This excerpt taken from the SWY 10-K filed Feb 26, 2008.
TIME AND FORM OF PAYMENTS OF RETIREMENT BENEFITS
Retirement benefits to which a Participant or Beneficiary is determined to be entitled under Article 2 of this Plan shall be paid, or begin to be paid, within 90 days of the date that Participant Retires.
Effective for Key Employees who Retire after January 1, 2005, all benefits provided under this Plan shall commence within 90 days of the seventh month following the date the Key Employee Retires; provided, however, Section 3.06 shall govern timing of payments of benefits under Article 3.
If a Participant who is entitled to receive retirement benefits under this Plan dies before payment of such benefits begin, the Participants surviving spouse shall receive the Actuarial Equivalent of the Participants benefits in the form of a straight life annuity, payable during the life of the surviving spouse with payments beginning within 90 days of the month after the Participants date of death.
If a Participant who is entitled to receive retirement benefits under this Plan dies before such benefits begin and there is no surviving spouse, his Beneficiary that is not his surviving spouse shall be entitled to receive the Actuarial Equivalent value of the Participants benefits in annual installment payments over 10 years (the Installment Option). The Installment Option shall be payable as soon as administratively practicable, but no later than 90 days, following the Participants date of death.