Subsidiaries of Umpqua Holdings Corporation
Name of Subsidiary
Other Names Under Which
Business is Conducted
Umpqua Bank
Strand, Atkinson, Williams & York, Inc.
Umpqua Master Trust I
Umpqua Statutory Trust II
Umpqua Statutory Trust III
Umpqua Statutory Trust IV
Umpqua Statutory Trust V
HB Capital Trust I
Humboldt Bancorp Statutory Trust I
Humboldt Bancorp Statutory Trust II
Humboldt Bancorp Statutory Trust III
CIB Capital Trust
Western Sierra Statutory Trust I
Western Sierra Statutory Trust II
Western Sierra Statutory Trust III
Western Sierra Statutory Trust IV
Umpqua Holdings Corporation directly owns 100% of the voting stock of each subsidiary listed above.