ROST » Topics » Self-insurance.

This excerpt taken from the ROST 10-Q filed Jun 10, 2009.
Self-insurance. We self insure certain of our workers’ compensation and general liability risks as well as certain coverages under our health plans. Our self-insurance liability is determined actuarially, based on claims filed and an estimate of claims incurred but not reported. Should a greater amount of claims occur compared to what is estimated or the costs of medical care increase beyond what was anticipated, our recorded reserves may not be sufficient and additional charges could be required.
These excerpts taken from the ROST 10-K filed Mar 31, 2009.
Self-insurance. We self insure certain of our workers’ compensation and general liability risks as well as certain coverages under our health plans. Our self-insurance liability is determined actuarially, based on claims filed and an estimate of claims incurred but not reported. Should a greater amount of claims occur compared to what is estimated or the costs of medical care increase beyond what was anticipated, our recorded reserves may not be sufficient and additional charges could be required.  

Self-insurance. We self insure certain of our workers’ compensation and
general liability risks as well as certain coverages under our health plans. Our
self-insurance liability is determined actuarially, based on claims filed and an
estimate of claims incurred but not reported. Should a greater amount of claims
occur compared to what is estimated or the costs of medical care increase beyond
what was anticipated, our recorded reserves may not be sufficient and additional
charges could be required.  


Self-insurance. The Company is self-insured for workers’ compensation, general liability insurance costs and costs of certain medical plans. The self-insurance liability is determined actuarially, based on claims filed and an estimate of claims incurred but not yet reported. Self-insurance reserves as of January 31, 2009 and February 2, 2008 consist of the following:

 
  ($ millions)
 
2008        2007 
  Workers’ Compensation  $ 57.5 $ 59.2 
  General Liability    18.3   16.3 
  Medical Plans    3.2      2.7 
  Total       $  79.0   $  78.2 
           

Workers’ compensation and self-insured medical plan liabilities are included in accrued payroll and benefits and accruals for general liability are included in accrued expenses and other in the accompanying consolidated balance sheets.

Self-insurance. The Company is self-insured for workers’ compensation,
general liability insurance costs and costs of certain medical plans. The
self-insurance liability is determined actuarially, based on claims filed and an
estimate of claims incurred but not yet reported. Self-insurance reserves as of
January 31, 2009 and February 2, 2008 consist of the following:












































 
  ($ millions)
 
2008        2007 
  Workers’
Compensation
 
$ 57.5 $ 59.2 
  General
Liability
 
  18.3   16.3 
  Medical
Plans
 
  3.2      2.7 
  Total      
$
 79.0   $  78.2 
           


Workers’ compensation and
self-insured medical plan liabilities are included in accrued payroll and
benefits and accruals for general liability are included in accrued expenses and
other in the accompanying consolidated balance sheets.


This excerpt taken from the ROST 10-Q filed Dec 10, 2008.
Self-insurance. We self insure certain of our workers’ compensation and general liability risks as well as certain coverages under our health plans. Our self-insurance liability is determined actuarially, based on claims filed and an estimate of claims incurred but not reported. Should a greater amount of claims occur compared to what is estimated or the costs of medical care increase beyond what was anticipated, our recorded reserves may not be sufficient and additional charges could be required.

This excerpt taken from the ROST 10-Q filed Sep 10, 2008.
Self-insurance. We self insure certain of our workers’ compensation and general liability risks as well as certain coverages under our health plans. Our self-insurance liability is determined actuarially, based on claims filed and an estimate of claims incurred but not reported. Should a greater amount of claims occur compared to what is estimated or the costs of medical care increase beyond what was anticipated, our recorded reserves may not be sufficient and additional charges could be required.

This excerpt taken from the ROST 10-Q filed Jun 11, 2008.
Self-insurance. We self insure certain of our workers’ compensation and general liability risks as well as certain coverages under our health plans. Our self-insurance liability is determined actuarially, based on claims filed and an estimate of claims incurred but not reported. Should a greater amount of claims occur compared to what is estimated or the costs of medical care increase beyond what was anticipated, our recorded reserves may not be sufficient and additional charges could be required.

