This excerpt taken from the UMBF DEF 14A filed Mar 15, 2006.


UMB Bank Auditorium

1010 Grand Boulevard

Kansas City, Missouri

Tuesday, April 25, 2006 10:00 a.m.

You can vote your shares in one of three ways:


24 hours a day - 7 days a week

Your vote is important. Please vote as soon as possible.


Vote by Internet  


      Vote by Telephone  



Log on to the Internet and go to


Call toll-free (in the U.S.)


Have your proxy card in hand when you

access the website and follow the instructions.

Internet votes must be received by 5:00 p.m.

(Central Time) on April 24, 2006.


Have your proxy card in hand when you call

and follow the instructions.

Telephone votes must be received by 5:00 p.m.

(Central Time) on April 24, 2006.

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