STI » Topics » Enrollment

This excerpt taken from the STI 10-K filed Mar 1, 2005.



  ¨ I elect not to participate in the 401(k) Excess Plan for the year 2005. (Qualified Plan deferral rates must be elected via BENE if not participating in the Excess Plan.)


In order to participate in the 401 (k) Excess Plan, you must make an irrevocable election to contribute the maximum to the qualified plan ($14,000 in 2005). This election can be any percentage from 1 - 20% as long as the result is maximum contributions to the qualified plan. Contributions are not directed to the Excess Plan until the $14,000 limit is reached.


  ¨ I elect to participate in the 401 (k) Excess Plan for the year 2005 and defer:


             % to the Qualified Plan


             % to the Excess Plan


After 12/31/04, these elections become irrevocable for 2005.


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