensation coverage provides for a $1 million
deductible per occurrence, and claims up to statutory limits. The property
coverage provides for an aggregate limit of $100 million, with varying
deductibles and sub-limits depending on the type of loss. We offer various
health insurance plans to full-time and part-time employees. One of these plans
has a $150,000 deductible per claim funded by the Company. We believe insurance
coverages and self-insurance reserves are adequate for our current operations.
However, we cannot assure that any potential losses on asserted claims will not
exceed such insurance coverages and self-insurance reserves.



 



This excerpt taken from the RSCR 8-K filed Sep 15, 2005.

Insurance

 

We maintain professional and general liability, auto, workers’ compensation and other business insurance coverages. The professional and general liability coverage provides for a $1 million deductible per occurrence for policy year commencing July 1, 2005, and claims limits of $5 million per occurrence up to a $6 million annual aggregate limit. The automobile coverage provides for a


$1 million deductible per occurrence and claims limits of $5 million per occurrence up to a $5 million aggregate limit. In addition, excess liability limits of $15 million have been purchased effective July 1, 2005, to bring the total liability coverage limits to $20 million. The excess liability policy covers the general and professional liability program, as well as the automobile liability program. Our workers’ compensation coverage provides for a $1 million deductible per occurrence, and claims up to statutory limits. The property coverage provides for an aggregate limit of $100 million, with varying deductibles and sublimits depending on the type of loss. We believe insurance coverages and self-insurance reserves are adequate for our current operations. However, we cannot assure that any potential losses on asserted claims will not exceed such insurance coverages and self-insurance reserves.

 

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