This excerpt taken from the SBKC 8-K filed Apr 24, 2009.
8. Within forty-five (45) days from the effective date of this ORDER, the Bank shall perform an assessment of the Banks liquidity needs and plans for ensuring such needs are met on an ongoing basis. The Bank shall review the adequacy of its asset/liability management (ALM) practices in light of the change in the Banks overall financial condition. The assessment shall take into consideration the Banks loan, investment, operating, and budget policies as well as the banks liquidity contingency plan. In addition, the Bank shall develop a plan for reducing its volatile liability dependence and brokered deposits.