These excerpts taken from the ROST 10-K filed Apr 1, 2008.
Self-insurance. The Company is self-insured for workers’ compensation, general liability insurance costs and costs of certain medical plans. The self-insurance liability is determined actuarially, based on claims filed and an estimate of claims incurred but not yet reported. Self-insurance reserves as of February 2, 2008 and February 3, 2007 consist of the following:

                                    
  ($ millions)    2007     2006 
  Workers’ Compensation       $ 59.2 $  60.9 
  General Liability  16.3   16.5 
  Medical Plans    2.7     2.8 
        Total       $ 78.2   $  80.2 
           

Workers’ compensation and self-insured medical plan liabilities are included in accrued payroll and benefits and accruals for general liability are included in accrued expenses and other in the accompanying consolidated balance sheets.

Self-insurance. The Company is self-insured for workers’ compensation,
general liability insurance costs and costs of certain medical plans. The
self-insurance liability is determined actuarially, based on claims filed and an
estimate of claims incurred but not yet reported. Self-insurance reserves as of
February 2, 2008 and February 3, 2007 consist of the following:



























































                 
                  
  ($
millions)
 
  2007     2006 
  Workers’
Compensation
 
     $ 59.2 $  60.9 
  General
Liability
 
16.3   16.5 
  Medical
Plans
 
  2.7     2.8 
       
Total
 
    
$
78.2   $  80.2 
           


Workers’ compensation and
self-insured medical plan liabilities are included in accrued payroll and
benefits and accruals for general liability are included in accrued expenses and
other in the accompanying consolidated balance sheets.


This excerpt taken from the ROST 10-Q filed Dec 12, 2007.
Self-insurance. We self insure certain of our workers’ compensation and general liability risks as well as certain coverages under our health plans. Our self-insurance liability is determined actuarially, based on claims filed and an estimate of claims incurred but not reported. Should a greater amount of claims occur compared to what is estimated or the costs of medical care and state statutory requirements increase beyond what was anticipated, our recorded reserves may not be sufficient and additional charges could be required.

This excerpt taken from the ROST 10-Q filed Sep 12, 2007.
Self-insurance. We self insure certain of our workers’ compensation and general liability risks as well as certain coverages under our health plans. Our self-insurance liability is determined actuarially, based on claims filed and an estimate of claims incurred but not reported. Should a greater amount of claims occur compared to what is estimated or the costs of medical care and state statutory requirements increase beyond what was anticipated, our recorded reserves may not be sufficient and additional charges could be required.

This excerpt taken from the ROST 10-Q filed Jun 13, 2007.
Self-insurance. We self insure certain of our workers’ compensation and general liability risks as well as certain coverages under our health plans. Our self-insurance liability is determined actuarially, based on claims filed and an estimate of claims incurred but not reported. Should a greater amount of claims occur compared to what is estimated or the costs of medical care and state statutory requirements increase beyond what was anticipated, our recorded reserves may not be sufficient and additional charges could be required.

This excerpt taken from the ROST 10-K filed Apr 3, 2007.
Self-insurance. The Company is self-insured for workers’ compensation, general liability costs and certain medical plans. The self-insurance liability is determined actuarially, based on claims filed and an estimate of claims incurred but not yet reported. Self-insurance reserves as of February 3, 2007 and January 28, 2006 consist of the following:

                                    
  ($ millions)    2006     2005 
  Workers’ Compensation       $ 60.9 $  62.0 
  General Liability  16.5   14.7 
  Medical Plans    2.8     2.6 
        Total       $ 80.2   $  79.3 
           

Workers’ compensation and self-insured medical liabilities are included in accrued payroll and benefits and accruals for general liability are included in accrued expenses and other in the accompanying consolidated balance sheets.

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