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This excerpt taken from the RT DEF 14A filed Aug 24, 2005. SHAREHOLDER PROPOSAL The Company has received a shareholder proposal to
be included in the Proxy Statement submitted by the General Board of Pension and Health Benefits of the United Methodist Church, 1201 Davis Street,
Evanston, Illinois 60201-4118 and the Sisters of Mercy Regional Community of Detroit Charitable Trust (the “Trust”), 29000 Eleven Mile Road,
Farmington Hills, Michigan 48336-1405, beneficial owners of 2,400 shares of Common Stock. Rule 14a-8, promulgated by the SEC under the Exchange Act,
requires the Company to include in the Proxy Statement the shareholder proposal and supporting statement exactly as submitted by the Trust. The
Shareholder Proposal will be approved if the votes cast by holders of shares of Common Stock present or represented by proxy and entitled to vote at
the Annual Meeting in favor of the Shareholder Proposal exceed the votes cast against it. The Board of Directors and the Company accept no
responsibility for the Shareholder Proposal. For the reasons stated below in the Company management’s statement in opposition to the Shareholder
Proposal, the Board of Directors recommends that you vote AGAINST the Shareholder Proposal.
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