Pilot projects to transact on distributed ledgers are starting to deliver lower costs, higher speeds and improved efficiency to bank customers. Blockchain may be the biggest shake up in market share the banking business has ever seen
While Paytm, which has gone all-out to acquire merchants, also allows payments using a QR code, it is a closed-loop system. What it means is that only Paytm members can transact and money travels within its network.
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